Skip main navigation
For sale
    • Listed by: Central Coast Real Estate • Catherine Stone • Contact: 805-995-2347
    $1,239,000

    557 Lucerne St, Cayucos, CA 93430

    2beds
    1,396sqft
    : 
    Loading
    Get pre-qualified
    Condominium
    Built in 1980
    -- sqft lot
    $1,175,700 Zestimate®
    $888/sqft
    $500/mo HOA

    What's special

    Modern upgradesStately gas fireplaceUpdated coastal condoEstablished landscapingPrivate entrancePristine coastlineTwo-story end unit
    Enjoy some of the best views along Estero Bay, from the Cayucos Pier to Morro Rock, Montana de Oro, and beyond. This updated coastal condo is move-in ready, (ASK ABOUT KITCHEN PLANS) -- nestled along the pristine coastline north of downtown Cayucos in a six-unit complex. Watch the amazing SLO County sunsets, migrating whales, and ocean life—all right from the comforts of home. This two-story end unit maximizes window light without adjoining neighbors to the south and offers a private entrance with established landscaping. Entering the home, an open staircase leads up to southwest-facing, wall-to-wall windows in the open living and dining area, with the upper floor perched up above the neighboring condo rooflines. The large private deck adds outdoor living space with new glass panels to highlight the amazing coastal views. Upstairs you'll find a stately gas fireplace, cozy kitchen with views of Morro Rock, bar seating, a large pantry/linen closet, and full bathroom. There are two large bedrooms on the ground floor with ample closets, lots of additional hallway storage, full bathroom with modern upgrades, and indoor access to the attached garage, with room for a small vehicle, EV charger, and backup generator plus an additional assigned parking space in the private community lot. Call Cayucos home--close to many charming and relaxing coastal attractions, the Cayucos Pier, newly renovated Cayucos Landing Vets Hall, shops, restaurants, and the trailhead for Estero Bluffs State Park.
    400 days
    |
    961
    |
    21
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Catherine Stone DRE #00917365 805-234-4509,

    Central Coast Real Estate,

    Doug Adams DRE #02239163,

    Central Coast Real Estate

    Source: CRMLS,MLS#: SC25118536MLS LogoOriginating MLS: California Regional MLS

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Bedroom, Kitchen, Living Room, Dining Room
      Bedroom
      • Features: All Bedrooms Down
      Bathroom
      • Features: Bathtub, Separate Shower, Tub Shower
      Kitchen
      • Features: Kitchen/Family Room Combo, Quartz Counters
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Electric Range, Microwave, Refrigerator
      • Laundry: In Garage
      Features
      • Breakfast Bar, Separate/Formal Dining Room, All Bedrooms Down
      • Flooring: Laminate
      • Windows: Double Pane Windows
      • Has fireplace: Yes
      • Fireplace features: Living Room
      • Common walls with other units/homes: 1 Common Wall,End Unit
      Interior area
      • Total interior livable area: 1,396 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Assigned, On Street
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Front Door
      • Patio & porch: Deck
      • Pool features: None
      • Spa features: None
      • Fencing: Wood
      • Has view: Yes
      • View description: Bluff, Coastline
      • Has water view: Yes
      • Water view: Coastline
      • Waterfront features: Ocean Front, Ocean Side Of Highway
      Lot
      • Size: 1,616 Square Feet
      Details
      • Parcel number: 064282004
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Roof: Shingle
      Condition
      • Turnkey
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Biking, Curbs, Dog Park, Fishing, Gutter(s), Hiking, Park, Storm Drain(s), Sidewalks
      • Subdivision: Town Of Cayucos(540)
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Front Yard, Trash
      • Services included: Pest Control
      • HOA fee: $500 monthly
      • HOA name: The Bluffs
      • HOA phone: 805-550-9142
      Location
      • Region: Cayucos

      Financial & listing details

      • Price per square foot: $888/sqft
      • Date on market: 6/13/2025
      • Cumulative days on market: 400 days
      • Listing terms: Cash,Cash to New Loan,Conventional,Owner May Carry
      • Road surface type: Paved

        Estimated market value

        $1,175,700

        $1.12M - $1.23M

        $3,602/mo

        Price history

        DateEventPrice
        10/14/2025Price change$1,239,000-0.5%$888/sqft
        Source: CRMLS #SC25118536 Report a problem
        8/4/2025Price change$1,245,000-0.4%$892/sqft
        Source: CRMLS #SC25118536 Report a problem
        6/13/2025Listed for sale$1,250,000$895/sqft
        Source: CRMLS #SC25118536 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 93430

        Getting around

        45 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

            • Local buyer's agents are ready to help

              Nearby cities

              Nearby zip codes

              Other Cayucos Topics

                Search
                Updates
                Favorites
                Plan
                Inbox