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For sale
    • $549,900

    3914 Ural St, Panama City Beach, FL 32408

    5beds
    2,509sqft
    : 
    $3,531/mo
    Get pre-qualified
    Duplex, Multi Family
    Built in 1979
    -- sqft lot
    $533,300 Zestimate®
    $219/sqft
    $-- HOA

    What's special

    Beautifully updated living space
    Back on the market at no fault of sellers...Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box. Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!! This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment. Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!
    196 days
    |
    772
    |
    82
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christina Daniels 850-890-2320,

    Keller Williams Success Realty,

    Ryan A Daniels 850-630-7640,

    Keller Williams Success Realty

    Source: CPAR,MLS#: 784070MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Living Room
      Bedroom
      • Level: First
      • Dimensions: 17 x 11
      Bedroom
      • Level: Second
      • Dimensions: 14 x 12
      Bedroom
      • Level: Second
      • Dimensions: 14 x 12
      Bedroom
      • Level: Third
      • Dimensions: 13 x 12
      Bedroom
      • Level: Third
      • Dimensions: 13 x 12
      Living room
      • Description: open concept
      • Level: First
      • Dimensions: 18 x 11
      Living room
      • Level: Second
      • Dimensions: 17 x 14
      Heating
      • Central, Ductless, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Ductless
      Appliances
      • Included: Electric Cooktop, Electric Oven, Electric Water Heater
      Features
      • Shower Only, Smart Thermostat
      Interior area
      • Total structure area: 2,509
      • Total interior livable area: 2,509 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Patio & porch: Balcony, Deck, Covered, Open, Porch
      • Exterior features: Deck
      • Fencing: Fenced,Privacy
      Lot
      • Size: 6,098 Square Feet
      • Dimensions: 50 x 120
      • Features: Paved
      Details
      • Additional structures: Cabana, Pergola
      • Parcel number: 30808095000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Duplex
      • Property subtype: Duplex, Multi Family
      • Attached to another structure: Yes
      Materials
      • Cedar, Shake Siding, Stucco, Wood Siding
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1979

      Utilities & green energy

      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Holiday Beach Unit 13
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $219/sqft
      • Tax assessed value: $430,488
      • Annual tax amount: $5,645
      • Date on market: 4/21/2026
      • Cumulative days on market: 197 days
      • Electric utility on property: Yes

        Estimated market value

        $533,300

        $507,000 - $560,000

        $1,644/mo

        Price history

        DateEventPrice
        4/21/2026Price change$549,900-5.2%$219/sqft
        Source: CPAR #784070 Report a problem
        4/9/2026Pending sale$579,900$231/sqft
        Source: CPAR #784070 Report a problem
        3/4/2026Price change$579,900-10.8%$231/sqft
        Source: CPAR #784070 Report a problem
        1/23/2026Listed for sale$649,900-4.3%$259/sqft
        Source: CPAR #784070 Report a problem
        12/1/2025Listing removed$679,000$271/sqft
        Source: CPAR #773875 Report a problem
        6/13/2025Price change$679,000-5.7%$271/sqft
        Source: CPAR #773875 Report a problem
        5/22/2025Listed for sale$720,000-7.1%$287/sqft
        Source: CPAR #773875 Report a problem
        5/19/2025Listing removed$774,900$309/sqft
        Source: BHHS broker feed #959232 Report a problem
        3/4/2025Price change$774,900-3.1%$309/sqft
        Source: ECAOR #959232 Report a problem
        9/16/2024Listed for sale$799,900+8.1%$319/sqft
        Source: ECAOR #959232 Report a problem
        9/1/2023Sold$740,000-1.2%$295/sqft
        Source: Public Record Report a problem
        7/18/2023Pending sale$749,000$299/sqft
        Source: CPAR #741371 Report a problem
        7/9/2023Price change$749,000-3.2%$299/sqft
        Source: CPAR #741371 Report a problem
        6/26/2023Price change$774,000-0.4%$308/sqft
        Source: CPAR #741371 Report a problem
        6/23/2023Listed for sale$776,750$310/sqft
        Source: CPAR #741371 Report a problem
        6/20/2023Pending sale$776,750$310/sqft
        Source: CPAR #741371 Report a problem
        6/17/2023Listed for sale$776,750$310/sqft
        Source: CPAR #741371 Report a problem
        5/22/2023Pending sale$776,750$310/sqft
        Source: CPAR #741371 Report a problem
        5/15/2023Listed for sale$776,750+109.9%$310/sqft
        Source: CPAR #741371 Report a problem
        2/16/2022Sold$370,000-15.9%$147/sqft
        Source: Public Record Report a problem
        9/29/2021Listed for sale$440,000+144.4%$175/sqft
        Source: Owner Report a problem
        1/11/2019Sold$180,000+57.9%$72/sqft
        Source: Public Record Report a problem
        11/30/2016Sold$114,000-32.9%$45/sqft
        Source: CPAR #642035 Report a problem
        6/1/2016Listing removed$170,000$68/sqft
        Source: Berkshire Hathaway Beach Properties of Florida #642035 Report a problem
        3/28/2016Price change$170,000-7.1%$68/sqft
        Source: Berkshire Hathaway Home Services Beach Properties #642035 Report a problem
        2/26/2016Listed for sale$183,000$73/sqft
        Source: Berkshire Hathaway Home Services Beach Properties #642035 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,330 +20.7%$430,488 +23%
        2023$4,416 +172.1%$349,978 +100.1%
        2022$1,623 $174,927
        2021-- --
        2020$1,618 +1.8%$167,487 +2.3%
        2019$1,590 $163,721 -3.2%
        2018$1,590 -26.3%$169,049 +9.6%
        2017$2,156 +8.6%$154,283 +9.4%
        2016$1,984 +4.2%$141,081 -0.1%
        2015$1,904 $141,218 -0.5%
        2014$1,904 $141,893 -0.5%
        2013-- $142,667 -0.9%
        2012-- $143,892 -5.2%
        2011-- $151,834 -2.8%
        2010-- $156,271 -12.8%
        2009-- $179,220 -2.1%
        2008-- $183,059 -14.7%
        2007-- $214,583 -18.1%
        2006-- $261,850 +69.9%
        2005-- $154,135 +51.6%
        2004-- $101,692 +11%
        2003-- $91,596 +11.6%
        2002-- $82,050
        2001-- $82,050 +15%
        2000-- $71,342
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Lower Grand Lagoon

        Getting around

        34 / 100
        Car-Dependent
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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