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For sale
  • $345,000

    523 Gayle Street, Fort Morgan, CO 80701

    4beds
    2,688sqft
    : 
    $2,300/mo
    Get pre-qualified
    Single Family Residence
    Built in 1983
    7,200 Square Feet Lot
    $337,200 Zestimate®
    $128/sqft
    $-- HOA

    What's special

    Welcome to a little more room to live—and a little less hustle & bustle. After nearly 30 years, a rare opportunity is now on the market in the heart of Fort Morgan. Tucked along a quiet residential street in Fort Morgan, 523 Gayle Street pairs the ease of ranch-style, main-floor living with something you might not expect from the curb: more than 2,100 finished sq ft, an updated kitchen & luxury vinyl plank flooring, a full basement, an enclosed sunroom, private backyard, fireplace in the basement & plenty of room to make yourself at home. The main level delivers 1,344 finished square feet with 3 bedrooms & 2 full bathrooms, anchored by an updated kitchen with modern countertops & refreshed, updated baths. Comfortable gathering spaces such as the living room are adorned with architectural elements such as ceiling beams & easy-care flooring. This practical ranch floor plan makes everyday living refreshingly uncomplicated. Closets are cedar-lined. But there's much more downstairs. The full basement adds more finished square feet, including a 4th bedroom & additional living space ready for movie nights, game days, guests, home office—or simply some welcome separation when you need it. Maybe even warm up by the wood-burning stove during the winter months ahead. Stop to enjoy the enclosed sunroom just off the door to the backyard where you can feel the warmth of Colorado’s never-ending four season sunshine or the glow of its glorious evenings in the comfort of cover. It’s also a perfect place to grow plants or just find your new favorite spot to relax in your home. All of it comes with the everyday convenience of single-level ranch living, an attached two-car garage, & an established Fort Morgan location with easy access to lively downtown Fort Morgan–recently the focus of HGTV’s Hometown Takeover (ca. 2023), schools, parks, shopping, and I-76. Updated where it counts, surprisingly spacious, private yard, and tucked onto a quiet street this home checks so many boxes!
    41 days
    632
    73

    Zillow last checked:

    Listing updated:

    Listed by:

    Matthew Thomas 303-269-1617 Matt@AltitudeRealEstateGroup.com,

    Real Broker, LLC DBA Real

    Source: REcolorado as distributed by MLS GRID,MLS#: 5413701MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bedroom
      • Level: Main
      Bedroom
      • Level: Basement
      Bathroom
      • Features: En Suite Bathroom, Primary Suite
      • Level: Main
      Bathroom
      • Level: Main
      Family room
      • Level: Main
      Heating
      • Baseboard, Wood Stove
      Cooling
      • Evaporative Cooling
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Microwave, Oven, Refrigerator
      Features
      • Ceiling Fan(s), Smoke Free, Stone Counters
      • Flooring: Carpet, Vinyl
      • Windows: Double Pane Windows
      • Basement: Finished,Full
      • Number of fireplaces: 1
      • Fireplace features: Basement
      Interior area
      • Total structure area: 2,688
      • Total interior livable area: 2,688 sqft
      • Finished area above ground: 1,344
      • Finished area below ground: 806

      Property

      Parking
      • Total spaces: 4
      • Parking features: Concrete
      • Attached garage spaces: 2
      • Details: Off Street Spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Front Porch, Patio
      • Exterior features: Private Yard, Rain Gutters
      • Fencing: Full
      Lot
      • Size: 7,200 Square Feet
      • Features: Landscaped, Sprinklers In Rear
      Details
      • Parcel number: 122908241022
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Roof: Composition
      Condition
      • Year built: 1983

      Utilities & green energy

      • Electric: 110V
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Phone Connected

      Community & HOA

      Community
      • Subdivision: D & B Add
      HOA
      • Has HOA: No
      Location
      • Region: Fort Morgan

      Financial & listing details

      • Price per square foot: $128/sqft
      • Tax assessed value: $308,880
      • Annual tax amount: $1,100
      • Date on market: 9/4/2026
      • Listing terms: Conventional,FHA,Assumable,VA Loan
      • Exclusions: Personal Property
      • Ownership: Individual
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $337,200

        $320,000 - $354,000

        $2,246/mo

        Price history

        DateEventPrice
        9/7/2026Listed for sale$345,000$128/sqft
        Source: REcolorado as distributed by MLS GRID #5413701 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$857 -1.4%$19,300 -8.5%
        2024$869 +38%$21,090 -3.6%
        2023$630 -2.9%$21,880 +49.6%
        2022$648 +11.7%$14,630 -2.8%
        2021$581 -0.2%$15,050 +9.3%
        2020$581 +35.8%$13,770 +37.8%
        2018$428 $9,990
        2017$428 -0.1%$9,990 +2.3%
        2016$428 +1.3%$9,770
        2015$423 +1.5%$9,770 +14.8%
        2014$417 +12%$8,510
        2013$372 -50.4%$8,510 -4.8%
        2012$750 +312500%$8,940
        2011$0 $8,940 -1.9%
        2010$758 $9,110
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 80701

        Getting around

        11 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Baker
        • Middle: Fort Morgan
        • High: Fort Morgan
        • District: Fort Morgan RE-3

        Source: REcolorado as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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