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For sale
  • $139,900

    3957 State Highway 42 E, Warsaw, KY 41095

    2beds
    --sqft
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    Single Family Residence
    Built in ----
    0.8 Acres Lot
    $-- Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Cozy little cottageFresh paintFreshly updated showerNewer flooring and kitchenLittle sugar creek frontageTwo bedrooms
    Welcome to 3957 Highway 42 East in Warsaw! Tucked along Little Sugar Creek with access to the Ohio River in Gallatin County, Kentucky, this cozy little cottage on 0.8A± acres is set up perfectly for long summer weekends-or full-time river life if that's your thing. If you're in the Cincinnati or Northern Kentucky area and love being on the water, this one's worth a look. Tired of hauling your boat or jet skis back and forth every weekend? This place solves that. Leave your gear here, show up, and get straight to enjoying the water. A private dock on the creek makes for easy access, along with a public boat ramp just down the road for launching. Included is an extra lot with plenty of space for boats, trailers, or weekend games like cornhole and volleyball. The cottage offers two bedrooms and can comfortably sleep four to five (depending on how good of friends you are), as well as a freshly updated shower, AC to cool off after a hot day, and everything you need to relax. Just stock the fridge, fire up the grill, and you're set. There's also a patio and second-story deck for hanging out in the evenings. This could be your personal summer spot-or turn it into a short-term rental and let it help pay for itself when you're not using it. Enjoy that hard-to-find mix of water access and privacy. If you've been thinking about having your own place on the water, this is a solid, affordable way to make it happen. Contact today to schedule a private showing and make 3957 Highway 42 East your new address. Location: 3957 Highway 42 East Warsaw, KY 41095 Situated on the Little Sugar Creek (Ohio River Tributary) Gallatin County 22A± Miles SW of Florence 34A± Miles SW of Cincinnati, OH Coordinates: 38.7879, -84.80445 Property Use: Residential Recreational Summer Cottage Potential Rental Income Property Information: 0.8A± Total Acres 0.5A± Acres of Vacant Ground 2 Bedroom Cottage Remodeled Bathroom Newer Flooring & Kitchen Patio & Deck Fresh Paint Little Sugar Creek Frontage Electricity & Septic On-Site Water Available At the Road Driveway Boat Dock Tax Information: TBD
    54 days
    |
    83
    |
    3
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    Zillow last checked:

    Listed by:

    Jon Toelke,

    SmallTown Properties 769-888-2522

    Source: REALSTACK,MLS#: 105307

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Features
      • Has basement: No
      Interior area
      • Total structure area: 0
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      Property

      Lot
      • Size: 0.8 Acres

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence

      Community & HOA

      Location
      • Region: Warsaw

      Financial & listing details

      • Date on market: 5/14/2026
      • Lease term: Contact For Details

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,455/mo

        Price history

        DateEventPrice
        7/5/2026Listed for sale$139,900
        Source: REALSTACK #105307 Report a problem
        5/27/2026Pending sale$139,900
        Source: REALSTACK #105307 Report a problem
        5/14/2026Listed for sale$139,900
        Source: REALSTACK #105307 Report a problem

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Neighborhood: 41095

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