For sale

Price cut: $40K (8/28)

$749,000

575 County Road 3923, Arley, AL 35541

4beds

3baths

3,022sqft

$4,616/mo

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Single Family Residence

Built in 1993

1 Acres Lot

$693,600 Zestimate^®

$248/sqft

$-- HOA

What's special

Nice wooded lotFully renovated lake cottage

Smith Lake (Rock Creek) A fully renovated lake cottage on a nice wooded lot! Located on our beautiful Rock Creek just across from Rock Creek Marina. A full transformation has taken place and the home is ready to enjoy! You will love the large screened porch to entertain all year long! The views are incredible and the water is deep and clear. In fact, you have approx 360 feet of deep waterfront! The home is a 4BR/3.5BA with a finished basement. The covered dock floats all year in some of Smith Lake's best water. No HOA!

90 days
507
67

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3.5

Heating

Central

Cooling

Central Air

Appliances

Included: Dishwasher, Electric Oven, Electric Range, Refrigerator, Electric Water Heater

Features

Flooring: Tile, Wood
Basement: Finished,Full
Has fireplace: Yes
Fireplace features: Wood Burning

Interior area

Total structure area: 3,022
Total interior livable area: 3,022 sqft

Property

Parking

Total spaces: 2
Parking features: Basement
Attached garage spaces: 2

Features

Stories: 3
Patio & porch: Covered, Deck, Screened
Exterior features: Boat Slip
On waterfront: Yes
Waterfront features: Lake Front, Swim Platform, Waterfront Features: Shoreline(YR/Deep Shoreline)
Body of water: Rock Creek
Frontage length: Waterfront Footage(365+/-)

Lot

Size: 1 Acres
Dimensions: 100 x 461 x 365 x 311
Features: Wooded

Details

Additional structures: Boat House
Parcel number: 672001120202015000
Zoning: No Zoning

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Frame, Drywall
Roof: Metal

Condition

Existing Structure
New construction: No
Year built: 1993

Utilities & green energy

Electric: Cullman Electric
Sewer: Septic Tank

Community & HOA

Community

Subdivision: Frank Farris

HOA

Has HOA: No

Location

Region: Arley

Financial & listing details

Price per square foot: $248/sqft
Tax assessed value: $717,640
Date on market: 7/13/2026

Estimated market value

$693,600

$659,000 - $728,000

Not available

Price history

Date	Event	Price
8/28/2026	Price change	$749,000-5.1%$248/sqft
Source: Walker County Area MLS #26-1417 Report a problem
7/27/2026	Price change	$789,000-7.1%$261/sqft
Source: Walker County Area MLS #26-1417 Report a problem
7/13/2026	Listed for sale	$849,000+68.1%$281/sqft
Source: Walker County Area MLS #26-1417 Report a problem
5/14/2026	Sold	$505,000+36.5%$167/sqft
Source: Public Record Report a problem
5/20/2016	Sold	$370,000-15.9%$122/sqft
Source: Walker County Area MLS #15-791 Report a problem
12/14/2014	Listing removed	$439,900$146/sqft
Source: Lake Homes Realty #93290 Report a problem
8/15/2014	Listed for sale	$439,900$146/sqft
Source: Lake Homes Realty #14-487 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	--	$71,760 +5.3%
2023	--	$68,120 +28.3%
2022	--	$53,100 +7.8%
2021	--	$49,240 +9.6%
2020	--	$44,940 -48.3%
2018	--	$86,940 -80%
2017	$750	$434,720 -3.2%
2016	$750 -35.8%	$449,260 -1.3%
2015	$1,168 +5.2%	$455,060 +6.5%
2014	$1,111	$427,160 +0.4%
2013	$1,111 -1.7%	$425,600 -2%
2011	$1,129 -0.1%	$434,400 -0.1%
2010	$1,130 -2.4%	$434,880 -2.4%
2009	$1,159	$445,560

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 35541

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

6/10
Meek Elementary School
Grades: PK-4Distance: 6.8 mi
5/10
Meek High School
Grades: 5-12Distance: 6.9 mi

Schools provided by the listing agent

Elementary: County
Middle: County
High: County

Source: Walker County Area MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.