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Active
    • Price cut: $5K (7/1)
    $755,000

    4235 SW 20th Ave, Cape Coral, FL 33914

    4beds
    2,228sqft
    : 
    $4,819/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    10,018 Square Feet Lot
    $-- Zestimate®
    $339/sqft
    $-- HOA

    What's special

    Composite dockScreened-in pool areaGulf accessBoat liftSpacious master suitesEn suitesMetal roof
    Welcome to this beautifully maintained Key West-style Gulf access pool home located in one of Cape Coral’s most highly sought-after neighborhoods. This unique property offers 4 bedrooms, 3 bathrooms, and 2,228 square feet of living space, making it the perfect opportunity for families, seasonal residents, or investors. Thoughtfully designed with both comfort and function in mind, the home features a rare dual-primary layout with two spacious master suites—one on the main level and one upstairs—offering flexibility for multi-generational living or guest privacy. Three of the four bedrooms are en suites, each providing their own private bathroom. The heart of the home is a large chef’s kitchen, complete with granite countertops throughout, abundant cabinetry, custom pantry shelving, and generous prep space for entertaining. The main living and wet areas showcase 18” designer tile laid on the diagonal, while all main-level bedrooms have been upgraded with luxury vinyl flooring. Additional interior upgrades include custom closet organizers and a dedicated generator switch at the meter. Outdoors, enjoy the Florida lifestyle with an expansive screened-in pool area, a large outdoor entertaining space, and two under-truss lanais—one off the downstairs master and one off the guest suite—providing peaceful retreat-like areas to unwind. Boaters will love the 10,000 lb boat lift with 2022 canopy, composite dock, and paver steps leading to the seawall for easy waterfront access. The home also features a durable metal roof, a hurricane-rated garage door, a freshly painted exterior and front porch, and transferable flood insurance for added peace of mind. This home has never flooded, offering rare security and peace of mind in a waterfront property. With its unique Key West styling, prime location, and blend of charm and functionality, this move-in-ready home truly offers the best of Southwest Florida living. Don’t miss this one-of-a-kind opportunity!
    357 days
    |
    630
    |
    47
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ariel Lawrence 239-691-7931,

    John R. Wood Properties,

    Ashley Clark 239-841-0780,

    John R. Wood Properties

    Source: Florida Gulf Coast MLS,MLS#: 2025003259MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bathroom, Family Room, Guest Quarters, Office, Screened Porch
      Heating
      • Central, Electric, Gas
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooktop, Disposal, Ice Maker, Microwave, Refrigerator, RefrigeratorWithIce Maker, Washer
      • Laundry: In Garage, Laundry Tub
      Features
      • Wet Bar, Breakfast Bar, Built-in Features, Bedroom on Main Level, Tray Ceiling(s), Separate/Formal Dining Room, Dual Sinks, Eat-in Kitchen, Family/Dining Room, Living/Dining Room, Main Level Primary, Multiple Primary Suites, Pantry, Shower Only, Separate Shower, Cable TV, Upper Level Primary, Bar, Walk-In Closet(s), Home Office, Split Bedrooms, Bathroom, Family Room, Guest Quarters, Office, Screened Porch
      • Flooring: Carpet, Tile
      • Windows: Single Hung, Sliding
      Interior area
      • Total structure area: 2,654
      • Total interior livable area: 2,228 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Driveway, Garage, Paved, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Lanai, Porch, Screened
      • Exterior features: Fence, Sprinkler/Irrigation, None
      • Has private pool: Yes
      • Pool features: Concrete, Electric Heat, Heated, In Ground, Pool Equipment, Screen Enclosure
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Access, Navigable Water, Seawall
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 82 x 126 x 82 x 126
      • Features: Rectangular Lot, Sprinklers Automatic
      Details
      • Parcel number: 094523C204668.0320
      • Lease amount: $0
      • Zoning description: R1-W

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Vinyl Siding, Wood Frame
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1998

      Utilities & green energy

      • Sewer: Assessment Paid
      • Water: Assessment Paid
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Non-Gated
      • Security: Burglar Alarm (Monitored), Security System, Smoke Detector(s)
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: CAPE CORAL
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      Location
      • Region: Cape Coral

      Financial & listing details

      • Price per square foot: $339/sqft
      • Tax assessed value: $472,641
      • Annual tax amount: $5,506
      • Date on market: 8/7/2025
      • Cumulative days on market: 357 days
      • Listing terms: All Financing Considered,Cash,FHA,VA Loan
      • Ownership: Single Family

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/1/2026Price change$755,000-0.7%$339/sqft
        Source: Florida Gulf Coast MLS #2025003259 Report a problem
        5/18/2026Price change$760,000-1.9%$341/sqft
        Source: Florida Gulf Coast MLS #2025003259 Report a problem
        1/2/2026Price change$775,000-2.5%$348/sqft
        Source: Florida Gulf Coast MLS #2025003259 Report a problem
        11/11/2025Price change$795,000-0.6%$357/sqft
        Source: Florida Gulf Coast MLS #2025003259 Report a problem
        8/25/2025Price change$800,000-1.8%$359/sqft
        Source: Florida Gulf Coast MLS #2025003259 Report a problem
        8/7/2025Listed for sale$815,000+120.9%$366/sqft
        Source: Florida Gulf Coast MLS #2025003259 Report a problem
        12/8/2014Sold$369,000$166/sqft
        Source: Public Record Report a problem
        9/29/2014Sold$369,000-5.4%$166/sqft
        Source: Agent Provided Report a problem
        8/27/2014Price change$389,900+2.6%$175/sqft
        Source: Carney Realty & Associates Inc #214045776 Report a problem
        2/25/2014Listed for sale$379,900$171/sqft
        Source: Carney Realty & Associates Inc #214022067 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,760 +4.6%$347,102 +2.9%
        2024$5,506 +3%$337,320 +3%
        2023$5,345 +5.7%$327,495 +3%
        2022$5,058 -3.4%$317,956
        2021$5,234 -1.7%--
        2020$5,327 -0.3%$304,433 -0.8%
        2019$5,343 $306,840 -0.8%
        2018$5,343 -3.1%$309,431 +2.1%
        2017$5,513 +0.6%$303,067 +7%
        2016$5,483 +6.3%$283,335 +11.3%
        2015$5,157 -6%$254,507 -5.9%
        2014$5,488 -19%$270,415 +8.6%
        2013$6,773 +79%$248,985 +12.7%
        2012$3,784 +1.3%$220,887 -1.6%
        2011$3,735 -0.3%$224,427 +21.8%
        2010$3,747 +4.1%$184,262 -10.9%
        2009$3,598 +6.3%$206,720 -55.8%
        2007$3,383 -6%$467,170 +8.7%
        2006$3,599 -8.8%$429,890 +53.5%
        2004$3,946 -1.3%$280,140 +26.1%
        2003$4,000 +42%$222,240 +18%
        2002$2,816 $188,350 +35.7%
        2000-- $138,820
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33914

        Getting around

        3 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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