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  • $479,900

    581 W Cottage Ln, De Ruyter, NY 13052

    3beds
    1,008sqft
    Loading
    Single Family Residence
    Built in 1980
    6,969 Square Feet Lot
    $-- Zestimate®
    $476/sqft
    $8/mo HOA

    What's special

    Large deckFabulous charming lake-view cottageStorage shedBeautiful lake viewsStainless range hoodWhite cathedral ceilingDark appliances and cabinets
    Welcome to this  fabulous, charming lake-view cottage offering approximately 1,000 square feet of cozy, updated living space. The property includes well and septic systems plus an additional parcel providing ample parking, a storage shed, and excellent potential for additional structures or a garage. The interior blends charm with sleek updates: an open kitchen and great room, solid pine walls, and a white cathedral ceiling. The kitchen has been totally remodeled and features granite counters, a dramatic tiled backsplash, and a stainless range hood. The dark appliances and cabinets are a striking contrast to the pine walls—stunning! Two bedrooms are conveniently located on the main level, plus a spacious loft with plenty of space and additional beds. The full bath is also updated. Step outside onto the large deck and enjoy beautiful lake views. Enjoy all DeRuyter Lake has to offer: summers filled with swimming, fishing, kayaking, skiing, tubing, and glorious sunrises. Take in the fall season surrounded by brilliant foliage and cool nights; enjoy winter fun with ice fishing on the lake and close proximity to skiing and snowmobile trails. Dine at the famous, lakeside Boat House restaurant. A place to love, enjoy, and make lasting memories.
    19 days
    1,281
    106

    Zillow last checked:

    Listing updated:

    Listed by:

    Hunt Real Estate ERA 315-682-7197,

    Elizabeth Gaulin 315-682-7197

    Source: NYSAMLSs,MLS#: S1716848MLS LogoOriginating MLS: Syracuse

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Heating
      • Other, See Remarks, Wood
      Cooling
      • Other, See Remarks
      Appliances
      • Included: Exhaust Fan, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Refrigerator, Range Hood
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Granite Counters, Great Room, Bedroom on Main Level, Loft
      • Flooring: Carpet, Hardwood, Varies
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 1,008
      • Total interior livable area: 1,008 sqft

      Property

      Parking
      • Parking features: No Garage, No Driveway
      Features
      • Patio & porch: Deck
      • Exterior features: Deck, Dock, See Remarks
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Beach Access, Dock Access, Lake
      • Body of water: DeRuyter Reservoir
      • Frontage length: 45
      Lot
      • Size: 6,969 Square Feet
      • Dimensions: 45 x 155
      • Features: Rectangular, Rectangular Lot
      Details
      • Additional structures: Shed(s), Storage
      • Additional parcels included: 2524891760050001033.2
      • Parcel number: 25248917600500010330000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Pillar/Post/Pier
      • Roof: Asphalt
      Condition
      • Resale
      • Year built: 1980

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      HOA
      • HOA fee: $100 annually
      Location
      • Region: De Ruyter

      Financial & listing details

      • Price per square foot: $476/sqft
      • Tax assessed value: $141,500
      • Annual tax amount: $5,551
      • Date on market: 9/23/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/23/2026Listed for sale$479,900+442.3%$476/sqft
        Source: NYSAMLSs #S1716848 Report a problem
        7/18/2005Sold$88,500$88/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $141,500
        2024-- $141,500
        2023-- $141,500
        2022-- $141,500
        2021-- $141,500
        2020-- $141,500
        2019-- $141,500
        2018-- $141,500
        2017$4,747 $141,500
        2016-- $141,500
        2015-- $141,500
        2014-- $141,500
        2013-- $141,500
        2012-- $141,500
        2011-- $141,500 +1.8%
        2010-- $139,000
        2009-- $139,000
        2008-- $139,000
        2007-- $139,000 +90.4%
        2006-- $73,000
        2005-- $73,000
        2004-- $73,000
        2003-- $73,000
        2002-- $73,000
        2001-- $73,000
        2000-- $73,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13052

        Getting around

        0 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: DeRuyter

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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