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For sale
  • Price cut: $9.5K (6/26)
    $469,500

    414 Mallard Cove Rd, Moneta, VA 24121

    3beds
    1,728sqft
    : 
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    Single Family Residence
    Built in 1999
    1.24 Acres Lot
    $-- Zestimate®
    $272/sqft
    $17/mo HOA

    What's special

    Single-level livingProfessionally reseeded groundsEpoxy-mortar sidewalksGarden shedWooded backdropPeaceful water viewsUpgraded kitchen cabinetry
    Wake up each morning to peaceful water views and the quiet comfort of single-level living in the inviting Mallard Cove Estates. This is a true water-access home--offering the lake lifestyle without paying the waterfront price. Thoughtful updates are found throughout, including upgraded kitchen cabinetry, an elegant LED-lit backsplash, refreshed ceiling fans, a fully serviced septic system with riser, HVAC cleaning, new crawlspace lighting, generator back-feed wiring, epoxy-mortar sidewalks, professionally reseeded grounds, and many more improvements too numerous to list. Every detail has been handled so you can simply settle in and enjoy the ease of lakeside living. Set on 1.24 acres of lush, usable land, the property feels like your own private retreat. Evenings are made for unwinding under the freshly painted, electricity-equipped gazebo/pavilion on its solid concrete slab--perfect for outdoor dinners, morning coffee, or gathering with friends. The garden shed and wooded backdrop add charm and privacy, creating a sense of space that feels both expansive and intimate. Just a short stroll down the road, the lake becomes an extension of your backyard. Launch a boat from the community ramp, spend the afternoon at the day docks, or enjoy a picnic by the water. Whether you're seeking quiet weekends, memorable summers, or a year-round escape, this home offers a lifestyle centered around ease, nature, and the simple joy of being near the lake.
    59 days
    |
    745
    |
    24
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    MELINDA KAY MILLER 540-814-2234,

    LAKE RETREAT PROPERTIES INC.

    Source: RVAR,MLS#: 927007MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Heat Pump Electric
      Cooling
      • Heat Pump Electric
      Appliances
      • Included: Dryer, Washer, Dishwasher, Microwave, Electric Range
      Features
      • Flooring: Ceramic Tile, Wood
      • Doors: Insulated
      • Windows: Insulated Windows
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Family Room
      Interior area
      • Total structure area: 1,728
      • Total interior livable area: 1,728 sqft
      • Finished area above ground: 1,728
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Paved, Off Street
      • Uncovered spaces: 6
      Features
      • Patio & porch: Deck, Front Porch, Side Porch
      • Exterior features: Garden Space
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Water Access Only
      • Body of water: Smith Mtn Lake
      Lot
      • Size: 1.24 Acres
      • Features: Gentle Sloping, Views
      Details
      • Parcel number: 030 07026 00
      • Zoning: A1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      Condition
      • Completed
      • Year built: 1999

      Utilities & green energy

      • Electric: 0 Phase
      • Water: Well
      • Utilities for property: Underground Utilities

      Community & HOA

      Community
      • Features: Marina Access
      • Subdivision: Mallard Cove Estates
      HOA
      • Has HOA: Yes
      • HOA fee: $200 annually
      Location
      • Region: Moneta

      Financial & listing details

      • Price per square foot: $272/sqft
      • Tax assessed value: $356,800
      • Annual tax amount: $1,535
      • Date on market: 4/28/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,390/mo

        Price history

        DateEventPrice
        6/26/2026Price change$469,500-2%$272/sqft
        Source: RVAR #927007 Report a problem
        5/14/2026Price change$479,000-2.1%$277/sqft
        Source: RVAR #927007 Report a problem
        4/28/2026Listed for sale$489,321+11.2%$283/sqft
        Source: RVAR #927007 Report a problem
        7/28/2025Sold$440,000-2%$255/sqft
        Source: RVAR #917297 Report a problem
        7/1/2025Pending sale$449,000$260/sqft
        Source: RVAR #917297 Report a problem
        5/23/2025Listed for sale$449,000+142.7%$260/sqft
        Source: RVAR #917297 Report a problem
        7/16/2018Sold$185,000+5.1%$107/sqft
        Source: RVAR #848487 Report a problem
        5/16/2018Listed for sale$176,000-14.1%$102/sqft
        Source: LAKE & LAND REALTY #848487 Report a problem
        2/17/2011Sold$204,950$119/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,534 $356,800
        2024$1,534 +17.6%$356,800 +66.8%
        2023$1,305 $213,900
        2022$1,305 +0%$213,900
        2021$1,305 $213,900
        2020$1,305 +29.1%$213,900 +29.1%
        2019$1,011 $165,700
        2018$1,011 +36.4%$165,700 -6.9%
        2017$741 -18.7%$177,900
        2016$911 $177,900
        2015$911 -5.1%$177,900
        2014$961 --
        2013$961 $177,900
        2012-- --
        2011-- --
        2010-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 24121

          Getting around

          0 / 100
          Car-Dependent

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Dudley
          • Middle: Ben Franklin Middle
          • High: Franklin County

          Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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