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For sale
    • Price increase: $20K (8/1)
    $219,900

    4000 Gulf Terrace Dr Unit 245, Destin, FL 32541

    1beds
    837sqft
    : 
    $1,450/mo
    Get pre-qualified
    Condominium
    Built in 1973
    -- sqft lot
    $210,700 Zestimate®
    $263/sqft
    $-- HOA

    What's special

    New paintNew ac installedNew bathsNew fans and lightsNew rewire
    10k toward buyers closing at full price !! (2 Baths) Completely renovated 1BR/2BA--one of the few with 2 full baths. New ac Installed New rewire, new paint, new fans and lights, new kitchen w/ granite & stainless appliances, new baths, no carpet, new textured ceilings/walls. Mid-town Destin near June Decker beach access. Gated 19-acre community w/ 3 pools, tennis, clubhouse; short-term rentals & pets allowed.
    35 days
    |
    2,102
    |
    114
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Deborah A Morton 813-957-7383,

    Bay Living Inc,

    Edward G Thornburg Jr 813-599-0519,

    Bay Living Inc

    Source: ECAOR,MLS#: 1006449MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom
      • Description: Room sizes approx. buyer to confirm
      • Level: Second
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Kitchen
      • Description: Room sizes approx. buyer to confirm
      • Level: Second
      • Area: 90 Square Feet
      • Dimensions: 10 x 9
      Living room
      • Description: Room sizes approx. buyer to confirm
      • Level: Second
      • Area: 324 Square Feet
      • Dimensions: 18 x 18
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Microwave, Electric Water Heater
      • Laundry: Common Area
      Features
      • Newly Painted
      • Windows: Window Treatments
      Interior area
      • Total structure area: 837
      • Total interior livable area: 837 sqft

      Property

      Features
      • Exterior features: Balcony
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front
      Details
      • Parcel number: 002S22109502450000

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Concrete, Frame, Vinyl Siding
      • Roof: Flat,Metal
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1973

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Dumpster, Fishing, Gated, Pavillion/Gazebo, TV Cable, Tennis Court(s), Waterfront, Pickleball, Short Term Rental - Allowed
      • Security: Smoke Detector(s)
      • Subdivision: GULF TERRACE CONDO
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Insurance, Management, Recreational Faclty, Maintenance Structure, Security, Sewer, Cable TV, Trash, Water, Internet
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $263/sqft
      • Tax assessed value: $132,000
      • Annual tax amount: $1,514
      • Date on market: 6/27/2026

        Estimated market value

        $210,700

        $200,000 - $221,000

        $1,949/mo

        Price history

        DateEventPrice
        8/1/2026Price change$219,900+10%$263/sqft
        Source: ECAOR #1006449 Report a problem
        7/29/2026Price change$199,900-2%$239/sqft
        Source: ECAOR #1006449 Report a problem
        7/23/2026Price change$203,900-1%$244/sqft
        Source: ECAOR #1006449 Report a problem
        7/12/2026Price change$205,900-1.9%$246/sqft
        Source: ECAOR #1006449 Report a problem
        7/10/2026Price change$209,900-2.8%$251/sqft
        Source: ECAOR #1006449 Report a problem
        7/5/2026Price change$215,900-1.4%$258/sqft
        Source: ECAOR #1006449 Report a problem
        6/27/2026Price change$218,900-0.5%$262/sqft
        Source: ECAOR #1006449 Report a problem
        6/23/2026Price change$219,900-2.2%$263/sqft
        Source: ECAOR #1002037 Report a problem
        6/8/2026Price change$224,900-0.4%$269/sqft
        Source: ECAOR #1002037 Report a problem
        6/5/2026Listed for sale$225,900$270/sqft
        Source: ECAOR #1002037 Report a problem
        5/30/2026Pending sale$225,900$270/sqft
        Source: ECAOR #1002037 Report a problem
        5/26/2026Price change$225,900-1.7%$270/sqft
        Source: ECAOR #1002037 Report a problem
        5/14/2026Price change$229,900-2.1%$275/sqft
        Source: ECAOR #1002037 Report a problem
        5/8/2026Price change$234,900-0.4%$281/sqft
        Source: ECAOR #1002037 Report a problem
        5/1/2026Listed for sale$235,900+51.3%$282/sqft
        Source: ECAOR #1002037 Report a problem
        12/23/2025Listing removed$155,900$186/sqft
        Source: ECAOR #990495 Report a problem
        12/22/2025Price change$155,900-2.5%$186/sqft
        Source: ECAOR #990495 Report a problem
        11/29/2025Listed for sale$159,900+53.8%$191/sqft
        Source: ECAOR #990495 Report a problem
        11/13/2025Sold$104,000$124/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,515 -16.2%$124,501 +10%
        2024$1,808 +1.1%$113,183 -44.8%
        2023$1,788 +34.4%$205,000 +57.7%
        2022$1,331 +20.3%$130,000 +39%
        2021$1,106 +12.5%$93,500 +16.9%
        2020$984 +3.3%$80,000
        2019$952 +15.9%$80,000 +25%
        2018$821 $64,000 +8.5%
        2017-- $59,000 +7.3%
        2016-- $55,000 +14.6%
        2015-- $48,000 +9.1%
        2014-- $44,000 +7.3%
        2013-- $41,000 +3.8%
        2012-- $39,500 -3.7%
        2011-- $41,000 -12.8%
        2010-- $47,000 -10.5%
        2009-- $52,500 -26.1%
        2008-- $71,000 -36%
        2007-- $111,000 -27.5%
        2006-- $153,000 +63.6%
        2005-- $93,500 +83.3%
        2004-- $51,000 +8.1%
        2003-- $47,200 +1.9%
        2002-- $46,300
        2001-- $46,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32541

        Getting around

        48 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Destin

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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