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For sale
  • PropertyExplore 3D tour
    • $195,000

    512 Mercy St, Philadelphia, PA 19148

    2beds
    840sqft
    : 
    $1,230/mo
    Get pre-qualified
    Townhouse
    Built in 1920
    658 Square Feet Lot
    $-- Zestimate®
    $232/sqft
    $-- HOA

    What's special

    Two spacious bedroomsAbundant natural lightGas rangeNew appliancesMultiple lighting fixturesStylish backsplashLarge windows
    Move in ready and money smart! This beautifully updated 2 bedroom row home in South Philadelphia's desirable Whitman neighborhood pairs contemporary finishes with one of the strongest financing packages on the market today. This property qualifies for CRA financing with just 3% down, no PMI, and an interest rate lower than FHA. KeyBank is offering a 5K credit, stackable with the Philly First Home 10K grant, for up to 15K in potential assistance. The credit can be applied toward closing costs, prepaid mortgage or insurance, escrow deposit, real estate taxes, or per diem interest. An HWA home warranty is also included in the sale. Step into a sun lit open floor plan with gleaming wood floors, soaring ceilings with fans, and large windows that flood the space with natural light. The living room flows into a dedicated dining room crowned by chandelier lighting, then into a modern kitchen featuring new cabinetry, new appliances, a gas range, stainless steel hood, and stylish backsplash. Upstairs, two spacious bedrooms offer large windows, abundant natural light, and ample closet space. The oversized bathroom delivers a large walk in shower, multiple lighting fixtures, thoughtful accessibility upgrades for safe, comfortable everyday living. Additional highlights include central air conditioning, a full basement with room for an exercise space, laundry, and extra storage plus future finishing potential and a fully fenced backyard perfect for gardening, entertaining, relaxing, or pets. Conveniently located near neighborhood shopping, dining, and public transportation with quick access to major highways, this home offers comfort, convenience, and serious value in one of South Philadelphia's most established communities. Opportunities like this do not sit. Schedule your showing today!
    9 days
    |
    491
    |
    64
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Maria Quattrone 215-607-3535,

    LPT Realty, LLC 8773662213,

    Co-Listing Agent: Dawn Crawley 267-970-4727,

    LPT Realty, LLC

    Source: Bright MLS,MLS#: PAPH2651984MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Bedroom 2, Kitchen, Basement, Bedroom 1, Laundry, Bathroom 1
      Bedroom 1
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Bathroom 1
      • Level: Upper
      Basement
      • Level: Lower
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Lower
      Living room
      • Level: Main
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air, Other
      Appliances
      • Included: Oven/Range - Gas, Range Hood, Gas Water Heater
      • Laundry: Hookup, Laundry Room
      Features
      • Bar, Open Floorplan, Upgraded Countertops, Ceiling Fan(s), Bathroom - Walk-In Shower
      • Flooring: Wood
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 840
      • Total interior livable area: 840 sqft
      • Finished area above ground: 840
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: On Street
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Other Bath Mod
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch
      • Exterior features: Awning(s), Lighting, Sidewalks, Street Lights
      • Pool features: None
      • Has view: Yes
      • View description: Street
      Lot
      • Size: 658 Square Feet
      • Dimensions: 14.00 x 47.00
      • Features: Urban
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 392061500
      • Zoning: RSA5
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Straight Thru
      • Property subtype: Townhouse
      Materials
      • Masonry
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 1920

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Whitman
      HOA
      • Has HOA: No
      Location
      • Region: Philadelphia
      • Municipality: PHILADELPHIA

      Financial & listing details

      • Price per square foot: $232/sqft
      • Tax assessed value: $210,800
      • Annual tax amount: $2,950
      • Date on market: 8/6/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: Oven Range-gas, Built-in Range Hood
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/6/2026Listed for sale$195,000-3.2%$232/sqft
        Source: Bright MLS #PAPH2651984 Report a problem
        6/15/2026Listing removed$201,500$240/sqft
        Source: Bright MLS #PAPH2508850 Report a problem
        1/15/2026Price change$201,500-6.3%$240/sqft
        Source: Bright MLS #PAPH2508850 Report a problem
        12/10/2025Price change$215,000-6.5%$256/sqft
        Source: Bright MLS #PAPH2508850 Report a problem
        7/1/2025Listed for sale$230,000+1050%$274/sqft
        Source: Bright MLS #PAPH2508850 Report a problem
        8/1/1995Sold$20,000$24/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,828 +22.7%$202,000 +22.7%
        2024$2,304 $164,600
        2023$2,304 +47.1%$164,600
        2022$1,566 --
        2021$1,566 +8.3%--
        2018$1,446 +63.2%--
        2017$886 +7.7%--
        2016$823 --
        2015$823 --
        2014$823 -24.5%$111,400 +7995.9%
        2012$1,091 $1,376
        2011-- $1,376
        2010-- $1,376
        2009-- $1,376
        2008-- $1,376
        2007-- $1,376 +7.5%
        2006-- $1,280
        2005-- $1,280
        2004-- $1,280
        2003-- $1,280
        2002-- $1,280
        2000-- $1,280
        1999-- $1,280
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: Greenwich

        Getting around

        92 / 100
        Walker's Paradise
        64 / 100
        Good Transit
        84 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: The School District Of Philadelphia

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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