For sale

Price cut: $10K (7/20)

$320,000

425 W Shore Dr, Cairo, MO 65239

3beds

816sqft

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Single Family Residence

Built in 1970

3,920 Square Feet Lot

$311,400 Zestimate^®

$392/sqft

$20,848/mo HOA

What's special

Waterside firepitMetal roofMini-split units

Enjoy lake life in this move-in ready 3-bedroom, 1-bath home on the big lake at Holiday Acres near Cairo, MO, between Moberly and Macon. Sellers will include the pontoon boat with an accepted contract executed by August 31, 2026, that closes within 60 days--a $10,000 value at no additional cost. Recent updates include a metal roof, flooring, mini-split units, and a dock built in 2022. Relax on the multi-level front deck overlooking the lake or gather around the waterside firepit. The dock features lifts for a boat, jet skis, and kayaks, plus ample seating space. Home furnishings, outdoor furniture, and jet skis are negotiable.

62 days

205

3

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Bedroom 1

Level: Main
Area: 56.49
Dimensions: 8.69 x 6.5

Bedroom 2

Level: Main
Area: 66.73
Dimensions: 8.7 x 7.67

Bedroom 3

Level: Main
Area: 73.94
Dimensions: 8.93 x 8.28

Full bathroom

Level: Main
Area: 51.94
Dimensions: 8.6 x 6.04

Living room

Description: Living and Kitchen Combo
Level: Main
Area: 323.31
Dimensions: 23.11 x 13.99

Sunroom

Level: Main
Area: 130.75
Dimensions: 14.4 x 9.08

Heating

Mini-Split, Baseboard

Cooling

Mini-Split

Appliances

Included: Refrigerator, Microwave

Features

High Speed Internet, Kitchen/Family Combo, Laminate Counters, Wood Cabinets
Flooring: Carpet, Tile, Vinyl
Windows: Window Treatments
Has basement: No
Has fireplace: No

Interior area

Total structure area: 816
Total interior livable area: 816 sqft
Finished area below ground: 0

Property

Parking

Parking features: No Garage, Shared Driveway
Has garage: Yes

Features

Patio & porch: Deck

Lot

Size: 3,920 Square Feet
Dimensions: 50' x 75'

Details

Additional structures: Lawn/Storage Shed
Parcel number: 024.017.00.0000048.000
Zoning description: R-SP Planned Single Family Residential

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Foundation: Concrete Perimeter, Slab
Roof: Metal

Condition

Year built: 1970

Utilities & green energy

Utilities for property: Trash-Private

Community & HOA

Community

Subdivision: Holiday Acres

HOA

Has HOA: Yes
HOA fee: $250,170 annually

Location

Region: Cairo

Financial & listing details

Price per square foot: $392/sqft
Tax assessed value: $78,490
Annual tax amount: $878
Date on market: 5/20/2026
Road surface type: Gravel

Estimated market value

$311,400

$296,000 - $327,000

$952/mo

Price history

Date	Event	Price
7/20/2026	Price change	$320,000-3%$392/sqft
Source: Randolph County BOR #26-267 Report a problem
6/15/2026	Price change	$330,000-1.5%$404/sqft
Source: Northeast Central AOR #46428 Report a problem
5/20/2026	Listed for sale	$335,000$411/sqft
Source: CBORMLS #434765 Report a problem
5/18/2026	Listing removed	$335,000$411/sqft
Source: Northeast Central AOR #43770 Report a problem
3/31/2026	Price change	$335,000-2.9%$411/sqft
Source: CBORMLS #431820 Report a problem
3/19/2026	Price change	$345,000-2%$423/sqft
Source: CBORMLS #431820 Report a problem
3/5/2026	Price change	$352,000-1.3%$431/sqft
Source: CBORMLS #431820 Report a problem
1/21/2026	Listed for sale	$356,500+13.2%$437/sqft
Source: CBORMLS #431820 Report a problem
7/19/2024	Sold	--
Source: CBORMLS #420901 Report a problem
6/20/2024	Pending sale	$315,000$386/sqft
Source: Randolph County BOR #24-278 Report a problem
6/14/2024	Listed for sale	$315,000$386/sqft
Source: CBORMLS #420901 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$878 +50.1%	$14,910 +50.5%
2024	$585 -0.5%	$9,910
2023	$588 +17.8%	$9,910 +16.5%
2022	$499	$8,510
2021	--	$8,510
2020	--	$8,510 +3.2%
2018	$483 +1.3%	$8,250
2017	$477	$8,250 +24.8%
2016	--	$6,610 +7.8%
2014	--	$6,130
2013	--	$6,130 +30.1%
2010	--	$4,710
2009	$240	$4,710 +9.3%
2008	--	$4,310
2007	--	$4,310

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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