***Seller is offering up to 5% TOWARD BUYER CLOSING COSTS AND/OR INTEREST RATE BUYDOWN with an accepted full-price offer***Welcome to 5413 Bernadette Drive, a stunning LAKEFRONT HOME in the established Lake Bernadette community, offering over 3,400 square feet of living space, 5 bedrooms, 2.5 bathrooms, a 2-car garage, and nearly an acre of land. Surrounded by mature trees and beautiful natural scenery, this home combines an impressive amount of space with distinctive architectural character and gorgeous water views. Inside, you'll find an expansive layout with multiple living and entertaining areas, beautiful wood-look flooring, and a showstopping family room featuring SOARING VAULTED WOOD CEILINGS, exposed beams, a dramatic brick fireplace, and built-in shelving. The spacious kitchen sits at the heart of the home with generous cabinetry, ample prep space, a DRY BAR, and plenty of room for gathering and entertaining. The oversized primary suite is conveniently located on the main level and features a walk-in closet and private bath, while the additional bedrooms provide plenty of flexibility for family, guests, a home office, or hobby space. Upstairs, a PRIVATE SECOND-FLOOR BEDROOM creates a secluded retreat ideal for guests, extended family, or anyone looking for added privacy. One of the home's true highlights is the expansive SUNROOM, surrounded by windows that showcase the backyard and beautiful lake views while creating an incredible space to relax or entertain year-round. Step outside to a sprawling backyard framed by mature trees with plenty of room to enjoy the peaceful waterfront setting and Florida lifestyle. With its generous floor plan, unique architectural details, incredible entertaining spaces, lakefront setting, and desirable Lake Bernadette location, this home offers a rare combination of SPACE, PRIVACY, CHARACTER, AND SCENERY. 5413 Bernadette Drive isn't your typical Florida home—it's one you have to experience in person.
For sale
Price cut: $100 (10/12)
$648,500
5413 BERNADETTE DRIVE, ZEPHYRHILLS, FL 33541
5beds
3,741sqft
Single Family Residence
Built in 1981
0.87 Acres Lot
$630,100 Zestimate®
$173/sqft
$4/mo HOA
What's special
Lakefront settingPeaceful waterfront settingPrivate second-floor bedroomAmple prep spaceShowstopping family roomPrivate bathLakefront home
- 19 days
- 1,095
- 146
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Joe Medina 813-766-4266,
INVESTOR CORNER REALTY LLC 813-766-4266
Source: Stellar MLS,MLS#: TB8550619
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Bedroom 1
- Features: Built-in Closet
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Bedroom 3
- Features: Built-in Closet
- Level: First
Bedroom 4
- Features: Built-in Closet
- Level: Second
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Ice Maker, Microwave, Other, Range, Range Hood, Refrigerator, Wine Refrigerator
- Laundry: Inside, Laundry Closet, Other
Features
- Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets
- Flooring: Laminate, Luxury Vinyl, Other, Tile, Vinyl
- Has fireplace: Yes
- Fireplace features: Living Room
Interior area
- Total structure area: 4,382
- Total interior livable area: 3,741 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Faces Side, Other
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed, Other, Rear Porch
- Exterior features: Garden, Lighting, Other, Private Mailbox
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
Lot
- Size: 0.87 Acres
Details
- Parcel number: 082621003000000097A
- Zoning: AR
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mid-Century Modern,Other
- Property subtype: Single Family Residence
Materials
- Block, Other, Stucco
- Foundation: Block, Other
- Roof: Other,Shingle
Condition
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: LAKE BERNADETTE GARDENS PH 1
HOA
- Has HOA: Yes
- HOA fee: $4 monthly
- HOA name: Lake Bernadette Property Owners Association, Inc.
