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  • $379,900

    579 W Cottage Ln, De Ruyter, NY 13052

    2beds
    680sqft
    Loading
    Single Family Residence
    Built in 1956
    7,405 Square Feet Lot
    $-- Zestimate®
    $559/sqft
    $-- HOA

    What's special

    Back deckElectric heatCompletely re-done insideNew flooring
    Welcome to friendly, clean, and quiet De Ruyter Lake. This adorable, two bed, one bath cabin is lakefront and may come fully furnished if you wish. Beds, couches, tables, and even a large picnic table on the back deck can stay with the home so it can be ready to go immediately. The home has been completely re-done inside including new flooring, bathroom, kitchen, and appliances which have been updated within recent years. A new metal roof was put on in 2024. There is electric heat and the entire home was insulated so, you can use this as a vacation home or, enjoy any time of the year! The back deck and deep back yard are great for entertaining and relaxing. Steps from the back deck you get lake access with a dock included so, there are lots of opportunities for those who enjoy boating, fishing, or swimming.This home has been used for personal enjoyment, but also has been successfully rented as an Air B&B throughout ownership, showing the versatility.De Ruyter Lake prides itself on being a clean & cooperative community. The folks on W. Cottage Lane all chip in for road maintenance and winter plowing to keep the street functional all year round. An optional Lake Association can be joined as well which helps keep the lake clean and keeps residents apprised of what's going on around town. De Ruyter Lake is 2 miles long with a maximum depth of 55 feet. The lake is a great spot for boating, jet skiing and catching perch, rock bass, walleye, and pickerel just to name a few. What a great opportunity for a waterfront home on a quaint and quiet road while still being able to access major nearby cities, all at a great price.
    16 days
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    1,089
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    63
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    Zillow last checked:

    Listing updated:

    Listed by:

    Yaman Real Estate 607-753-9644,

    Amy Schenck 607.753.9644

    Source: NYSAMLSs,MLS#: S1705243MLS LogoOriginating MLS: Cortland

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Heating
      • Electric, Propane, Baseboard
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator
      Features
      • Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, Furnished, Separate/Formal Living Room, Natural Woodwork, Window Treatments, Bedroom on Main Level
      • Flooring: Linoleum, Vinyl
      • Windows: Drapes
      • Basement: None
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 680
      • Total interior livable area: 680 sqft

      Property

      Parking
      • Parking features: No Garage
      Accessibility
      • Accessibility features: Low Threshold Shower, No Stairs
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Deck, Dock, Gravel Driveway, See Remarks, Propane Tank - Owned
      • On waterfront: Yes
      • Waterfront features: Beach Access, Dock Access, Lake
      • Body of water: De Ruyter Lake
      • Frontage length: 56
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 50 x 148
      • Features: Other, Rectangular, Rectangular Lot, See Remarks
      Details
      • Additional structures: Shed(s), Storage
      • Parcel number: 25248917600500010320010000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Blown-In Insulation, Spray Foam Insulation, Vinyl Siding, PEX Plumbing
      • Foundation: Block
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1956

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected, High Speed Internet Available

      Community & HOA

      Location
      • Region: De Ruyter

      Financial & listing details

      • Price per square foot: $559/sqft
      • Tax assessed value: $166,100
      • Annual tax amount: $6,515
      • Date on market: 8/7/2026
      • Cumulative days on market: 46 days
      • Listing terms: Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/7/2026Listed for sale$379,900$559/sqft
        Source: NYSAMLSs #S1705243 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $128,300
        2024-- $128,300
        2023-- $128,300
        2022-- $128,300
        2021-- $128,300
        2020-- $128,300
        2019-- $128,300
        2018-- $128,300
        2017$3,759 $128,300
        2016-- $128,300
        2015-- $128,300
        2014-- $128,300
        2013-- $128,300
        2012-- $128,300
        2011-- $128,300
        2010-- $128,300
        2009-- $128,300
        2008-- $128,300
        2007-- $128,300 +129.1%
        2006-- $56,000 +1.8%
        2005-- $55,000
        2004-- $55,000
        2003-- $55,000
        2002-- $55,000
        2001-- $55,000
        2000-- $55,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13052

        Getting around

        0 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: DeRuyter

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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