**RARE FINANCING OPPORTUNITY — 3.5% ASSUMABLE MORTGAGE!** Looking for a home with mountain views, nearly ¾ of an acre, and an interest rate that's hard to find in today's market? Welcome to 4521 Fort McCord Road in Chambersburg! This Dutch Colonial features 3 bedrooms, 2 full bathrooms, and approximately 1,920 square feet of living space on a spacious 0.69-acre lot in Hamilton Township. The flexible floor plan includes a main-level bedroom and full bathroom, plus two additional bedrooms and another full bathroom upstairs. Enjoy panoramic mountain views, a fenced yard with room for outdoor activities, central air conditioning, heat pump heating, and an attached garage. An approximately 1,000-square-foot unfinished basement provides additional storage and possibilities for future use. **THE BIG BONUS?** The seller's existing mortgage carries a 3.5% interest rate and may be assumable by a qualified buyer, subject to lender/servicer approval and assumption terms. An opportunity worth exploring when financing costs are a major consideration! Located in the Chambersburg Area School District, with well water and public sewer, this home combines scenic surroundings, practical living space, and a potentially valuable financing advantage. Schedule your private showing and ask for details about the 3.5% assumable mortgage!
For sale
Price cut: $5K (11/3)
$295,000
4521 Fort McCord Rd, Chambersburg, PA 17202
3beds
1,920sqft
Single Family Residence
Built in 1984
0.69 Acres Lot
$292,500 Zestimate®
$154/sqft
$-- HOA
What's special
Mountain viewsAttached garageFlexible floor planMain-level bedroomHeat pump heatingCentral air conditioning
- --
- on Zillow
- 928
- views
- 99
- saves
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Josh Schoenly 717-510-1452,
EXP Realty, LLC 8883977352
Source: Bright MLS,MLS#: PAFL2037700
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 1000
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Basement: Unfinished
- Has fireplace: No
Interior area
- Total structure area: 2,920
- Total interior livable area: 1,920 sqft
- Finished area above ground: 1,920
Property
Parking
- Total spaces: 1
- Parking features: Garage Faces Rear, Inside Entrance, Attached, Driveway
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Mountain(s), Panoramic
Lot
- Size: 0.69 Acres
Details
- Additional structures: Above Grade
- Parcel number: 110E09.107.000000
- Zoning: RESIDENTIAL
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Dutch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 1984
- Major remodel year: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Hamilton Heights
HOA
- Has HOA: No
Location
- Region: Chambersburg
- Municipality: 1-1
Financial & listing details
- Price per square foot: $154/sqft
- Tax assessed value: $22,000
- Annual tax amount: $3,680
- Date on market: 9/18/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,FHA,PHFA,USDA Loan,VA Loan,Cash,Assumable
- Ownership: Fee Simple
Estimated market value
$292,500
$278,000 - $307,000
$1,898/mo
Price history
| Date | Event | Price |
|---|---|---|
| 11/3/2026 | Price change | $295,000-1.7%$154/sqft |
Source: eXp Realty #PAFL2037700 Report a problem | ||
| 9/18/2026 | Listed for sale | $300,000-4.8%$156/sqft |
Source: eXp Realty #PAFL2037700 Report a problem | ||
| 9/11/2026 | Listing removed | $315,000$164/sqft |
Source: | ||
| 8/19/2026 | Price change | $315,000-1.6%$164/sqft |
Source: | ||
| 7/25/2026 | Price change | $320,000-3%$167/sqft |
Source: | ||
| 6/15/2026 | Price change | $330,000-2.1%$172/sqft |
Source: | ||
| 6/3/2026 | Listed for sale | $337,000+110.8%$176/sqft |
Source: | ||
| 10/12/2018 | Sold | $159,900$83/sqft |
Source: Public Record Report a problem | ||
| 7/30/2018 | Listed for sale | $159,900+14.3%$83/sqft |
Source: RE/MAX Realty Agency #1002124926 Report a problem | ||
| 9/28/2017 | Listing removed | $139,900$73/sqft |
Source: RE/MAX Realty Agency #FL10036616 Report a problem | ||
| 8/28/2017 | Price change | $139,900-6.7%$73/sqft |
Source: RE/MAX Realty Agency #FL10036616 Report a problem | ||
| 8/20/2017 | Listed for sale | $149,900-16.7%$78/sqft |
Source: RE/MAX Realty Agency #FL10036616 Report a problem | ||
| 9/28/2016 | Listing removed | $179,900$94/sqft |
Source: RE/MAX Realty Agency #FL9763245 Report a problem | ||
| 9/12/2016 | Listed for sale | $179,900+28.5%$94/sqft |
Source: RE/MAX Realty Agency #FL9763245 Report a problem | ||
| 11/25/2013 | Sold | $140,000-3.4%$73/sqft |
Source: Public Record Report a problem | ||
| 11/23/2013 | Listed for sale | $144,900$75/sqft |
Source: RE/MAX REALTY AGENCY #FL8229448 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $3,680 +2.4% | $22,000 |
| 2025 | $3,592 +0% | $22,000 |
| 2024 | $3,592 +6.5% | $22,000 |
| 2023 | $3,373 +2.4% | $22,000 |
| 2022 | $3,294 | $22,000 |
| 2021 | $3,294 +2.7% | $22,000 |
| 2020 | $3,208 +5.1% | $22,000 |
| 2018 | $3,051 +384.1% | $22,000 |
| 2017 | $630 | $22,000 |
| 2016 | $630 +7.3% | $22,000 |
| 2015 | $587 | $22,000 |
| 2014 | $587 | $22,000 |
| 2013 | $587 +2.9% | $22,000 |
| 2012 | $571 | $22,000 |
| 2011 | $571 | $22,000 |
| 2010 | $571 +2% | $22,000 |
| 2009 | $560 +15.9% | $22,000 |
| 2008 | $483 +0.9% | $22,000 |
| 2007 | $479 | $22,000 |
| 2006 | $479 -67.8% | $22,000 |
| 2005 | $1,484 +302.7% | $22,000 |
| 2004 | $369 +13.6% | $22,000 |
| 2003 | $325 +35.3% | $22,000 |
| 2000 | $240 | $22,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 17202
Nearby schools
Schools provided by the listing agent
- Elementary: Hamilton Heights
- Middle: Chambersburg Area
- High: Chambersburg Area Senior
- District: Chambersburg Area
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






