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For sale
  • $444,700

    406 N Main St, Somerset, KY 42501

    4beds
    3,205sqft
    : 
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    Single Family Residence
    Built in 1851
    0.3 Acres Lot
    $421,500 Zestimate®
    $139/sqft
    $-- HOA

    What's special

    Premier kitchenGrand entrywayRich hardwood flooringOriginal staircaseCustom site-built cabinetry
    406 North Main Street is the pinnacle of executive downtown living. This home, built around 1851, is a rare find as properties on North Main Street sparsely come available. This perfect historical home retains much of its original character with modern updates for luxurious living. As you step inside, you are immediately greeted by the original staircase, which is the focal point that sets the tone for the rest of the home. The grand entryway flows into 2 separate living spaces, each comfortably sized and designed for both relaxing and entertaining. Throughout, you'll find rich hardwood flooring and custom terra cotta tile, imported from Italy. The large dining features a beautiful skylight that fills the space with natural light, and a handmade chandelier imported from Murano, Italy--creating a striking atmosphere. Each of the four bedrooms are considered to be generously sized even by today's standards, and the Kitchen has been utterly and completely renovated by starting at the studs and building back a premier kitchen featuring quarts countertops, custom site-built cabinetry, and custom backsplash tile spanning all the way to the ceiling, and finalized with kitchen-aid appliances. This pinnacle of downtown Somerset is now ready to continue its story with new owners!
    97 days
    |
    374
    |
    25
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Nathanael Sears 606-425-6632,

    Keller Williams Commonwealth - Somerset

    Source: Imagine MLS,MLS#: 26006481MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Kitchen
      • Level: First
      Heating
      • Electric
      Cooling
      • Electric
      Appliances
      • Included: Dishwasher, Refrigerator, Range
      • Laundry: Main Level
      Features
      • Flooring: Hardwood, Tile
      • Basement: Partial,Unfinished,Walk-Out Access,Walk-Up Access
      • Number of fireplaces: 2
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 3,205
      • Total interior livable area: 3,205 sqft
      • Finished area above ground: 3,205
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Garage
      • Garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Common Area
      Features
      • Levels: One and One Half
      • Fencing: None
      • Has view: Yes
      • View description: Neighborhood, Other
      Lot
      • Size: 0.3 Acres
      • Features: Few Trees
      Details
      • Parcel number: 0614617

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding
      • Foundation: Concrete Perimeter, Stone
      • Roof: Shingle
      Condition
      • Year built: 1851

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Downtown Area
      HOA
      • Has HOA: No
      Location
      • Region: Somerset

      Financial & listing details

      • Price per square foot: $139/sqft
      • Tax assessed value: $175,000
      • Date on market: 3/30/2026

        Estimated market value

        $421,500

        $400,000 - $443,000

        $2,075/mo

        Price history

        DateEventPrice
        4/28/2026Listed for rent$2,975-0.8%$1/sqft
        Source: Imagine MLS #26009278 Report a problem
        3/30/2026Listed for sale$444,700+2.3%$139/sqft
        Source: Imagine MLS #26006481 Report a problem
        10/2/2025Listing removed$434,800$136/sqft
        Source: Imagine MLS #25016192 Report a problem
        7/28/2025Listed for rent$3,000$1/sqft
        Source: Imagine MLS #25016476 Report a problem
        7/24/2025Listed for sale$434,800+1.4%$136/sqft
        Source: Imagine MLS #25016192 Report a problem
        7/22/2025Listing removed$428,700$134/sqft
        Source: Imagine MLS #25010721 Report a problem
        6/10/2025Price change$428,700-0.3%$134/sqft
        Source: Imagine MLS #25010721 Report a problem
        5/22/2025Price change$429,900-2.9%$134/sqft
        Source: Imagine MLS #25010721 Report a problem
        2/27/2025Price change$442,800-7.2%$138/sqft
        Source: Imagine MLS #25003542 Report a problem
        2/12/2025Price change$476,900-4.4%$149/sqft
        Source: Imagine MLS #25000587 Report a problem
        1/21/2025Price change$498,600-4.1%$156/sqft
        Source: Imagine MLS #25000587 Report a problem
        1/13/2025Listed for sale$519,900+62.5%$162/sqft
        Source: Imagine MLS #25000587 Report a problem
        12/4/2024Sold$320,000+123.8%$100/sqft
        Source: Imagine MLS #24025794 Report a problem
        6/9/2003Sold$143,000$45/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2023-- $175,000
        2022-- $175,000
        2021-- $175,000
        2020$2,089 $175,000 +16.7%
        2019$2,089 +15.3%$150,000
        2018$1,812 +1.9%$150,000
        2017$1,778 +3.3%$150,000
        2016$1,722 $150,000
        2015$1,722 +307.1%$150,000
        2014$423 +6.4%$150,000
        2010$398 $150,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 42501

        Getting around

        64 / 100
        Somewhat Walkable
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hopkins
        • Middle: Meece
        • High: Somerset

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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