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  • $479,900

    4107 20th Ave, Bay Saint Louis, MS 39520

    3beds
    1,440sqft
    : 
    $3,129/mo
    Get pre-qualified
    Residential, Single Family Residence
    Built in 2026
    6,969 Square Feet Lot
    $-- Zestimate®
    $333/sqft
    $-- HOA

    What's special

    Coastal Living at Its Best! Waterfront Home with Private Pier and Easy Boating Access to Downtown Bay St. Louis! Discover your own slice of paradise in this beautifully designed 3-bedroom, 3-bath waterfront home offering 1,440 square feet of living space. Perfectly situated along a scenic canal, this property combines quality craftsmanship, modern finishes, and the laid-back coastal lifestyle that makes Bay St. Louis so desirable. Step inside to find beautiful custom cabinetry, a spacious walk-in pantry/laundry room, and stunning tray ceilings accented with stained wood, adding warmth and character. The primary suite offers a relaxing retreat featuring a freestanding soaking tub, custom-tiled walk-in shower, and generous walk-in closet. A second bedroom includes its own private en-suite bathroom, ideal for guests or family. Outdoor living is just as impressive! The spacious mid-level deck overlooks the canal, providing the perfect place to entertain, enjoy your morning coffee, or unwind after a day on the water. Additional features include a storage room, bulkhead, and private pier. Bring your boat and start enjoying the waterfront lifestyle! Take a short boat ride to downtown Bay St. Louis to enjoy waterfront dining, shopping, and entertainment, or cruise out to explore the beautiful Mississippi Gulf Coast and nearby barrier islands. Whether you're searching for a full-time residence, weekend escape, or coastal getaway, this home offers the perfect combination of comfort, craftsmanship, and waterfront adventure. Don't just dream about coastal living—make it your reality! Some photos are AI enhanced during construction. Updated photos to follow once completed.
    3 days
    174
    11

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica F Harding 601-270-7606,

    Allied Realty Coastal Homes 228-220-1294

    Source: MLS United,MLS#: 4165869

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Electric Water Heater, Microwave, Range Hood, Stainless Steel Appliance(s)
      • Laundry: Electric Dryer Hookup, Laundry Room
      Features
      • Breakfast Bar, Ceiling Fan(s), Pantry, Recessed Lighting, Storage, Walk-In Closet(s), Kitchen Island
      • Flooring: Vinyl
      • Windows: Storm Window(s)
      • Has fireplace: Yes
      • Fireplace features: Living Room, See Remarks
      Interior area
      • Total structure area: 1,440
      • Total interior livable area: 1,440 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Concrete
      • Carport spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Dock, Rain Gutters
      • Fencing: None
      • On waterfront: Yes
      • Waterfront features: Canal Front
      Lot
      • Size: 6,969 Square Feet
      • Features: Cleared
      Details
      • Additional structures: Shed(s)
      • Parcel number: 135n139175.000
      • Horse amenities: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Residential, Single Family Residence
      Materials
      • Board & Batten Siding
      • Foundation: Pillar/Post/Pier
      • Roof: Architectural Shingles
      Condition
      • Under Construction
      • New construction: No
      • Year built: 2026

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Propane Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Fishing
      • Subdivision: Shoreline Park
      HOA
      • Has HOA: No
      Location
      • Region: Bay Saint Louis

      Financial & listing details

      • Price per square foot: $333/sqft
      • Tax assessed value: $10,000
      • Annual tax amount: $180
      • Date on market: 10/18/2026
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        1/9/2026Sold--
        Source: MLS United #4134171 Report a problem
        12/20/2025Pending sale$25,000$17/sqft
        Source: MLS United #4134171 Report a problem
        12/18/2025Listed for sale$25,000$17/sqft
        Source: MLS United #4134171 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$180 $1,500
        2024$180 +2.9%$1,500
        2023$175 +1.2%$1,500
        2022$173 +44.4%$1,500 +42.9%
        2021$119 $1,050
        2020$119 -9.2%$1,050
        2019$132 $1,050
        2018$132 $1,050
        2017$132 +6.6%$1,050
        2016$123 $1,050
        2015$123 +0.4%$1,050
        2014$123 -77.3%$1,050 -78.7%
        2012$541 +4.9%$4,935 +4.9%
        2011$516 -0.4%$4,704
        2010$518 +2.3%$4,704
        2009$507 +2.4%$4,704
        2008$495 $4,704 -11.8%
        2005-- $5,333
        2004-- $5,333
        2003-- $5,333 +46.4%
        2002-- $3,644
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 39520

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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