Welcome to Copper Cay -- a stylish coastal retreat in the heart of Destin! Perfectly positioned for easy access to everything the Emerald Coast is known for, this beautifully updated condo places you just minutes from deep sea fishing, Crab Island, sugar-white sand beaches, waterfront dining, shopping, and entertainment. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this location delivers the ultimate Destin lifestyle.
This spacious 1-bedroom, 1-bath condo offers approximately 800 square feet of comfortable living, blending industrial farmhouse charm with warm copper accents for a unique and inviting feel. Inside, you'll find an updated kitchen with granite countertops, newer appliances, and hardwood flooring throughout. The open layout creates a cozy yet functional space, and the convenience of your own private washer and dryer makes everyday living easy. Best of all, all appliances convey for a move-in-ready opportunity.
The community offers resort-style amenities including 3 pools (one conveniently located right next to the building), tennis courts, outdoor grilling areas, a community room, and a peaceful lake walkover just steps away.
Whether you're searching for a low-maintenance beachside escape or a smart investment in one of Destin's most desirable areas, Copper Cay offers the perfect blend of comfort, charm, and coastal convenience.
For sale
$195,000
4000 Gulf Terrace Dr Unit 263, Destin, FL 32541
1beds
738sqft
:
Get pre-qualified$1,287/mo
Condominium
Built in 1973
-- sqft lot
$184,900 Zestimate®
$264/sqft
$-- HOA
What's special
Tennis courtsNewer appliancesOutdoor grilling areasPrivate washer and dryerHardwood flooring throughout
- 28 days |
- 589 |
- 60 |
Zillow last checked:
Listing updated:
Listed by:
Nikki Segraves Wood 850-420-0955,
ERA American Real Estate
Source: ECAOR,MLS#: 1006602
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Kitchen
- Level: First
- Area: 64 Square Feet
- Dimensions: 8 x 8
Living room
- Level: First
- Area: 187 Square Feet
- Dimensions: 17 x 11
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Washer, Electric Water Heater
- Laundry: Common Area
Features
- Has fireplace: Yes
- Furnished: Yes
Interior area
- Total structure area: 738
- Total interior livable area: 738 sqft
Property
Features
- Patio & porch: Covered, Porch
Details
- Parcel number: 002S22109500000263
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1973
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Dumpster, Gated, Pavillion/Gazebo, Picnic Area, Pool, TV Cable, Tennis Court(s), Pickleball, Short Term Rental - Allowed
- Subdivision: GULF TERRACE CONDO
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Legal, Management, Utilities, Security, Cable TV, Trash, Water
Location
- Region: Destin
Financial & listing details
- Price per square foot: $264/sqft
- Tax assessed value: $132,000
- Annual tax amount: $1,563
- Date on market: 6/30/2026
Estimated market value
$184,900
$176,000 - $194,000
$1,835/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/30/2026 | Listed for sale | $195,000+66.7%$264/sqft |
Source:  ECAOR #1006602 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 11/2/2020 | Sold | $117,000+14.7%$159/sqft |
Source: ECAOR #856258 Report a problem | ||
| 2/8/2019 | Sold | $102,000+68.6%$138/sqft |
Source: ECAOR #806889 Report a problem | ||
| 7/16/2012 | Sold | $60,500-2.4%$82/sqft |
Source: ECAOR #580245 Report a problem | ||
| 7/4/2012 | Listed for sale | $62,000+24%$84/sqft |
Source: Owner Report a problem | ||
| 7/6/2011 | Sold | $50,000-13%$68/sqft |
Source: Public Record Report a problem | ||
| 3/5/2011 | Listed for sale | $57,500-16.7%$78/sqft |
Source: SEA COAST REALTY GROUP INC #553543 Report a problem | ||
| 1/3/2011 | Listing removed | $69,000$93/sqft |
Source: Keller Williams Realty- Emerald Coast #534978 Report a problem | ||
| 12/19/2010 | Listed for sale | $69,000-7.9%$93/sqft |
Source: Keller Williams Realty- Emerald Coast #534978 Report a problem | ||
| 8/21/2010 | Listing removed | $74,900$101/sqft |
Source: Keller Williams Realty- Emerald Coast #534978 Report a problem | ||
| 4/2/2010 | Listed for sale | $74,900-21.1%$101/sqft |
Source: Keller Williams Realty- Emerald Coast #534978 Report a problem | ||
| 12/5/2009 | Listing removed | $94,900$129/sqft |
Source: Crye-Leike Coastal Realty #505103 Report a problem | ||
| 11/12/2009 | Price change | $94,900-12.9%$129/sqft |
Source: Crye-Leike Coastal Realty #505103 Report a problem | ||
| 8/8/2009 | Listed for sale | $109,000$148/sqft |
Source: Crye-Leike Coastal Realty #505103 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,563 -16.9% | $132,000 +6.1% |
| 2024 | $1,881 +1.4% | $124,449 -39.3% |
| 2023 | $1,855 +33.3% | $205,000 +57.7% |
| 2022 | $1,391 +19.8% | $130,000 +39% |
| 2021 | $1,161 +16% | $93,500 +16.9% |
| 2020 | $1,001 +5.2% | $80,000 |
| 2019 | $952 +15.9% | $80,000 +25% |
| 2018 | $821 | $64,000 +8.5% |
| 2017 | $821 +7.3% | $59,000 +7.3% |
| 2016 | $765 +9.1% | $55,000 +14.6% |
| 2015 | $701 +10.2% | $48,000 +9.1% |
| 2014 | $636 | $44,000 +7.3% |
| 2013 | -- | $41,000 +3.8% |
| 2012 | -- | $39,500 -3.7% |
| 2011 | -- | $41,000 -12.8% |
| 2010 | -- | $47,000 -10.5% |
| 2009 | -- | $52,500 -26.1% |
| 2008 | -- | $71,000 -36% |
| 2007 | -- | $111,000 -27.5% |
| 2006 | -- | $153,000 +63.6% |
| 2005 | -- | $93,500 +83.3% |
| 2004 | -- | $51,000 +8.1% |
| 2003 | -- | $47,200 +1.9% |
| 2002 | -- | $46,300 |
| 2001 | -- | $46,300 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 1.7 mi
- 9/10Destin Middle SchoolGrades: 5-8Distance: 2.6 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 10.5 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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