- HOA phone: 813-936-4115
Location
- Region: Zephyrhills
Financial & listing details
- Price per square foot: $173/sqft
- Tax assessed value: $463,983
- Annual tax amount: $4,261
- Date on market: 9/22/2026
- Cumulative days on market: 20 days
- Listing terms: Cash,Conventional,FHA,Other,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Asphalt
Estimated market value
$630,100
$599,000 - $662,000
$3,409/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/12/2026 | Price change | $648,5000%$173/sqft |
Source: | ||
| 10/9/2026 | Price change | $648,6000%$173/sqft |
Source: | ||
| 10/8/2026 | Price change | $648,7000%$173/sqft |
Source: | ||
| 10/5/2026 | Price change | $648,9000%$173/sqft |
Source: | ||
| 9/29/2026 | Price change | $649,000-0.2%$173/sqft |
Source: | ||
| 9/22/2026 | Listed for sale | $650,000+195.5%$174/sqft |
Source: | ||
| 4/27/2026 | Sold | $220,000-4.3%$59/sqft |
Source: Public Record Report a problem | ||
| 6/16/2015 | Sold | $230,000+2.2%$61/sqft |
Source: Public Record Report a problem | ||
| 4/8/2015 | Pending sale | $225,000$60/sqft |
Source: THE K COMPANY REALTY,LLC #U7730611 Report a problem | ||
| 3/26/2015 | Listed for sale | $225,000+15.1%$60/sqft |
Source: THE K COMPANY OF REALTORS,LLC #U7730611 Report a problem | ||
| 11/1/2013 | Sold | $195,500-2.2%$52/sqft |
Source: Public Record Report a problem | ||
| 8/25/2013 | Price change | $199,900-11.5%$53/sqft |
Source: RODRIGUEZ & STEWART REALTY,INC #T2556891 Report a problem | ||
| 6/19/2013 | Price change | $225,900-4.1%$60/sqft |
Source: RODRIGUEZ & STEWART REALTY,INC #T2556891 Report a problem | ||
| 5/25/2013 | Price change | $235,500-5.8%$63/sqft |
Source: RODRIGUEZ & STEWART REALTY,INC #T2556891 Report a problem | ||
| 4/5/2013 | Listed for sale | $249,900+90.6%$67/sqft |
Source: RODRIGUEZ & STEWART REALTY,INC #T2556891 Report a problem | ||
| 4/1/2013 | Sold | $131,100-49.6%$35/sqft |
Source: Public Record Report a problem | ||
| 2/26/2013 | Price change | $259,900+0.2%$69/sqft |
Source: RODRIGUEZ & STEWART REALTY,INC #T2556891 Report a problem | ||
| 2/22/2013 | Listed for sale | $259,500+26.6%$69/sqft |
Source: Homepath #T2556891 Report a problem | ||
| 10/10/2012 | Listing removed | $205,000$55/sqft |
Source: KEYSTONE ARBOR REALTY FL LLC #T2485858 Report a problem | ||
| 9/5/2011 | Listed for sale | $205,000$55/sqft |
Source: KEYSTONE ARBOR REALTY FL LLC #T2485858 Report a problem | ||
| 7/2/2011 | Listing removed | $205,000$55/sqft |
Source: KEYSTONE ARBOR REALTY FL LLC #T2421458 Report a problem | ||
| 1/4/2011 | Listed for sale | $205,000-25.5%$55/sqft |
Source: KEYSTONE ARBOR REALTY, INC. #T2421458 Report a problem | ||
| 6/4/2010 | Listed for sale | $275,000+10%$74/sqft |
Source: KEYSTONE ARBOR REALTY, INC. #T2421458 Report a problem | ||
| 10/21/2004 | Sold | $250,000+46.2%$67/sqft |
Source: Public Record Report a problem | ||
| 5/12/1998 | Sold | $171,000$46/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,261 +2.5% | $278,560 +2.9% |
| 2024 | $4,159 +3.8% | $270,710 |
| 2023 | $4,006 +11.2% | $270,710 +3% |
| 2022 | $3,604 +1.9% | $262,830 +6.1% |
| 2021 | $3,537 +1.6% | $247,750 +1.4% |
| 2020 | $3,482 +1.7% | $244,330 +2.3% |
| 2019 | $3,424 | $238,840 +1.9% |
| 2018 | $3,424 +1.9% | $234,390 |
| 2017 | $3,361 +0.4% | $234,390 +4.2% |
| 2016 | $3,347 -7.6% | $224,847 +11.7% |
| 2015 | $3,621 +5.8% | $201,310 +4% |
| 2014 | $3,423 | $193,572 -5.3% |
| 2013 | -- | $204,334 +1% |
| 2012 | -- | $202,260 +10.7% |
| 2011 | -- | $182,716 -8.8% |
| 2010 | -- | $200,296 -13.1% |
| 2009 | -- | $230,544 -13.9% |
| 2008 | -- | $267,881 -3.1% |
| 2007 | -- | $276,558 +4.6% |
| 2006 | -- | $264,301 +15.1% |
| 2005 | -- | $229,557 +8.5% |
| 2004 | -- | $211,576 +14.2% |
| 2003 | -- | $185,280 -0.5% |
| 2002 | -- | $186,156 -13.6% |
| 2000 | -- | $215,529 |
| 1999 | -- | $215,529 |
Find assessor info on the county website
Monthly payment
Est. payment





