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For sale
  • $550,000

    406 NW 28TH TERRACE, GAINESVILLE, FL 32607

    3beds
    2,260sqft
    : 
    $3,789/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    0.27 Acres Lot
    $-- Zestimate®
    $243/sqft
    $-- HOA

    What's special

    Ample rear parkingWood-burning stove adds warmthLong driveway
    Only about a mile from the University of Florida, this home gives you quick access to campus without giving up space or privacy. Built in 2004 with the roof replaced in 2021, the 3-bedroom, 2.5-bath home offers more than 2,200 square feet on a 0.27-acre lot with mature trees and no HOA. Wood and tile flooring run throughout with no carpet. The kitchen features a built-in oven, cooktop, and large island that opens to the main living space. A wood-burning stove adds warmth, while the deck provides a shaded place to relax outside. A long driveway, ample rear parking, and a three-car garage provide plenty of room for vehicles, storage, or a workbench. A whole-house vacuum system adds everyday convenience, and the combination of space, parking, and proximity to UF is difficult to find in central Gainesville.
    22 days
    606
    51

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Donavan Arnold 352-281-1188,

    MOMENTUM REALTY - GAINESVILLE 904-903-1558

    Source: Stellar MLS,MLS#: GC544348MLS LogoOriginating MLS: Gainesville-Alachua

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Utility Room
      Primary bedroom
      • Features: Built-in Closet
      • Level: Second
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Built-in Features, Ceiling Fan(s), Central Vacuum, Eating Space In Kitchen, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat
      • Flooring: Tile, Hardwood
      • Has fireplace: No
      Interior area
      • Total structure area: 3,661
      • Total interior livable area: 2,260 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Garage Door Opener, Garage Faces Rear, Ground Level, Oversized
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Multi/Split
      • Patio & porch: Deck, Porch
      • Exterior features: Garden, Lighting, Rain Gutters, Sidewalk
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 0.27 Acres
      • Features: In County
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Parcel number: 06466046000
      • Zoning: RSF1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick, Concrete, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: BLACK PINES
      HOA
      • Has HOA: No
      Location
      • Region: Gainesville

      Financial & listing details

      • Price per square foot: $243/sqft
      • Tax assessed value: $363,927
      • Annual tax amount: $7,246
      • Date on market: 10/22/2026
      • Cumulative days on market: 22 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/22/2026Listed for sale$550,000+918.5%$243/sqft
        Source: Stellar MLS #GC544348 Report a problem
        2/4/2003Sold$54,000+66.2%$24/sqft
        Source: Public Record Report a problem
        7/18/1996Sold$32,500$14/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,246 +4%$354,608 +2.9%
        2024$6,966 +2.2%$344,614 +3%
        2023$6,819 -6.5%$334,577 +3.5%
        2022$7,296 -0.9%$323,356 +1.5%
        2021$7,362 +1.6%$318,469 +1.5%
        2020$7,245 +2.5%$313,900 +5.7%
        2019$7,068 $296,925 +2.7%
        2018$7,068 +7.7%$289,000 +26.9%
        2017$6,561 +48%$227,680 +2.1%
        2016$4,433 +0.8%$223,000 +0.7%
        2015$4,400 -1.3%$221,450 +0.8%
        2014$4,458 +0.1%$219,700 -3.8%
        2013$4,451 $228,300 -0.9%
        2012-- $230,400 -12.3%
        2011-- $262,600 -9.2%
        2010-- $289,100 -26.7%
        2009-- $394,300 -6.2%
        2008-- $420,500 +2.6%
        2007-- $409,800 +9%
        2006-- $375,900 +18%
        2005-- $318,500 +810%
        2004-- $35,000
        2003-- $35,000
        2002-- $35,000 +20.7%
        2001-- $29,000
        2000-- $29,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Black Acres

        Getting around

        39 / 100
        Car-Dependent
        78 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Carolyn Beatrice Parker Elementary
        • Middle: Westwood Middle School-AL
        • High: Gainesville High School-AL

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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