Custom Waterfront Home with Private Dock! This crafted residence offers luxury living at its finest attention to detail and high-end finishes throughout. Enjoy water views with front and back decks, ideal for entertaining or relaxing, custom cabinetry, natural stone countertops, gourmet kitchen with top-of-the-line Thermador S/S appliances, hardwood flooring, solid fir doors and trim, and wood-clad windows. This home features high ceilings, stamped concrete accents, cozy fireplace, radiant in-floor H2O heating, and mini-split heat pumps for efficient A/C and heating, large garage, numerous custom built-ins, and upgrades throughout. This waterfront is a rare opportunity to enjoy the perfect blend of craftsmanship, comfort, and location.
Sold
Listed by: Windermere RE Whatcom, Inc. • David Hovde
Bought with: John L. Scott Bellingham
$1,020,000
4087 Saltspring Drive, Ferndale, WA 98248
3beds
2,303sqft
Single Family Residence
Built in 2019
7,840 Square Feet Lot
$1,039,800 Zestimate®
$443/sqft
$3,277 Estimated rent
Home value
$1,039,800
$946,000 - $1.13M
$3,277/mo
Zestimate® history
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List your homeWhat's special
Water viewsCozy fireplaceGourmet kitchenPrivate dockLarge garageWaterfront homeHigh ceilings
Zillow last checked:
Listing updated:
Listed by:
David Hovde,
Windermere RE Whatcom, Inc.
Bought with:
Hugh Brawford, 5282
John L. Scott Bellingham
Source: NWMLS as distributed by MLS GRID,MLS#: 2425260
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Heating
- Ductless, Heat Pump, Hot Water Recirc Pump, Radiant, Electric, Propane
Cooling
- Ductless, Heat Pump
Appliances
- Included: Dishwasher(s), Disposal, Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s), Garbage Disposal
Features
- Bath Off Primary, Ceiling Fan(s), Dining Room, High Tech Cabling
- Flooring: Hardwood, Carpet
- Windows: Double Pane/Storm Window
- Basement: None
- Has fireplace: No
- Fireplace features: Electric, Gas
Interior area
- Total structure area: 2,303
- Total interior livable area: 2,303 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Bath Off Primary, Ceiling Fan(s), Double Pane/Storm Window, Dining Room, High Tech Cabling, Walk-In Closet(s), Wine/Beverage Refrigerator
- Has view: Yes
- View description: Bay, Canal, Ocean, Sound
- Has water view: Yes
- Water view: Bay,Canal,Ocean,Sound
- Waterfront features: Low Bank, Bayfront, Canal Front, Ocean Front, Saltwater
- Frontage length: Waterfront Ft: 50
Lot
- Size: 7,840 Square Feet
- Dimensions: 50 x 144
- Features: Dead End Street, Paved, Cable TV, Deck, Dock, Moorage, Patio, Propane
- Topography: Level,Partial Slope
Details
- Parcel number: 3801090290040000
- Zoning: RR3
- Zoning description: Jurisdiction: County
- Special conditions: See Remarks
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,2 Story
- Property subtype: Single Family Residence
Materials
- Cement Planked, Stone, Cement Plank
- Foundation: Poured Concrete
- Roof: Metal
Condition
- Very Good
- Year built: 2019
- Major remodel year: 2021
Utilities & green energy
- Electric: Company: PSE
- Sewer: Sewer Connected, Company: Lummi
- Water: Community, Company: SPIC
Community & HOA
Community
- Features: Athletic Court, Boat Launch, CCRs, Park, Playground
- Subdivision: Sandy Point
HOA
- HOA fee: $40 monthly
Location
- Region: Ferndale
Financial & listing details
- Price per square foot: $443/sqft
- Tax assessed value: $1,054,618
- Annual tax amount: $8,646
- Date on market: 9/24/2025
- Cumulative days on market: 301 days
- Listing terms: Conventional
- Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Price history
| Date | Event | Price |
|---|---|---|
| 10/10/2025 | Sold | $1,020,000-1.9%$443/sqft |
Source:  NWMLS as distributed by MLS GRID #2425260 Report a problem | ||
| 9/16/2025 | Pending sale | $1,040,249$452/sqft |
Source: NWMLS as distributed by MLS GRID #2425260 Report a problem | ||
| 8/26/2025 | Listed for sale | $1,040,249$452/sqft |
Source: NWMLS as distributed by MLS GRID #2425260 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,323 +11.8% | $1,054,618 -4.2% |
| 2023 | $3,867 -48.2% | $1,100,961 +20.5% |
| 2022 | $7,467 +124.4% | $913,652 +23.2% |
| 2021 | $3,328 -42% | $741,846 +28.4% |
| 2020 | $5,735 | $577,686 +221.8% |
| 2019 | $5,735 +191.3% | $179,523 +11.1% |
| 2018 | $1,969 +25.7% | $161,568 +8.3% |
| 2017 | $1,566 -17% | $149,226 +5.6% |
| 2016 | $1,888 +19.2% | $141,246 +6.2% |
| 2015 | $1,584 | $133,000 -3.6% |
| 2014 | $1,584 -3% | $138,000 |
| 2013 | $1,632 | $138,000 +67.3% |
| 2012 | -- | $82,500 |
| 2011 | -- | $82,500 |
| 2010 | -- | $82,500 |
| 2009 | $777 -5.5% | $82,500 +9.9% |
| 2008 | $822 | $75,075 |
| 2007 | $822 -1.4% | $75,075 |
| 2005 | $834 | $75,075 +19.2% |
| 2004 | $834 -5.2% | $63,000 |
| 2003 | $880 +5.2% | $63,000 |
| 2002 | $836 -2.2% | $63,000 |
| 2001 | $855 | $63,000 +20.6% |
| 2000 | -- | $52,250 |
| 1999 | -- | $52,250 |
Find assessor info on the county website
Neighborhood: 98248
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Nearby schools
GreatSchools rating
- 4/10Eagleridge Elementary SchoolGrades: K-5Distance: 6.1 mi
- 6/10Horizon Middle SchoolGrades: 6-8Distance: 6 mi
- 5/10Ferndale High SchoolGrades: 9-12Distance: 6.6 mi
Schools provided by the listing agent
- Elementary: Eagleridge Elem
- Middle: Horizon Mid
- High: Ferndale High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Washington
- Whatcom County
- Ferndale
- 98248
- 4087 Saltspring Drive
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