404 HILLSBOROUGH STREET, PALM HARBOR, FL 34683

One or more photo(s) has been virtually staged. Experience the pinnacle of waterfront living in this custom-designed, three-story luxury residence in sought-after Palm Harbor, just steps from the scenic trails and natural beauty of Wall Springs Park. With over 3,600 square feet of thoughtfully crafted living space, this 4-bedroom, 4-bath pool home blends timeless design with everyday comfort and stunning views of St. Joseph Sound, offering direct access to the Gulf of America. Enjoy the added benefit of no HOA and low insurance costs, making this an even more appealing choice for coastal living. From the moment you arrive, you'll be captivated by the paver driveway, lush tropical landscaping, and rare 4-car tandem garage - a grand welcome into a home that truly has it all. The ground level features a stylish foyer, wood and iron staircase, and a private elevator accessing all floors. Just beyond, the resort-style pool and lanai offer a serene outdoor retreat surrounded by nature while maintaining privacy from your neighbors. The second floor serves as the heart of the home, showcasing an open-concept living space with wood-look tile flooring, a custom gas fireplace, soaring ceilings, and an abundance of natural light pouring through dramatic quadruple sliding glass doors. The spacious living room opens to a large south-facing balcony with panoramic views of the Sound - an entertainer’s dream complete with an outdoor kitchen and built-in grill. Whether you're enjoying your morning coffee or toasting the sunset, this space delivers unforgettable waterfront moments. The gourmet kitchen is beautifully appointed with granite countertops, stainless steel appliances, a large island with food prep sink, 2nd dishwasher, counter seating, custom cabinetry, and a walk-in pantry with built-in organizer. A cozy breakfast nook provides a casual dining option, while the formal dining room is perfectly positioned to take in expansive water views. A full bath and a charming social nook at the stair landing round out this level. Upstairs, the third floor is reserved for private living quarters. Rich hardwood flooring flows throughout, creating a sense of warmth and continuity. The primary suite offers vaulted ceilings, walls of windows, a generous walk-in closet, and a private balcony overlooking St. Joseph Sound. The luxurious en suite bath features dual vanities with vessel sinks, a jetted soaking tub with water views, and a walk-in shower with dual heads and a bench. Bedrooms three and four share a Jack-and-Jill bath, while bedroom two is adjacent to a full hall bath - ideal for guests, teens, or extended family. The third-floor laundry room includes a laundry sink, built-in cabinetry, and a utility closet for added convenience. Over 120 feet of waterfront allows for enjoying the local wildlife and includes a private dock that invites kayaking, paddleboarding, or launching your boat to explore the open waters. Pre-wired for a generator and connected to natural gas. This exceptional home offers a rare blend of architectural elegance, intuitive layout, and relaxed coastal living - just minutes from restaurants, shopping, and entertainment. Close to Wall Springs Park, the Pinellas Trail, and the charm of downtown Palm Harbor. A quick drive to Tampa International Airport. Newer construction and elevated living space make insurance affordable. Schedule your private showing today and discover the luxury of waterfront living at its finest.