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Pending inspection
  • Listed by: Coldwell Banker Bain • Rebecca Brunk
    Price cut: $14K (7/8)
    $985,000

    4121 Saltspring Drive, Ferndale, WA 98248

    4beds
    2,946sqft
    : 
    $6,038/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    0.28 Acres Lot
    $969,000 Zestimate®
    $334/sqft
    $40/mo HOA

    What's special

    $5000 toward moving costs w/ acceptable offer!! This exquisitely crafted & maintained home showcases thoughtful details throughout. Imagine waterfront life + Sandy Point amenities: boating, golf, pickleball, swimming pool, clubhouse amenities, exceptional birding & peaceful views. The entry features a striking curved staircase & is bathed in natural light from dramatic double-height entry windows. Two spacious primary suites—one on each level—offer exceptional flexibility for guest & varying mobility needs. An expansive living room features a striking beamed ceiling & a rock feature wall with a warm fireplace & recessed TV nook. The incredible all-season sunroom is surrounded by windows on three sides & offers lovely canal views, a corner fireplace & built-in cabinetry—perfect for entertaining. The kitchen is both functional & refined, with abundant custom cabinetry, excellent pull-out storage & hidden outlets designed for small appliances & electronics, keeping visual clutter to a minimum. Upstairs, both bedrooms enjoy serene canal views & the second offers a perfectly framed view of Mount Baker. Outside you will find wide patios both in front of & behind the home with lovely views & options for seamless indoor/outdoor enjoyment. Additional features include a new high-efficiency furnace (2025), a newer on-demand water heater, new gas cooktop, security system, built-in speaker system, central vacuum, an extra-large garage & abundant storage including multiple walk-in closets.
    58 days
    |
    241
    |
    13
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Rebecca Brunk,

    Coldwell Banker Bain

    Source: NWMLS as distributed by MLS GRID,MLS#: 2535413MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Main
      Bathroom full
      • Level: Second
      Bathroom full
      • Level: Main
      Bathroom three quarter
      • Level: Main
      Dining room
      • Level: Main
      Entry hall
      • Level: Main
      Kitchen with eating space
      • Level: Main
      Living room
      • Level: Main
      Utility room
      • Level: Main
      Heating
      • Fireplace, Forced Air, Radiant, Propane
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Washer(s), Water Heater: On Demand, Water Heater Location: Garage
      Features
      • Bath Off Primary, Central Vacuum
      • Flooring: Ceramic Tile, Hardwood, Carpet
      • Windows: Dbl Pane/Storm Window
      • Basement: None
      • Number of fireplaces: 2
      • Fireplace features: See Remarks, Main Level: 2, Fireplace
      Interior area
      • Total structure area: 2,946
      • Total interior livable area: 2,946 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, RV Parking
      • Has attached garage: Yes
      • Covered spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Main
      • Patio & porch: Second Primary Bedroom, Bath Off Primary, Built-In Vacuum, Dbl Pane/Storm Window, Fireplace, Security System, Walk-In Closet(s), Water Heater
      • Has view: Yes
      • View description: Bay, Canal, Mountain(s), Ocean, Sound
      • Has water view: Yes
      • Water view: Bay,Canal,Ocean,Sound
      • Waterfront features: Canal Front
      • Frontage length: Waterfront Ft: 90
      Lot
      • Size: 0.28 Acres
      • Dimensions: 73 x 152 x 90 x 164
      • Features: Dead End Street, Paved, Cable TV, High Speed Internet, Patio, Propane, RV Parking, Sprinkler System
      • Topography: Level
      • Residential vegetation: Garden Space
      Details
      • Parcel number: 3801090050450000
      • Zoning: RR3
      • Zoning description: Jurisdiction: County
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: 2 Story
      • Property subtype: Single Family Residence
      Materials
      • Cement Planked, Stone, Cement Plank
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Very Good
      • Year built: 2005

      Utilities & green energy

      • Electric: Company: PSE
      • Sewer: Sewer Connected, Company: Lummi
      • Water: Community, Company: Sandy Point Water

      Community & HOA

      Community
      • Features: Boat Launch, CCRs, Clubhouse, Golf
      • Security: Security System
      • Subdivision: Sandy Point
      HOA
      • Services included: Common Area Maintenance
      • HOA fee: $480 annually
      Location
      • Region: Ferndale

      Financial & listing details

      • Price per square foot: $334/sqft
      • Tax assessed value: $1,181,146
      • Annual tax amount: $9,683
      • Date on market: 2/20/2026
      • Cumulative days on market: 162 days
      • Listing terms: Conventional,VA Loan
      • Inclusions: Dishwasher(s), Dryer(s), Garbage Disposal, Microwave(s), Stove(s)/Range(s), Washer(s)

        Estimated market value

        $969,000

        $921,000 - $1.02M

        $3,351/mo

        Price history

        DateEventPrice
        7/12/2026Pending sale$985,000$334/sqft
        Source: NWMLS as distributed by MLS GRID #2535413 Report a problem
        7/8/2026Price change$985,000-1.4%$334/sqft
        Source: NWMLS as distributed by MLS GRID #2535413 Report a problem
        6/4/2026Listed for sale$999,000+85%$339/sqft
        Source: NWMLS as distributed by MLS GRID #2535413 Report a problem
        10/25/2012Sold$540,000+0%$183/sqft
        Source: NWMLS as distributed by MLS GRID #401282 Report a problem
        10/3/2012Pending sale$539,900$183/sqft
        Source: Muljat Group #401282 Report a problem
        9/6/2012Listed for sale$539,900$183/sqft
        Source: Muljat Group #401282 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$9,683 +11.8%$1,181,146 -4.2%
        2023$8,662 +3.6%$1,233,052 +20.5%
        2022$8,362 +13.5%$1,023,274 +24.6%
        2021$7,367 -4.2%$821,096 +6%
        2020$7,692 $774,797 +3.9%
        2019$7,692 -6%$746,015 +15.5%
        2018$8,182 +30.6%$646,154 +5.1%
        2017$6,265 -19.5%$614,826 +2.1%
        2016$7,779 +11.2%$601,903 +2.5%
        2015$6,995 $587,413
        2014$6,995 +1.4%--
        2013$6,897 --
        2012-- --
        2011-- $556,968
        2010-- $556,968 -0.7%
        2009$5,263 -2.4%$560,615 +10.2%
        2008$5,392 $508,635 +3.3%
        2007$5,392 +409.3%$492,525 +181.4%
        2005$1,059 $175,000 +118.8%
        2004$1,059 +7.2%$80,000 +13.1%
        2003$988 $70,750
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 98248

        Getting around

        1 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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