Skip main navigation
For sale
    • Price cut: $20.6K (8/24)
    $474,900

    428 W 4th St, Spencerville, OH 45887

    4beds
    3,126sqft
    : 
    $3,172/mo
    Get pre-qualified
    Single Family Residence
    Built in 2013
    0.56 Acres Lot
    $467,600 Zestimate®
    $152/sqft
    $7/mo HOA

    What's special

    Quality craftsmanshipNew fencingUtility shedFinished lower levelBrick patioElegant board-and-batten detailingSpacious primary suite
    Welcome to your own private backyard resort! This stunning 4-bedroom, 3-bath home, built in 2013, offers 2,112 square feet finished living space plus an additional1,014 square feet in the finished lower level. Thoughtfully designed for both everyday living and entertaining, this home combines quality craftsmanship, stylish updates, and exceptional outdoor amenities. Inside you'll find bamboo hardwood flooring throughout, soaring 9-foor ceilings, a cozy gas fireplace, tilt-wash windows, and zone-controlled comfort. The spacious primary suite features a tray ceiling, elegant board-and-batten detailing, and a private en suite bath. An office/bonus room provides flexibility for working from home, hobbies or additional quiet space. Step outside and discover what truly sets this property apart. A spectacular two-level deck spans the entire length of the home. Enjoy summer days in the 18X32 in ground and heated salt water pool The expansive poolside deck, brick patio, new fencing, and beautifully designed outdoor living space creates the perfect setting for gatherings large and small The finished pool house with loft and covered patio offers endless possibilities. Additional features include a 2.5 car garage with workshop area, wired security cameras, utility shed, and 2 parcels. This is more than a home-it's a lifestyle. Rarely does a property offer this combination of indoor comfort, outdoor luxury, and exceptional entertaining space.
    77 days
    408
    19

    Zillow last checked:

    Listing updated:

    Listed by:

    Jill MacDonald 614-562-7964,

    Choice Properties Real Estate, Inc.

    Source: WCAR OH,MLS#: 310629MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Oven, Refrigerator, Washer, Water Heater, Water Heater Owned
      Features
      • Cathedral Ceiling(s), See Remarks
      • Flooring: Carpet, Wood
      • Basement: Finished
      • Has fireplace: Yes
      • Fireplace features: Electric
      Interior area
      • Total structure area: 3,126
      • Total interior livable area: 3,126 sqft
      • Finished area below ground: 1,014

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: Garage Door Opener, Attached
      • Attached garage spaces: 2.5
      Features
      • Levels: Three Or More,Two
      • Patio & porch: Deck, Porch
      • Has private pool: Yes
      • Pool features: Heated, Outdoor Pool, Pool Cover, Private, Salt Water
      • Fencing: Fenced
      Lot
      • Size: 0.56 Acres
      • Features: Cul-De-Sac
      Details
      • Additional structures: Garage(s), Shed(s)
      • Parcel number: 44110802022.000 & 44110802023.000
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      Condition
      • Updated/Remodeled
      • Year built: 2013

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Cable Connected, Electricity Connected, Natural Gas Connected, Water Connected

      Community & HOA

      Community
      • Security: Security System Owned, Carbon Monoxide Detector(s), Fire Alarm
      HOA
      • Has HOA: Yes
      • HOA fee: $80 annually
      Location
      • Region: Spencerville

      Financial & listing details

      • Price per square foot: $152/sqft
      • Tax assessed value: $231,900
      • Annual tax amount: $3,198
      • Date on market: 6/23/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Electric utility on property: Yes

        Estimated market value

        $467,600

        $444,000 - $491,000

        $3,023/mo

        Price history

        DateEventPrice
        8/24/2026Price change$474,900-4.2%$152/sqft
        Source: WCAR OH #310629 Report a problem
        8/13/2026Price change$495,500-1.9%$159/sqft
        Source: WCAR OH #310629 Report a problem
        7/31/2026Price change$504,900-2.9%$162/sqft
        Source: WCAR OH #310629 Report a problem
        7/1/2026Price change$519,900-1.9%$166/sqft
        Source: WCAR OH #310629 Report a problem
        6/23/2026Listed for sale$530,000$170/sqft
        Source: WCAR OH #310629 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,734 -0.3%$81,170
        2024$2,743 +15%$81,170 +22.9%
        2023$2,386 -0.6%$66,020
        2022$2,399 +0.3%$66,020
        2021$2,392 +9.6%$66,020 +16.1%
        2020$2,183 +2.7%$56,880
        2019$2,126 -0.8%$56,880
        2018$2,144 +1.4%$56,880
        2017$2,115 +4.5%$56,880 +3.2%
        2016$2,024 -0.3%$55,130
        2015$2,029 +2.2%$55,130 +2.3%
        2014$1,985 +704.4%$53,870 +727.5%
        2013$247 +5.8%$6,510
        2012$233 -7.9%$6,510 -6.1%
        2011$253 -0.3%$6,930
        2010$254 +0.1%$6,930
        2009$254 $6,930
        2008-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 45887

        Getting around

        31 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Spencerville Topics

                Search
                Updates
                Favorites
                Plan
                Inbox