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Active
    • Price increase: $25K (8/11)
    $397,000

    45 Point Pl, Monterey, TN 38574

    3beds
    1,568sqft
    : 
    $2,425/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 2003
    4.4 Acres Lot
    $-- Zestimate®
    $253/sqft
    $13/mo HOA

    What's special

    Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. There is a same owner lot next door for sale offering an additional 1.9 acres.
    38 days
    |
    143
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jennifer Harvey 931-559-9500,

    The Real Estate Collective - Cookeville 931-559-9500

    Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3282583MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 3
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Range, Dishwasher, Microwave, Refrigerator
      Features
      • Open Floorplan
      • Flooring: Wood
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total structure area: 1,568
      • Total interior livable area: 1,568 sqft
      • Finished area above ground: 1,568

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Porch, Covered, Deck, Screened
      Lot
      • Size: 4.4 Acres
      • Features: Cul-De-Sac, Private, Sloped, Wooded
      • Topography: Cul-De-Sac,Private,Sloped,Wooded
      Details
      • Parcel number: 024 02900 000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Vinyl Siding
      Condition
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Cumb Cove Iv
      HOA
      • Has HOA: Yes
      • HOA fee: $152 annually
      Location
      • Region: Monterey

      Financial & listing details

      • Price per square foot: $253/sqft
      • Tax assessed value: $217,200
      • Annual tax amount: $616
      • Date on market: 7/16/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/11/2026Price change$422,000+6.3%$269/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3282584 Report a problem
        8/11/2026Price change$397,000-7.7%$253/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3282583 Report a problem
        7/16/2026Price change$430,000+5.7%$274/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3282584 Report a problem
        7/16/2026Listed for sale$407,000+1192.1%$260/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3282583 Report a problem
        11/29/2017Sold$31,500-80.9%$20/sqft
        Source: EXIT Realty solds #-766133442324814125 Report a problem
        10/16/2017Price change$164,900-1.3%$105/sqft
        Source: RE/MAX ONE #182174 Report a problem
        9/16/2017Price change$167,000-1.7%$107/sqft
        Source: RE/MAX ONE #182174 Report a problem
        6/27/2017Price change$169,900-2.9%$108/sqft
        Source: RE/MAX ONE #179036 Report a problem
        6/13/2017Price change$174,900-2.3%$112/sqft
        Source: RE/MAX ONE #179036 Report a problem
        2/17/2017Listed for sale$179,000+181.8%$114/sqft
        Source: RE/MAX ONE #179036 Report a problem
        10/5/2016Sold$63,525+154.1%$41/sqft
        Source: Public Record Report a problem
        5/18/2016Price change$25,000-77.1%$16/sqft
        Source: Auction.com Report a problem
        5/17/2016Price change--
        Source: Auction.com Report a problem
        4/19/2016Price change$109,000-5.1%$70/sqft
        Source: Homepath #173109 Report a problem
        3/17/2016Price change$114,900-9.5%$73/sqft
        Source: Homepath #173109 Report a problem
        2/17/2016Price change$127,000-8%$81/sqft
        Source: Homepath #173109 Report a problem
        1/16/2016Price change$138,000-7.9%$88/sqft
        Source: Homepath #173109 Report a problem
        12/15/2015Price change$149,900-5.7%$96/sqft
        Source: Homepath #173109 Report a problem
        11/13/2015Listed for sale$159,000+63.8%$101/sqft
        Source: Homepath #173109 Report a problem
        3/19/2015Sold$97,085+782.6%$62/sqft
        Source: Public Record Report a problem
        4/16/2003Sold$11,000$7/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$616 $54,300
        2024$616 $54,300
        2023$616 $54,300
        2022$616 +8.5%$54,300 +49.6%
        2021$568 $36,300
        2020$568 $36,300
        2019$568 $36,300
        2018$568 +0%$36,300
        2017$568 +4%$36,300 +1.5%
        2016$546 +1.9%$35,775
        2015$536 0%$35,775 0%
        2014$536 $35,780
        2013$536 -0.2%$35,780
        2012$537 $35,780
        2011-- $35,780 -10.7%
        2010$571 +7.1%$40,050
        2009$533 +7.3%$40,050
        2008$497 +0.8%$40,050 +0.8%
        2007$493 -24.4%$39,718
        2006$651 +31.4%$39,718 +31.4%
        2005$496 $30,222
        2004$496 +558.7%$30,222 +478.4%
        2002$75 $5,225
        2001-- $5,225 -75%
        2000-- $20,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 38574

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Pleasant Hill Elementary
        • Middle: Pleasant Hill Elementary
        • High: Cumberland County High School

        Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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