Welcome to Waterstone--a vibrant community where modern convenience meets serene waterfront living. This stunning 4-bedroom, 2-bathroom home with a massive 620sqft 3-car garage, built by Adams Homes in 2021, sits on a premium lot offering peaceful water views and thoughtful upgrades throughout. Step inside to an open floor plan adorned with LifeProof Dusk Cherry vinyl plank flooring and a gourmet kitchen featuring a peninsula-style granite countertop, ideal for casual dining or entertaining. The home's upgrades blend style and function--a hybrid heat-pump water heater (2022) for energy efficiency, solar panels by Windmar Solar financed through Sunnova, and a smart home system complete with Alexa-compatible switches, thermostat, and Blink outdoor cameras for peace of mind. The owner has added numerous touches to elevate comfort and style: a backyard pergola, Christmas palms (front and back), fresh landscaping with pavers and rock accents, and a fully fenced yard with three gated access points installed in 2022. Even the smallest details were considered gutters, a Simplisafe alarm system, and labeled hurricane shutters for easy installation are all in place. Enjoy modern comforts like the fiberglass shower in the primary bath, garden tub in the guest bath, and top-tier appliances including a Whirlpool French door refrigerator and Samsung washer/dryer set (all 2021). Additional features include an Acura EV charger (2025), trimmed oak trees, and low HOA fees of only $12/month under Atmos Living Management Group. Every inch of this home was designed for comfort, style, and practicality offering a turnkey lifestyle in one of the area's most desirable communities. Waterstone boasts a luxurious clubhouse with high-performance gym, event room, and kids playroom all surrounded by a massive resort-style heated pool, playground, ball courts, and picnic areas. Perfectly situated between Vero Beach and downtown Fort Pierce, you'll enjoy quick access to beautiful beaches and the fun-fishing inlet/jetty! Plus, you're just minutes from both I-95 and US-1, making commuting a breeze whether it's for work or a weekend getaway.
For sale
$385,000
5447 Lugo Street, Fort Pierce, FL 34951
4beds
2,026sqft
Single Family Residence
Built in 2021
7,733 Square Feet Lot
$-- Zestimate®
$190/sqft
$12/mo HOA
What's special
Backyard pergolaTrimmed oak treesOpen floor planMassive resort-style heated poolAcura ev charger
- 394 days
- 275
- 18
Zillow last checked:
Listing updated:
Listed by:
James R Fisher 772-577-9882,
LPT Realty, LLC
Source: BeachesMLS,MLS#: R11121884
Originating MLS: BeachesMLS
Originating MLS: BeachesMLSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Primary bedroom
- Level: First
- Area: 187
- Dimensions: 17 X 11
Primary bedroom
- Level: First
- Area: 187
- Dimensions: 17 X 11
Bedroom 2
- Level: First
- Area: 140
- Dimensions: 14 X 10
Bedroom 2
- Level: First
- Area: 140
- Dimensions: 14 X 10
Bedroom 3
- Level: First
- Area: 110
- Dimensions: 11 X 10
Bedroom 3
- Level: First
- Area: 110
- Dimensions: 11 X 10
Bedroom 4
- Level: First
- Area: 110
- Dimensions: 11 X 10
Bedroom 4
- Level: First
- Area: 110
- Dimensions: 11 X 10
Dining room
- Level: First
- Area: 143
- Dimensions: 13 X 11
Dining room
- Level: First
- Area: 143
- Dimensions: 13 X 11
Kitchen
- Level: First
- Area: 225
- Dimensions: 15 X 15
Kitchen
- Level: First
- Area: 225
- Dimensions: 15 X 15
Living room
- Level: First
- Area: 405
- Dimensions: 15 X 27
Living room
- Level: First
- Area: 405
- Dimensions: 15 X 27
Utility room
- Level: First
- Area: 48
- Dimensions: 6 X 8
Utility room
- Level: First
- Area: 48
- Dimensions: 6 X 8
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Heater, Washer
- Laundry: Inside
Features
- Dining Area, Separate/Formal Dining Room, Dual Sinks, High Ceilings, Main Level Primary, Split Bedrooms, Walk-In Closet(s)
- Flooring: Vinyl
Interior area
- Total structure area: 2,884
- Total interior livable area: 2,026 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage, Garage Door Opener
- Attached garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio
- Exterior features: Outdoor Living Area
- Pool features: Association
- Fencing: Fenced
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 7,733 Square Feet
- Features: < 1/4 Acre
Details
- Parcel number: 131170000800001
- Zoning: Res
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBSConcreteBlockStructure, Block, Concrete
Condition
- Resale
- New construction: No
- Year built: 2021
Utilities & green energy
- Electric: 3 Phase
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Sewer Available, Underground Utilities, Water Available
Community & HOA
Community
- Features: Home Owners Association
- Subdivision: WATERSTONE PHASE ONE
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Picnic Area, Playground, Pickleball, Pool, Recreation Facilities, Sports Fields, Sidewalks, Tennis Court(s), Trail(s)
- Services included: Recreation Facilities
- HOA fee: $12 monthly
Location
- Region: Fort Pierce
Financial & listing details
- Price per square foot: $190/sqft
- Tax assessed value: $343,400
- Annual tax amount: $7,844
- Date on market: 9/7/2025
- Cumulative days on market: 395 days
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 1/1/2026 | Price change | $385,000-2.5%$190/sqft |
Source:  BeachesMLS #RX-11121884 Report a problem | ||
| 9/7/2025 | Listed for sale | $395,000$195/sqft |
Source: BeachesMLS #RX-11121884 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,098 +3.2% | $316,308 +2.9% |
| 2024 | $7,845 +1.5% | $307,394 +3% |
| 2023 | $7,732 +4.5% | $298,441 +4.8% |
| 2022 | $7,400 +151.2% | $284,700 +798.7% |
| 2021 | $2,946 +381% | $31,680 +10% |
| 2020 | $613 | $28,800 +380% |
| 2019 | $613 +319% | $6,000 |
| 2018 | $146 +4.7% | $6,000 |
| 2017 | $140 +0.3% | $6,000 |
| 2016 | $139 +0.9% | $6,000 |
| 2015 | $138 -2% | $6,000 -25% |
| 2014 | $141 | $8,000 |
| 2013 | -- | $8,000 |
| 2012 | -- | $8,000 |
| 2011 | -- | $8,000 -20% |
| 2010 | -- | $10,000 -50% |
| 2009 | -- | $20,000 -33.3% |
| 2008 | -- | $30,000 -33.3% |
| 2007 | -- | $45,000 -58.3% |
| 2006 | -- | $107,800 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 34951
Nearby schools
Schools provided by the listing agent
- Elementary: Weatherbee
- Middle: Dan Mccarty
- High: Fort Pierce Westwood Academy
Source: BeachesMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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