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  • Price cut: $24K (9/8)
    $474,999

    579 Phinney Farm Road, Lincoln, ME 04457

    3beds
    1,000sqft
    : 
    $3,453/mo
    Get pre-qualified
    Single Family Residence
    Built in 1960
    1.12 Acres Lot
    $458,000 Zestimate®
    $475/sqft
    $-- HOA

    What's special

    Multiple living spacesFire pitPeaceful northwoods setting
    Rare opportunity on beautiful Cold Stream Pond! This 1.12-acre property offers a classic 1-bedroom, 1-bath camp with a kitchen and living room, plus a 2-car garage with finished living space above. The upper level features 2 bedrooms, 1 bath, its own kitchen, and living room, creating a comfortable and versatile setup for guests, family, or extended stays. Cold Stream Pond is a premier spring-fed coldwater lake known for its exceptional clarity, averaging approximately 33 feet. Spanning 3,628 acres across Enfield, Lincoln, and Lowell, the lake offers outstanding recreational opportunities and a peaceful Northwoods setting. The clear, cold water supports an excellent coldwater fishery and provides habitat for trout and salmon, with water also used by the adjacent Cobb State Fish Hatchery. The waterfront is perfect for relaxing, swimming, fishing, or boating. Enjoy peaceful evenings around the fire pit while surrounded by the tranquil sounds of nature. Whether you're enjoying your morning coffee by the water, spending the day on the pond, or gathering around the fire at night, this is an ideal retreat for those seeking a quiet escape by the water. A rare combination of waterfront, acreage, multiple living spaces, and a 2-car garage in one of Maine's desirable inland lake destinations.
    31 days
    474
    30

    Zillow last checked:

    Listing updated:

    Listed by:

    Coldwell Banker Realty

    Source: Maine Listings,MLS#: 1678841MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom 1
      • Level: First
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Kitchen
      • Level: First
      Kitchen
      • Level: Second
      Living room
      • Level: Second
      Living room
      • Level: First
      Heating
      • Direct Vent Heater, Forced Air
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Electric Range, Refrigerator
      Features
      • Flooring: Carpet, Laminate, Wood
      • Basement: Other
      • Has fireplace: No
      Interior area
      • Total structure area: 1,000
      • Total interior livable area: 1,000 sqft
      • Finished area above ground: 1,000
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Gravel, 5 - 10 Spaces, Heated Garage
      • Garage spaces: 2
      Features
      • Has view: Yes
      • View description: Mountain(s), Scenic
      • Body of water: Cold Stream Pond
      • Frontage length: Waterfrontage: 140,Waterfrontage Owned: 140
      Lot
      • Size: 1.12 Acres
      • Features: Rural, Open Lot, Rolling Slope
      Details
      • Parcel number: LNCNM001L010
      • Zoning: Shoreland

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame, Vinyl Siding, Wood Siding
      • Foundation: Slab, Pillar/Post/Pier
      • Roof: Metal,Shingle
      Condition
      • Year built: 1960

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Septic Design Available, Septic Tank
      • Water: Well

      Community & HOA

      Location
      • Region: Lincoln

      Financial & listing details

      • Price per square foot: $475/sqft
      • Tax assessed value: $218,000
      • Annual tax amount: $4,924
      • Date on market: 9/2/2026

        Estimated market value

        $458,000

        $435,000 - $481,000

        $1,682/mo

        Price history

        DateEventPrice
        9/8/2026Price change$474,999-4.8%$475/sqft
        Source: Maine Listings #1678841 Report a problem
        9/2/2026Listed for sale$499,000$499/sqft
        Source: Maine Listings #1678841 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,491 +7.4%$218,000 +34.2%
        2023$4,180 +16.9%$162,500
        2022$3,575 +17.6%$162,500
        2021$3,039 -1.6%$162,500 +13.7%
        2020$3,087 -6.5%$142,900
        2019$3,301 +19%$142,900 +19%
        2018$2,774 +2.4%$120,100
        2017$2,708 +0.9%$120,100
        2016$2,683 +0.6%$120,100
        2015$2,666 -0.9%$120,100
        2014$2,690 -2.4%$120,100
        2013$2,757 +15.6%$120,100
        2012$2,385 -1.3%$120,100
        2010$2,416 $120,100
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 04457

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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