Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.
For sale
Price increase: $50.1K (9/11)
$2,900,000
478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785
4beds
3,319sqft
Single Family Residence
Built in 1968
9,640 Square Feet Lot
$-- Zestimate®
$874/sqft
$-- HOA
What's special
Sparkling waterfront poolPrivate tropical oasisSpacious homeSpa-inspired en suite bathBeautifully updated coastal retreatSoaring ceilingsSeparate sitting room
- 203 days
- 438
- 16
Zillow last checked:
Listing updated:
Listed by:
Evan Pedone 727-459-5543,
ENGEL & VOLKERS MADEIRA BEACH 727-394-7365,
Isaiah Perry 954-684-9987,
ENGEL & VOLKERS MADEIRA BEACH
Source: Stellar MLS,MLS#: TB8484658
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Features: Built-in Closet
- Level: Second
Kitchen
- Level: First
- Area: 210 Square Feet
- Dimensions: 15x14
Living room
- Level: First
- Area: 289 Square Feet
- Dimensions: 17x17
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Microwave, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat
- Flooring: Engineered Hardwood, Tile
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 4,150
- Total interior livable area: 3,319 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Exterior features: Irrigation System
- Has private pool: Yes
- Pool features: Above Ground, Gunite, Heated
- Has view: Yes
- View description: Water, Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Intracoastal Waterway
- Waterfront features: Intracoastal Waterway, Intracoastal Waterway Access, Lift, Seawall
Lot
- Size: 9,640 Square Feet
- Dimensions: 83 x 120
Details
- Parcel number: 063015124020000280
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Concrete, Stucco
- Foundation: Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1968
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Features: Golf Carts OK, Park, Playground, Tennis Court(s)
- Pet fee: $0 monthly
- Subdivision: BROWNS ADD TO RE-REV MAP OF INDIAN BEACH
HOA
- Has HOA: No
Location
- Region: Indian Rocks Beach
Financial & listing details
- Price per square foot: $874/sqft
- Tax assessed value: $1,426,151
- Annual tax amount: $22,989
- Date on market: 3/10/2026
- Cumulative days on market: 200 days
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$8,649/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/11/2026 | Price change | $2,900,000+1.8%$874/sqft |
Source: | ||
| 5/12/2026 | Price change | $2,849,900-1.7%$859/sqft |
Source: | ||
| 3/10/2026 | Listed for sale | $2,900,000+45%$874/sqft |
Source: | ||
| 4/1/2025 | Sold | $2,000,000-9.1%$603/sqft |
Source: | ||
| 2/14/2025 | Pending sale | $2,200,000$663/sqft |
Source: | ||
| 1/10/2025 | Price change | $2,200,000-4.3%$663/sqft |
Source: | ||
| 11/13/2024 | Listed for sale | $2,299,999-14.7%$693/sqft |
Source: | ||
| 8/22/2024 | Listing removed | $2,695,000-3.8%$812/sqft |
Source: | ||
| 6/6/2024 | Listed for sale | $2,800,000+24.4%$844/sqft |
Source: | ||
| 1/13/2022 | Sold | $2,250,000+0%$678/sqft |
Source: Public Record Report a problem | ||
| 1/10/2022 | Pending sale | $2,249,900$678/sqft |
Source: | ||
| 12/31/2021 | Listed for sale | $2,249,900$678/sqft |
Source: | ||
| 10/24/2021 | Pending sale | $2,249,900$678/sqft |
Source: | ||
| 10/10/2021 | Listed for sale | $2,249,900+219.8%$678/sqft |
Source: | ||
| 12/13/2019 | Sold | $703,500-11.5%$212/sqft |
Source: Stellar MLS #O5820899 Report a problem | ||
| 10/23/2019 | Pending sale | $795,000$240/sqft |
Source: EXP REALTY LLC #O5820899 Report a problem | ||
| 10/22/2019 | Listed for sale | $795,000+13.6%$240/sqft |
Source: EXP REALTY LLC #O5820899 Report a problem | ||
| 8/23/2019 | Listing removed | $700,000$211/sqft |
Source: Keller Williams Gulfside Realty #U8054918 Report a problem | ||
| 8/19/2019 | Pending sale | $700,000$211/sqft |
Source: Keller Williams Gulfside Realty #U8054918 Report a problem | ||
| 8/17/2019 | Price change | $700,000-22.2%$211/sqft |
Source: Keller Williams Gulfside Realty #U8054918 Report a problem | ||
| 8/7/2019 | Listed for sale | $900,000-32.1%$271/sqft |
Source: KELLER WILLIAMS GULFSIDE RLTY #U8054918 Report a problem | ||
| 9/14/2013 | Listing removed | $1,325,000$399/sqft |
Source: Holland Associates #U7574252 Report a problem | ||
| 3/1/2013 | Listed for sale | $1,325,000+89.3%$399/sqft |
Source: Holland Associates #U7574252 Report a problem | ||
| 9/6/2012 | Listing removed | $700,000$211/sqft |
Source: The Toni Everett Company #T2532528 Report a problem | ||
| 8/22/2012 | Listed for sale | $700,000-6.5%$211/sqft |
Source: The Toni Everett Company #T2532528 Report a problem | ||
| 7/2/2012 | Listing removed | $749,000$226/sqft |
Source: CENTURY 21 Coast to Coast #7503072 Report a problem | ||
| 12/1/2010 | Pending sale | $749,000+93.3%$226/sqft |
Source: Century 21 Coast to Coast #7446758 Report a problem | ||
| 1/12/1998 | Sold | $387,500$117/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $22,989 -20.9% | $1,426,151 -24.8% |
| 2024 | $29,065 -6.6% | $1,896,946 -4.6% |
| 2023 | $31,117 +45.7% | $1,988,347 +67.6% |
| 2022 | $21,354 +44.2% | $1,186,041 +32.9% |
| 2021 | $14,814 +1.2% | $892,241 +2.9% |
| 2020 | $14,640 +55.2% | $867,322 +48.2% |
| 2019 | $9,430 | $585,349 +1.9% |
| 2018 | $9,430 +2.1% | $574,435 +2.1% |
| 2017 | $9,235 +0.3% | $562,620 +2.1% |
| 2016 | $9,209 -2.2% | $551,048 +0.7% |
| 2015 | $9,413 +0.4% | $547,217 +0.8% |
| 2014 | $9,379 +0.3% | $542,874 +1.5% |
| 2013 | $9,354 +1.8% | $534,851 +1.7% |
| 2012 | $9,188 | $525,911 -8% |
| 2011 | -- | $571,918 -9.9% |
| 2010 | -- | $634,696 -5.7% |
| 2009 | -- | $673,025 +0.1% |
| 2008 | $11,365 | $672,353 +3% |
| 2007 | -- | $652,770 -26.3% |
| 2005 | -- | $885,600 +35.3% |
| 2004 | $11,333 +0.8% | $654,600 +11.1% |
| 2003 | $11,247 +34.3% | $589,100 +18.9% |
| 2002 | $8,374 +1.5% | $495,300 +20.7% |
| 2001 | $8,254 +12.5% | $410,400 +11.9% |
| 2000 | $7,337 | $366,700 |
Find assessor info on the county website
Monthly payment
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