405 Pike St, Spencer, WV 25276

Charming Spencer Home with In-Law Suite & Creekside Setting – Needs Some TLC Owner Financing Available: Skip the bank red tape! We offer flexible owner financing with terms customized to your budget. The larger your down payment, the lower your interest rate. 10%, 20%, and 30% down payment options available with 15-to-30-year terms. Contact me to see which tier fits your needs. Discover the potential in this unique Spencer property! This spacious home features an upstairs living area with two bedrooms, a full kitchen, and an open living/dining space, along with a downstairs in-law suite including one bedroom, a kitchenette, and a living area—perfect for extended family or rental income. The home is bright and inviting, with plenty of natural light, a back porch and deck, and a metal roof for lasting durability. Situated along a creek, the property offers a serene setting while still being just a four-minute drive to Walmart and right off Route 33 for easy access. While the house is livable, it does need some TLC, including updates to flooring, bathrooms, and kitchens. This is a fantastic opportunity for someone looking to add value through personal touches and sweat equity. Additional features include: Two single-car garages (one attached, one detached) Laundry on premise Three bathrooms High-speed internet availability Small backyard with deck and creekside views This property is ideal for buyers seeking a home with character, potential, and unbeatable convenience close to town amenities. Opportunities like this don’t come around often. The seller is offering flexible owner financing options for qualified buyers, making this an even more accessible and attractive investment. Don’t miss your chance to make this unique property yours.