One or more photo(s) has been virtually staged. Welcome to 522 Derby, a standout end unit in Montgomery Square featuring FULLY PAID OFF SOLAR PANELS and major 2025 upgrades, so the big ticket items and monthly savings are already built in.This 3-bed townhouse in Seminole County is a rare end unit featuring 1,105 heated square feet, three bedrooms, two full baths, and a smart single story layout designed for easy, low maintenance living. Inside, natural light fills the living space, enhanced by cathedral ceilings and durable laminate and tile flooring throughout. The kitchen is fully equipped with appliances replaced in 2019, creating a move in ready experience. Three well proportioned bedrooms provide flexibility for guests, home office needs, or everyday comfort. Major system upgrades include a brand new roof in 2025 and new HVAC in 2025, giving buyers confidence that the heavy lifting has already been handled. A screened, covered patio extends the living space outdoors, offering a comfortable spot to relax or entertain. As an end unit, the home enjoys added privacy and a quieter setting within the community. Residents of Montgomery Square have access to a community pool and tennis courts, all positioned near Altamonte Springs shopping, dining, and quick I-4 access for an easy Central Florida commute. Efficient living, thoughtful upgrades, and location convenience all in one.
Sold for $245,000
$245,000
522 DERBY DRIVE, ALTAMONTE SPRINGS, FL 32714
3beds
1,105sqft
Townhouse
Built in 1984
2,548 Square Feet Lot
$249,100 Zestimate®
$222/sqft
$1,869 Estimated rent
Home value
$249,100
$237,000 - $262,000
$1,869/mo
Zestimate® history
Owner options
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$1,869/mo
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$1,869/mo
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$1,810/mo
Est. payment
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$1,810/mo
Est. payment
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List your homeWhat's special
Three well proportioned bedroomsCathedral ceilings
Zillow last checked:
Listing updated:
Listed by:
Elizabeth Lofholm 906-221-4905,
EXP REALTY LLC 407-392-1800
Bought with:
Chris Creegan, 3168853
CREEGAN GROUP
Cristina Robinson Sanchez, 3646675
CREEGAN GROUP
Source: Stellar MLS,MLS#: O6379820
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Bedroom 3
- Features: Built-in Closet
- Level: First
Primary bathroom
- Level: First
Bathroom 2
- Level: First
Balcony porch lanai
- Level: First
Kitchen
- Level: First
Living room
- Features: Ceiling Fan(s)
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Inside
Features
- Cathedral Ceiling(s), Ceiling Fan(s)
- Flooring: Laminate, Tile
- Has fireplace: No
Interior area
- Total structure area: 1,198
- Total interior livable area: 1,105 sqft
Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Tennis Court(s)
Lot
- Size: 2,548 Square Feet
Details
- Parcel number: 15212951800000120
- Zoning: R-3
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Solar
Community & HOA
Community
- Features: Pool, Tennis Court(s)
- Pet fee: $0 monthly
- Subdivision: MONTGOMERY SQUARE
HOA
- Has HOA: Yes
- Services included: Common Area Taxes, Community Pool, Maintenance Grounds
- HOA fee: $110 monthly
- HOA name: Sentry Management
- HOA phone: 407-788-6700
Location
- Region: Altamonte Springs
Financial & listing details
- Price per square foot: $222/sqft
- Tax assessed value: $225,763
- Annual tax amount: $3,454
- Date on market: 2/19/2026
- Cumulative days on market: 1 day
