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Sold for $465,000
  • $465,000

    3960 TARPON POINTE CIRCLE, PALM HARBOR, FL 34684

    3beds
    1,826sqft
    Single Family Residence
    Built in 1989
    6,826 Square Feet Lot
    $464,200 Zestimate®
    $255/sqft
    $2,717 Estimated rent

    Home value

    $464,200

    $441,000 - $487,000

    $2,717/mo

    Zestimate® history
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    What's special

    Modern upgradesBeautifully renovated kitchenGranite countertopsCharming breakfast nookAttached two-car garageSpacious indoor laundry roomBonus fully enclosed lanai
    Perfectly positioned in one of the most desirable locations within Highland Lakes, Palm Harbor's premier 55+ golf community, this beautiful 3-bedroom, 2-bath home plus a bonus fully enclosed lanai offers an exceptional combination of modern upgrades, spacious living, and an unbeatable lifestyle. Just steps from the community's Lake Tarpon Lodge, this inviting residence features a sought-after split-bedroom floor plan with soaring vaulted ceilings in both the living and family rooms, creating a bright, open atmosphere filled with natural light. Luxury vinyl plank flooring extends throughout the home, complemented by updated hurricane-impact windows, a spacious indoor laundry room, and an attached two-car garage. At the center of the home, the beautifully renovated kitchen has been thoughtfully redesigned for both everyday living and entertaining. Featuring granite countertops, updated soft-close cabinetry, a charming breakfast nook, and a newly opened kitchen to the living room with bar-top seating, it seamlessly connects the home's main living spaces. Three sliders out to the fully enclosed lanai with new windows provides a comfortable year-round retreat, offering valuable additional living space that's not included in the heated square footage of the home! MAJOR UPDATES include a NEW 2024 HVAC, NEW 2024 hot water heater, NEW 2020 ROOF, updated hurricane-impact windows, and a cost-saving deep well for irrigation! No insurance worries here with a recently passed 4-point inspection and located safely high and dry in a non-flood zone. Highland Lakes offers one of the finest active adult lifestyles in the Tampa Bay area with an incredibly affordable HOA fee of only $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, tennis, pickleball, bocce, shuffleboard, and a vibrant clubhouse featuring fitness classes, entertainment, clubs, and year-round social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf cart-friendly streets make everyday living even more convenient. Located just minutes from award-winning Gulf beaches, premier shopping and dining, top-rated healthcare, professional sports venues, two international airports, and a cruise port, this move-in-ready home offers the perfect opportunity to enjoy the very best of Florida living. Call today and experience everything this exceptional home and community have to offer!

    Zillow last checked:

    Listing updated:

    Listed by:

    Amanda Justus 727-330-4478,

    COLDWELL BANKER REALTY 727-781-3700

    Bought with:

    Non-Member Agent

    STELLAR NON-MEMBER OFFICE

    Source: Stellar MLS,MLS#: TB8523574MLS LogoOriginating MLS: Suncoast Tampa

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Family Room, Dining Room, Utility Room
    Primary bedroom
    • Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
    • Level: First
    • Area: 276 Square Feet
    • Dimensions: 12x23
    Bedroom 2
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 154 Square Feet
    • Dimensions: 11x14
    Bedroom 3
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 88 Square Feet
    • Dimensions: 11x8
    Primary bathroom
    • Features: Dual Sinks, En Suite Bathroom, Makeup/Vanity Space, Shower No Tub
    • Level: First
    • Area: 84 Square Feet
    • Dimensions: 12x7
    Balcony porch lanai
    • Features: Ceiling Fan(s), No Closet
    • Level: First
    • Area: 253 Square Feet
    • Dimensions: 23x11
    Dining room
    • Level: First
    • Area: 99 Square Feet
    • Dimensions: 11x9
    Family room
    • Features: Ceiling Fan(s)
    • Level: First
    • Area: 210 Square Feet
    • Dimensions: 14x15
    Kitchen
    • Features: Breakfast Bar, Kitchen Island, Stone Counters
    • Level: First
    • Area: 130 Square Feet
    • Dimensions: 10x13
    Laundry
    • Features: Built-in Closet
    • Level: First
    • Area: 66 Square Feet
    • Dimensions: 6x11
    Living room
    • Level: First
    • Area: 336 Square Feet
    • Dimensions: 16x21
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
    • Laundry: Inside, Laundry Room
    Features
    • Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
    • Flooring: Luxury Vinyl, Tile
    • Doors: Sliding Doors
    • Windows: Hurricane Shutters/Windows
    • Has fireplace: No
    Interior area
    • Total structure area: 2,891
    • Total interior livable area: 1,826 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage - Attached
    • Attached garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Enclosed, Rear Porch
    • Exterior features: Irrigation System, Lighting, Private Mailbox, Sidewalk
    • On waterfront: Yes
    • Waterfront features: Lake, Waterfront, Lake Privileges, Boat Ramp - Private, Fishing Pier, Sailboat Water, Skiing Allowed
    • Body of water: LAKE TARPON
    Lot
    • Size: 6,826 Square Feet
    • Dimensions: 65 x 105
    • Features: Level, Near Golf Course, Near Marina, Sidewalk, Above Flood Plain
    Details
    • Parcel number: 042816389280000700
    • Zoning: RPD-7.5
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch,Traditional
    • Property subtype: Single Family Residence
    Materials
    • Block
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1989

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected

    Community & HOA

    Community
    • Features: Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront, Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks
    • Pet fee: $0 monthly
    • Senior community: Yes
    • Subdivision: HIGHLAND LAKES
    HOA
    • Has HOA: Yes
    • Services included: Common Area Taxes, Community Pool, Reserve Fund, Pool Maintenance, Recreational Facilities
    • HOA fee: $164 monthly
    • HOA name: Highland Lakes HOA member services
    • HOA phone: 727-784-1402
    Location
    • Region: Palm Harbor

    Financial & listing details

    • Price per square foot: $255/sqft
    • Tax assessed value: $392,475
    • Annual tax amount: $2,537
    • Date on market: 6/26/2026
    • Cumulative days on market: 47 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved

    Price history

    DateEventPrice
    10/8/2026Sold$465,000-2.1%$255/sqft
    Source: Stellar MLS #TB8523574 Report a problem
    8/7/2026Price change$474,900-1%$260/sqft
    Source: Stellar MLS #TB8523574 Report a problem
    7/18/2026Listed for sale$479,900$263/sqft
    Source: Stellar MLS #TB8523574 Report a problem
    7/9/2026Contingent$479,900$263/sqft
    Source: Stellar MLS #TB8523574 Report a problem
    6/27/2026Listed for sale$479,900+203.7%$263/sqft
    Source: Stellar MLS #TB8523574 Report a problem
    5/4/2001Sold$158,000$87/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,537 +4.4%$190,686 +2.9%
    2024$2,430 +2.4%$185,312 +3%
    2023$2,373 +0.1%$179,915 +3%
    2022$2,371 -0.6%$174,675 +3%
    2021$2,386 +0.5%$169,587 +1.4%
    2020$2,374 +2.2%$167,246 +2.3%
    2019$2,324 $163,486 +1.9%
    2018$2,324 +1.7%$160,438 +2.1%
    2017$2,285 +2.4%$157,138 +2.1%
    2016$2,232 -1.5%$153,906 +0.7%
    2015$2,265 +0.7%$152,836 +0.8%
    2014$2,249 +0.8%$151,623 +1.5%
    2013$2,230 +7.9%$149,382 +1.7%
    2012$2,066 $146,885 -8.1%
    2011-- $159,868 -0.8%
    2010-- $161,208 +0.5%
    2009-- $160,441 -8.7%
    2008$2,604 $175,727 +3%
    2007-- $170,609 +0.2%
    2005-- $170,300 +8.5%
    2004$2,900 +21.1%$156,900 +13.6%
    2003$2,394 +16.3%$138,100 +6.4%
    2002$2,059 $129,800 +8.4%
    2001$2,059 +5.7%$119,700 +3.5%
    2000$1,948 $115,600
    Find assessor info on the county website

    Neighborhood: 34684

    Nearby schools

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    Estimated market value

    $464,200

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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value

    $464,200