For sale

Price cut: $5K (7/28)

$210,000

565 Cold Spring Road, Monticello, NY 12701

2beds

1,008sqft

Single Family Residence, Residential

Built in 1951

0.64 Acres Lot

$-- Zestimate^®

$208/sqft

$-- HOA

What's special

Hot air heatAttached one-car garageConvenient main-floor laundryNice level lotTwo bedrooms

An affordable Ranch home in the country. This lovely property and the home features two bedrooms, one full bathroom, a spacious living room, a kitchen, and convenient main-floor laundry, hot air heat and and additional mini split for the heating and cooling. One of the highlights of this home is the beautiful sunroom, located just off the kitchen, perfect for relaxation or enjoying a cool summer breeze. The property also includes an attached one-car garage, currently used for storage, and an additional detached garage or barn. While there is a full unfinished basement, it currently lacks direct access from the main floor; however, this layout could be reversed. The home sits on a nice, level lot. Located just outside Monticello, the property offers easy access to local amenities and convenient commuting.

42 days

1,360

35

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Heating

Heat Pump, Hot Air

Cooling

Electric

Appliances

Included: Oven, Range, Refrigerator
Laundry: In Hall

Features

First Floor Bedroom
Flooring: Carpet, Wood
Basement: Full
Attic: Full
Has fireplace: No

Interior area

Total structure area: 1,008
Total interior livable area: 1,008 sqft

Property

Parking

Total spaces: 1
Parking features: Driveway, Garage
Garage spaces: 1
Has uncovered spaces: Yes

Features

Levels: One
Patio & porch: Covered

Lot

Size: 0.64 Acres
Dimensions: 0.64
Features: Back Yard, Cleared, Level

Details

Parcel number: 468906100001008000
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence, Residential

Materials

Frame
Foundation: Block

Condition

Actual
Year built: 1951
Major remodel year: 1951

Utilities & green energy

Sewer: Septic Tank
Water: Well
Utilities for property: Cable Connected, Electricity Connected, Phone Connected

Community & HOA

HOA

Has HOA: No

Location

Region: Monticello

Financial & listing details

Price per square foot: $208/sqft
Tax assessed value: $86,200
Annual tax amount: $3,501
Date on market: 6/16/2026
Cumulative days on market: 225 days
Listing agreement: Exclusive Right To Sell
Exclusions: owner
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/28/2026	Price change	$210,000-2.3%$208/sqft
Source: OneKey® MLS as distributed by MLS GRID #1014425 Report a problem
7/19/2026	Price change	$215,000-2.3%$213/sqft
Source: OneKey® MLS as distributed by MLS GRID #1014425 Report a problem
6/16/2026	Listed for sale	$220,000+1.6%$218/sqft
Source: OneKey® MLS as distributed by MLS GRID #1014425 Report a problem
5/1/2026	Listing removed	$216,500$215/sqft
Source: OneKey® MLS as distributed by MLS GRID #928117 Report a problem
2/20/2026	Price change	$216,500-4.8%$215/sqft
Source: OneKey® MLS as distributed by MLS GRID #928117 Report a problem
1/13/2026	Price change	$227,525-5%$226/sqft
Source: OneKey® MLS as distributed by MLS GRID #928117 Report a problem
12/11/2025	Price change	$239,500-4.2%$238/sqft
Source: OneKey® MLS as distributed by MLS GRID #928117 Report a problem
10/30/2025	Listed for sale	$250,000+62400%$248/sqft
Source: OneKey® MLS as distributed by MLS GRID #928117 Report a problem
12/3/2013	Sold	$400-99.7%
Source: Public Record Report a problem
10/23/2009	Sold	$120,000$119/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$86,200
2024	--	$86,200
2023	--	$86,200
2022	--	$86,200
2021	--	$86,200
2020	--	$86,200
2019	--	$86,200
2018	--	$86,200
2017	$2,909	$86,200
2016	--	$86,200
2015	--	$86,200
2014	--	$86,200
2013	--	$86,200
2012	--	$86,200
2011	--	$86,200
2010	--	$86,200 -5.6%
2009	--	$91,300
2008	--	$91,300
2007	--	$91,300
2006	--	$91,300
2005	--	$91,300
2004	--	$91,300 +12.6%
2003	--	$81,100
2002	--	$81,100
2001	--	$81,100
2000	--	$81,100

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 12701

Getting around

0 / 100

Car-Dependent

22 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
George L Cooke School
Grades: PK-2Distance: 2.5 mi
2/10
Robert J Kaiser Middle School
Grades: 6-8Distance: 2.4 mi
3/10
Monticello High School
Grades: 9-12Distance: 2.5 mi

Schools provided by the listing agent

Elementary: George L Cooke School
Middle: Robert J Kaiser Middle School
High: Monticello High School

Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.