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 3/19/2026 | Sold | $245,000-2%$222/sqft |
Source:  Stellar MLS #O6379820 Report a problem | ||
| 2/23/2026 | Pending sale | $250,000$226/sqft |
Source: eXp Realty #O6379820 Report a problem | ||
| 2/19/2026 | Listed for sale | $250,000+2%$226/sqft |
Source: eXp Realty #O6379820 Report a problem | ||
| 8/12/2023 | Listing removed | -- |
Source: Stellar MLS #O6132752 Report a problem | ||
| 8/9/2023 | Listed for sale | $245,000+81.5%$222/sqft |
Source: Stellar MLS #O6132752 Report a problem | ||
| 2/19/2019 | Sold | $135,000-2.5%$122/sqft |
Source: Public Record Report a problem | ||
| 10/22/2018 | Listed for sale | $138,500$125/sqft |
Source: FLORIDA SPIRIT REAL ESTATE SER #O5727031 Report a problem | ||
| 9/7/2018 | Listing removed | $138,500$125/sqft |
Source: FLORIDA SPIRIT REAL ESTATE SER #O5727031 Report a problem | ||
| 8/24/2018 | Listed for sale | $138,500$125/sqft |
Source: FLORIDA SPIRIT REAL ESTATE SER #O5727031 Report a problem | ||
| 8/24/2018 | Pending sale | $138,500$125/sqft |
Source: FLORIDA SPIRIT REAL ESTATE SER #O5727031 Report a problem | ||
| 8/13/2018 | Listed for sale | $138,500+85.9%$125/sqft |
Source: FLORIDA SPIRIT REAL ESTATE SER #O5727031 Report a problem | ||
| 11/24/2015 | Listing removed | $1,025$1/sqft |
Source: EXIT REALTY ACCESS, INC. #O5402753 Report a problem | ||
| 11/6/2015 | Listed for rent | $1,025+20.6%$1/sqft |
Source: EXIT REALTY ACCESS, INC. #O5402753 Report a problem | ||
| 7/1/2014 | Sold | $74,500-9.7%$67/sqft |
Source: Stellar MLS #O5224945 Report a problem | ||
| 5/3/2014 | Listed for sale | $82,500+47.3%$75/sqft |
Source: Central Realty Group Inc #O5224945 Report a problem | ||
| 5/1/2013 | Listing removed | $850$1/sqft |
Source: CENTRAL FLORIDA REALTY PARTNERS Report a problem | ||
| 2/22/2013 | Listed for rent | $850$1/sqft |
Source: HotPads for Rent Report a problem | ||
| 1/12/1994 | Sold | $56,000$51/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,598 +10.7% | $195,886 +10% |
| 2024 | $3,250 +21.1% | $178,078 +10% |
| 2023 | $2,684 +9.3% | $161,889 +10% |
| 2022 | $2,456 +9.4% | $147,172 +10% |
| 2021 | $2,246 +0.6% | $133,793 +1.3% |
| 2020 | $2,232 +7.1% | $132,053 +8.4% |
| 2019 | $2,084 | $121,770 +20% |
| 2018 | $2,084 +37.1% | $101,471 +39.6% |
| 2017 | $1,520 +12.1% | $72,675 +6.8% |
| 2016 | $1,356 +13% | $68,065 +10.2% |
| 2015 | $1,199 | $61,775 -5% |
| 2014 | $1,199 +33.6% | $64,996 +34.1% |
| 2013 | $897 +15.2% | $48,459 +12.9% |
| 2012 | $779 -23.1% | $42,922 -22.4% |
| 2011 | $1,013 -25% | $55,292 -24.3% |
| 2010 | $1,351 -34.3% | $73,076 -35.5% |
| 2009 | $2,055 -9.9% | $113,251 -12.7% |
| 2008 | $2,282 +11.8% | $129,768 +8.6% |
| 2007 | $2,042 -11.3% | $119,439 -3.3% |
| 2006 | $2,302 +26% | $123,476 +29.5% |
| 2005 | $1,827 +31.2% | $95,319 +34.7% |
| 2004 | $1,393 +5.9% | $70,764 +5.9% |
| 2003 | $1,315 +5.9% | $66,816 +5.6% |
| 2002 | $1,242 +29.1% | $63,283 +28.7% |
| 2000 | $962 | $49,175 |
Find assessor info on the county website
Neighborhood: 32714
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Nearby schools
GreatSchools rating
- 8/10Forest City Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 6/10Milwee Middle SchoolGrades: 6-8Distance: 3.7 mi
- 6/10Lyman High SchoolGrades: PK,9-12Distance: 4.1 mi
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Estimated market value
$249,100
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$249,100
- Florida
- Seminole County
- Altamonte Springs
- 32714
- 522 DERBY DRIVE
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