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  • Listed by: HomeSmart One Realty • Karin Dewell
    $519,000

    4546 Decatur Drive, Ferndale, WA 98248

    3beds
    1,400sqft
    : 
    $3,174/mo
    Get pre-qualified
    Single Family Residence
    Built in 2019
    6,969 Square Feet Lot
    $514,600 Zestimate®
    $371/sqft
    $13/mo HOA

    What's special

    Modern finishesAttached garageSoaring ceilingsSingle-level livingMature treesGenerous counter spaceOversized dining area
    Beautifully designed 1,400 sq. ft. one-level home offering 3 bedrooms, 1¾ baths, and an open-concept floor plan filled with natural light. The spacious living area features soaring ceilings, polished concrete floors with radiant heat, and a seamless flow into the kitchen and dining spaces, creating a home that’s both comfortable and perfect for entertaining. This home enjoys use of clubhouse, pool, pickleball courts, and scenic waterfront walking areas. A private marina access, boat launch with easy access to the San Juan Islands and 9 hole golf course available at nominal fees. Conveniently located between Bellingham and Ferndale, this home combines modern comfort with peaceful coastal living. The kitchen offers abundant cabinetry, generous counter space, stainless steel appliances, and an oversized dining area. The primary suite provides a peaceful retreat, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Step outside to a fully fenced backyard with low-maintenance landscaping, mature trees, and plenty of room to relax, entertain, or enjoy summer evenings around the fire pit. Additional features include: • Radiant heated concrete floors throughout • High ceilings and oversized windows • Modern finishes • Single-level living • Attached garage • Quiet setting with a spacious backyard Move-in ready and designed for easy living, this home combines contemporary style with exceptional comfort.
    2 days
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    518
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    42
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Karin Dewell,

    HomeSmart One Realty,

    Denny Dewell,

    Donita Dickinson RE, Inc

    Source: NWMLS as distributed by MLS GRID,MLS#: 2564795MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom three quarter
      • Level: Main
      Dining room
      • Level: Main
      Entry hall
      • Level: Main
      Great room
      • Level: Main
      Kitchen with eating space
      • Level: Main
      Utility room
      • Level: Main
      Heating
      • Radiant, Electric
      Cooling
      • Radiant
      Appliances
      • Included: Dishwasher, Disposal, Refrigerator, Dishwasher(s), Garbage Disposal, Refrigerator(s), Water Heater: Electric On Demand, Water Heater Location: Garage
      Features
      • Bath Off Primary, Ceiling Fan(s), Dining Room, High Tech Cabling
      • Flooring: Concrete
      • Windows: Dbl Pane/Storm Window
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 1,400
      • Total interior livable area: 1,400 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached Garage
      • Has attached garage: Yes
      • Covered spaces: 2
      • Uncovered spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Main
      • Patio & porch: Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, High Tech Cabling, Vaulted Ceiling(s), Water Heater
      • Has view: Yes
      • View description: Territorial
      Lot
      • Size: 6,969 Square Feet
      • Dimensions: 119 x 62
      • Features: Paved, Cable TV, Dog Run, Fenced-Fully, Patio
      • Topography: Level
      Details
      • Parcel number: 3801044750730000
      • Zoning description: Jurisdiction: County
      • Special conditions: Standard
      • Other equipment: Leased Equipment: No

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: 1 Story
      • Property subtype: Single Family Residence
      Materials
      • Cement Planked, Stone, Wood Siding, Cement Plank
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Very Good
      • Year built: 2019
      • Major remodel year: 2019
      Details
      • Builder name: Pioneer Post Frame

      Utilities & green energy

      • Sewer: Sewer Connected, Company: Lummi Sewer and Water
      • Water: Community, Company: Lummi Sewer and Water

      Community & HOA

      Community
      • Features: Athletic Court, Boat Launch, CCRs, Clubhouse, Golf, Playground
      • Subdivision: Sandy Point
      HOA
      • Services included: Common Area Maintenance
      • HOA fee: $40 quarterly
      Location
      • Region: Ferndale

      Financial & listing details

      • Price per square foot: $371/sqft
      • Tax assessed value: $452,257
      • Annual tax amount: $3,946
      • Date on market: 8/4/2026
      • Cumulative days on market: 4 days
      • Listing terms: Conventional,FHA
      • Inclusions: Dishwasher(s), Garbage Disposal, Leased Equipment, Refrigerator(s)

        Estimated market value

        $514,600

        $489,000 - $540,000

        $2,612/mo

        Price history

        DateEventPrice
        8/5/2026Listed for sale$519,000+48.7%$371/sqft
        Source: NWMLS as distributed by MLS GRID #2564795 Report a problem
        12/4/2019Sold$349,000$249/sqft
        Source: NWMLS as distributed by MLS GRID #1503212 Report a problem
        10/25/2019Pending sale$349,000$249/sqft
        Source: Windermere Real Estate/ Whatcom, Inc. #1503212 Report a problem
        10/21/2019Price change$349,000-2.8%$249/sqft
        Source: Windermere Real Estate/ Whatcom, Inc. #1503212 Report a problem
        8/20/2019Listed for sale$359,000+452.3%$256/sqft
        Source: Windermere Real Estate/ Whatcom, Inc. #1503212 Report a problem
        3/20/2019Sold$65,000-7%$46/sqft
        Source: NWMLS as distributed by MLS GRID #1409481 Report a problem
        2/26/2019Pending sale$69,900$50/sqft
        Source: Bellwether Real Estate #1409481 Report a problem
        2/20/2019Listed for sale$69,900$50/sqft
        Source: Bellwether Real Estate #1409481 Report a problem
        2/10/2019Pending sale$69,900$50/sqft
        Source: Bellwether Real Estate #1409481 Report a problem
        2/7/2019Listed for sale$69,900+108.7%$50/sqft
        Source: Bellwether Real Estate #1409481 Report a problem
        9/28/2016Sold$33,500+318.8%$24/sqft
        Source: NWMLS as distributed by MLS GRID #956163 Report a problem
        5/18/2005Sold$8,000$6/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,711 +2.7%$452,257 -12%
        2023$3,611 -2%$513,659 +14%
        2022$3,685 +12.7%$450,581 +24.6%
        2021$3,268 +4%$361,676 +14.9%
        2020$3,142 $314,716 +341%
        2019$3,142 +292.5%$71,368 +778.3%
        2018$801 +728.3%$8,126 +8.3%
        2017$97 -14.3%$7,506 +5.7%
        2016$113 +40.4%$7,101 +5.2%
        2015$80 $6,750 -67.4%
        2014$80 -67.2%$20,700
        2013$245 $20,700 +170.6%
        2012-- $7,650
        2011-- $7,650
        2010-- $7,650
        2009$97 -4.5%$7,650
        2008$102 $7,650
        2007$102 +0.4%$7,650
        2005$101 $7,650
        2004$101 -5.2%$7,650
        2003$107 +5.2%$7,650
        2002$102 -2.3%$7,650
        2001$104 $7,650
        2000-- $7,650
        1999-- $7,650
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 98248

        Getting around

        1 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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