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For sale
  • Price increase: $50.1K (9/11)
    $2,900,000

    478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

    4beds
    3,319sqft
    : 
    $20,014/mo
    Get pre-qualified
    Single Family Residence
    Built in 1968
    9,640 Square Feet Lot
    $-- Zestimate®
    $874/sqft
    $-- HOA

    What's special

    Sparkling waterfront poolPrivate tropical oasisSpacious homeSpa-inspired en suite bathBeautifully updated coastal retreatSoaring ceilingsSeparate sitting room
    Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.
    203 days
    441
    16

    Zillow last checked:

    Listing updated:

    Listed by:

    Evan Pedone 727-459-5543,

    ENGEL & VOLKERS MADEIRA BEACH 727-394-7365,

    Isaiah Perry 954-684-9987,

    ENGEL & VOLKERS MADEIRA BEACH

    Source: Stellar MLS,MLS#: TB8484658MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Built-in Closet
      • Level: Second
      Kitchen
      • Level: First
      • Area: 210 Square Feet
      • Dimensions: 15x14
      Living room
      • Level: First
      • Area: 289 Square Feet
      • Dimensions: 17x17
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Microwave, Refrigerator, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat
      • Flooring: Engineered Hardwood, Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 4,150
      • Total interior livable area: 3,319 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Irrigation System
      • Has private pool: Yes
      • Pool features: Above Ground, Gunite, Heated
      • Has view: Yes
      • View description: Water, Intracoastal Waterway
      • Has water view: Yes
      • Water view: Water,Intracoastal Waterway
      • Waterfront features: Intracoastal Waterway, Intracoastal Waterway Access, Lift, Seawall
      Lot
      • Size: 9,640 Square Feet
      • Dimensions: 83 x 120
      Details
      • Parcel number: 063015124020000280
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Concrete, Stucco
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1968

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public

      Community & HOA

      Community
      • Features: Golf Carts OK, Park, Playground, Tennis Court(s)
      • Pet fee: $0 monthly
      • Subdivision: BROWNS ADD TO RE-REV MAP OF INDIAN BEACH
      HOA
      • Has HOA: No
      Location
      • Region: Indian Rocks Beach

      Financial & listing details

      • Price per square foot: $874/sqft
      • Tax assessed value: $1,426,151
      • Annual tax amount: $22,989
      • Date on market: 3/10/2026
      • Cumulative days on market: 200 days
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $8,649/mo

        Price history

        DateEventPrice
        9/11/2026Price change$2,900,000+1.8%$874/sqft
        Source: Stellar MLS #TB8484658 Report a problem
        5/12/2026Price change$2,849,900-1.7%$859/sqft
        Source: Stellar MLS #TB8484658 Report a problem
        3/10/2026Listed for sale$2,900,000+45%$874/sqft
        Source: Stellar MLS #TB8484658 Report a problem
        4/1/2025Sold$2,000,000-9.1%$603/sqft
        Source: Stellar MLS #U8245557 Report a problem
        2/14/2025Pending sale$2,200,000$663/sqft
        Source: Stellar MLS #U8245557 Report a problem
        1/10/2025Price change$2,200,000-4.3%$663/sqft
        Source: Stellar MLS #U8245557 Report a problem
        11/13/2024Listed for sale$2,299,999-14.7%$693/sqft
        Source: Stellar MLS #U8245557 Report a problem
        8/22/2024Listing removed$2,695,000-3.8%$812/sqft
        Source: Stellar MLS #U8245557 Report a problem
        6/6/2024Listed for sale$2,800,000+24.4%$844/sqft
        Source: Stellar MLS #U8245557 Report a problem
        1/13/2022Sold$2,250,000+0%$678/sqft
        Source: Public Record Report a problem
        1/10/2022Pending sale$2,249,900$678/sqft
        Source: Stellar MLS #T3334546 Report a problem
        12/31/2021Listed for sale$2,249,900$678/sqft
        Source: Stellar MLS #T3334546 Report a problem
        10/24/2021Pending sale$2,249,900$678/sqft
        Source: Stellar MLS #T3334546 Report a problem
        10/10/2021Listed for sale$2,249,900+219.8%$678/sqft
        Source: Stellar MLS #T3334546 Report a problem
        12/13/2019Sold$703,500-11.5%$212/sqft
        Source: Stellar MLS #O5820899 Report a problem
        10/23/2019Pending sale$795,000$240/sqft
        Source: EXP REALTY LLC #O5820899 Report a problem
        10/22/2019Listed for sale$795,000+13.6%$240/sqft
        Source: EXP REALTY LLC #O5820899 Report a problem
        8/23/2019Listing removed$700,000$211/sqft
        Source: Keller Williams Gulfside Realty #U8054918 Report a problem
        8/19/2019Pending sale$700,000$211/sqft
        Source: Keller Williams Gulfside Realty #U8054918 Report a problem
        8/17/2019Price change$700,000-22.2%$211/sqft
        Source: Keller Williams Gulfside Realty #U8054918 Report a problem
        8/7/2019Listed for sale$900,000-32.1%$271/sqft
        Source: KELLER WILLIAMS GULFSIDE RLTY #U8054918 Report a problem
        9/14/2013Listing removed$1,325,000$399/sqft
        Source: Holland Associates #U7574252 Report a problem
        3/1/2013Listed for sale$1,325,000+89.3%$399/sqft
        Source: Holland Associates #U7574252 Report a problem
        9/6/2012Listing removed$700,000$211/sqft
        Source: The Toni Everett Company #T2532528 Report a problem
        8/22/2012Listed for sale$700,000-6.5%$211/sqft
        Source: The Toni Everett Company #T2532528 Report a problem
        7/2/2012Listing removed$749,000$226/sqft
        Source: CENTURY 21 Coast to Coast #7503072 Report a problem
        12/1/2010Pending sale$749,000+93.3%$226/sqft
        Source: Century 21 Coast to Coast #7446758 Report a problem
        1/12/1998Sold$387,500$117/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$22,989 -20.9%$1,426,151 -24.8%
        2024$29,065 -6.6%$1,896,946 -4.6%
        2023$31,117 +45.7%$1,988,347 +67.6%
        2022$21,354 +44.2%$1,186,041 +32.9%
        2021$14,814 +1.2%$892,241 +2.9%
        2020$14,640 +55.2%$867,322 +48.2%
        2019$9,430 $585,349 +1.9%
        2018$9,430 +2.1%$574,435 +2.1%
        2017$9,235 +0.3%$562,620 +2.1%
        2016$9,209 -2.2%$551,048 +0.7%
        2015$9,413 +0.4%$547,217 +0.8%
        2014$9,379 +0.3%$542,874 +1.5%
        2013$9,354 +1.8%$534,851 +1.7%
        2012$9,188 $525,911 -8%
        2011-- $571,918 -9.9%
        2010-- $634,696 -5.7%
        2009-- $673,025 +0.1%
        2008$11,365 $672,353 +3%
        2007-- $652,770 -26.3%
        2005-- $885,600 +35.3%
        2004$11,333 +0.8%$654,600 +11.1%
        2003$11,247 +34.3%$589,100 +18.9%
        2002$8,374 +1.5%$495,300 +20.7%
        2001$8,254 +12.5%$410,400 +11.9%
        2000$7,337 $366,700
        Find assessor info on the county website

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33785

        Getting around

        8 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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