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Contingent financing
    • $874,000

    3921 Galt Island Ave, Saint James City, FL 33956

    3beds
    1,752sqft
    : 
    $5,653/mo
    Get pre-qualified
    Single Family Residence
    Built in 2015
    0.31 Acres Lot
    $-- Zestimate®
    $499/sqft
    $17/mo HOA

    What's special

    Built-in electric fireplaceAbundant natural lightQuartz countertopsConvenient pool bathDesirable southern exposureSoaring ceilingsWaterfront retreat
    Discover the perfect blend of luxury, coastal elegance & Southwest Florida's ultimate boating lifestyle in this beautifully remodeled (2025) waterfront retreat. Nestled in a peaceful setting w/ protected preserve land directly across the street that can never be built on, this home offers exceptional privacy. Boaters will love the new composite dock w/ a 10,000-lb & 20,000-lb boat lift, offering quick, deep-water access to Pine Island Sound, world-class fishing & island hopping to Sanibel, Captiva, Cayo Costa, Boca Grande & beyond. Even more impressive—this home has never experienced flooding from any storm. From the moment you step inside, you'll appreciate the bright, open great room floor plan, soaring ceilings, abundant natural light & desirable southern exposure. Whitewashed wood flooring thruout creates a warm coastal chic feel, while a custom shiplap feature wall w/ raw-edge wood shelving & a built-in electric fireplace is the focal point of the great room. Expansive pocketing sliding glass doors seamlessly connect the indoor living space to the lanai for effortless indoor-outdoor living & entertaining. The dream kitchen features white raised-panel cabinetry accented w/ crown molding, under-cabinet lighting, quartz countertops, a striking navy tile backsplash, new stainless steel appliances (2025) & an oversized island overlooking the great room. The thoughtfully designed split-bedroom floor plan provides exceptional privacy. The primary suite features private lanai access, dual walk-in closets, two custom vanities & a tiled walk-in shower w/ multiple shower heads. Guests enjoy their own private wing w/ two spacious bedrooms, walk-in closets & the ability to close off the guest wing for added privacy. One guest bedroom also offers direct lanai access, plus a convenient pool bath. Outdoor living truly shines w/ a new picture-window pool cage (2024) framing the waterfront views, a heated saltwater pool w/ sun shelf & water features, new pool pump (2024), Cavalier electric hurricane screens & a custom gondola-style tiki bar w/ built-in bar, creating the perfect space for entertaining. The oversized lot offers room for trailer parking, while the 3-car garage w/ epoxy floors, impact windows & doors, new AC (2025) & 2024 standing seam metal roof provide lasting quality & peace of mind. Combining high-end finishes, outstanding construction, incredible outdoor living & exceptional boating access, this is more than just a waterfront home—it's the Southwest Florida lifestyle you've been dreaming about.
    24 days
    913
    81

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Monica Fowlds 239-243-7540,

    Century 21 Selling Paradise

    Source: Florida Gulf Coast MLS,MLS#: 2026031849MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bathroom, Guest Quarters, Screened Porch, Great Room
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Freezer, Disposal, Microwave, Refrigerator, Washer
      • Laundry: Inside
      Features
      • Breakfast Bar, Dual Sinks, Entrance Foyer, High Ceilings, Kitchen Island, Living/Dining Room, Pantry, Shower Only, Separate Shower, Walk-In Closet(s), Window Treatments, Split Bedrooms, Bathroom, Guest Quarters, Screened Porch, Great Room
      • Flooring: Wood
      • Windows: Sliding, Impact Glass, Shutters, Window Coverings
      Interior area
      • Total structure area: 2,357
      • Total interior livable area: 1,752 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Driveway, Garage, Paved, RV Access/Parking, Garage Door Opener
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Patio & porch: Lanai, Porch, Screened
      • Exterior features: Security/High Impact Doors, Sprinkler/Irrigation, Outdoor Shower, Shutters Manual
      • Has private pool: Yes
      • Pool features: Concrete, Electric Heat, Heated, In Ground, Salt Water
      • Has view: Yes
      • View description: Canal, Mangroves
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Access, Mangrove, Navigable Water, Riprap
      Lot
      • Size: 0.31 Acres
      • Dimensions: 100 x 134 x 100 x 136
      • Features: Oversized Lot, Sprinklers Automatic
      Details
      • Additional structures: Gazebo
      • Parcel number: 3545222400000.0140
      • Lease amount: $0
      • Zoning description: RS-1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,One Story,See Remarks
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Metal
      Condition
      • Resale
      • Year built: 2015

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Boat Facilities, Non-Gated
      • Security: None
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: GALT ISLAND SHORES
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      • HOA fee: $200 annually
      Location
      • Region: Saint James City

      Financial & listing details

      • Price per square foot: $499/sqft
      • Tax assessed value: $771,396
      • Annual tax amount: $12,091
      • Date on market: 8/6/2026
      • Cumulative days on market: 24 days
      • Listing terms: All Financing Considered,Cash
      • Ownership: Single Family
      • Contingency: Financing
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/25/2026Pending sale$874,000$499/sqft
        Source: Florida Gulf Coast MLS #2026031849 Report a problem
        8/6/2026Listed for sale$874,000+24.9%$499/sqft
        Source: Florida Gulf Coast MLS #2026031849 Report a problem
        10/20/2025Sold$700,000+400%$400/sqft
        Source: Public Record Report a problem
        8/20/2014Sold$140,000-11.9%$80/sqft
        Source: Florida Gulf Coast MLS #214036468 Report a problem
        7/24/2014Pending sale$159,000$91/sqft
        Source: Dream Home Associates LLC #214036468 Report a problem
        6/29/2014Listed for sale$159,000-11.7%$91/sqft
        Source: Dream Home Associates LLC #214036468 Report a problem
        4/3/2011Listing removed$180,000$103/sqft
        Source: CENTURY 21 Sunbelt Realty #201006679 Report a problem
        9/21/2010Listed for sale$180,000-48.6%$103/sqft
        Source: Vflyer #201006679 Report a problem
        5/6/2005Sold$350,000+22.8%$200/sqft
        Source: Public Record Report a problem
        5/15/1995Sold$285,000$163/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$12,092 +24.8%$680,409 +10%
        2024$9,692 -10.7%$618,554 +4.7%
        2023$10,857 +16.3%$590,525 +10%
        2022$9,332 +19.6%$536,841 +10%
        2021$7,805 +8.4%$488,037 +9.9%
        2020$7,203 -0.2%$444,119 +1.7%
        2019$7,214 $436,870 -0.7%
        2018$7,214 -2.4%$440,095 -2%
        2017$7,388 -4.2%$448,975 +9.8%
        2016$7,709 +7.9%$408,726 +346.6%
        2015$7,148 +370.4%$91,527
        2014$1,519 -1%$91,527 -19%
        2013$1,534 -18.8%$112,927
        2012$1,889 -13.2%$112,927 -11.7%
        2011$2,176 -1.9%$127,927 +0.1%
        2010$2,218 -22.5%$127,842 -25.8%
        2009$2,861 -32.7%$172,300 -35.5%
        2008$4,253 -4.3%$267,300 -5.3%
        2007$4,445 -3.6%$282,300
        2006$4,609 +30.6%$282,300 +50.1%
        2004$3,530 +15%$188,080 +18.2%
        2003$3,068 +82.9%$159,080 +85.6%
        2002$1,678 $85,690 +98.4%
        2000-- $43,190
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33956

        Getting around

        20 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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