Waterfront Studio with Resort Amenities & Proven Rental Income in Little Harbor. Capture your piece of paradise with this charming, fully furnished, accessible, waterfront studio condo located in the highly sought-after Little Harbor community in Ruskin. Whether you’re an investor seeking reliable rental income or a buyer looking for a hassle-free second home, this turnkey property checks every box. The current owners have enjoyed a strong rental history, making this an excellent income-producing opportunity from day one. Step inside this bright and inviting open studio featuring two queen-sized beds, efficient kitchenette perfect for light meals and snacks and large windows that fill the space with natural light and serene water views. Wake up each morning to peaceful waterfront scenery and unwind in the evenings with breathtaking sunset views. Little Harbor redefines coastal living with an incredible array of amenities just steps from your door: Two heated community pools, private sandy beach for swimming and sunbathing, beachfront tiki bar with live music and sunset views, popular on-site restaurants offering waterfront dining, pickleball and tennis courts, fitness center and playground, deep-water marinas with direct access to Tampa Bay and the Gulf of Mexico, nearby Freedom Boat Club for convenient boat rentals, kayaking, paddleboarding, canoeing, and other water activities within the community. Enjoy watching boats cruise by, spotting marine life, and experiencing the relaxed coastal lifestyle that makes this community so desirable among residents and vacationers alike. Conveniently located just minutes from Interstate 75, this Ruskin gem offers quick access to Tampa and the Gulf beaches. Monthly fees include: Water, Electric, Parking, Cable, Internet, Insurance, Exterior Maintenance, and Full access to all community amenities. Whether you’re investing, vacationing, or seeking a 2nd home, this well-maintained studio offers exceptional value in a premier resort setting. Don’t miss your opportunity to own a turnkey waterfront retreat with outstanding income potential. Schedule your private showing today and start living the Little Harbor lifestyle!
For sale
$134,000
611 DESTINY DRIVE #101, RUSKIN, FL 33570
1beds
322sqft
Condominium
Built in 1970
-- sqft lot
$126,100 Zestimate®
$416/sqft
$668/mo HOA
What's special
Fully furnishedWaterfront studio condoTwo queen-sized bedsFitness center and playgroundHeated community poolsBreathtaking sunset viewsPickleball and tennis courts
- 189 days
- 114
- 3
Zillow last checked:
Listing updated:
Listed by:
Barbara Barco 813-245-2705,
CHARLES RUTENBERG REALTY INC 727-538-9200
Source: Stellar MLS,MLS#: TB8480022
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Multiple Shower Heads, Storage Closet
- Level: First
- Area: 300 Square Feet
- Dimensions: 20x15
Great room
- Features: Ceiling Fan(s), Storage Closet
- Level: First
- Area: 300 Square Feet
- Dimensions: 20x15
Kitchen
- Level: First
- Area: 10 Square Feet
- Dimensions: 2x5
Heating
- Wall Units / Window Unit
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Microwave, Refrigerator
- Laundry: Common Area
Features
- Ceiling Fan(s), Open Floorplan
- Flooring: Tile
- Windows: Window Treatments
- Has fireplace: No
- Common walls with other units/homes: End Unit
Interior area
- Total structure area: 322
- Total interior livable area: 322 sqft
Video & virtual tour
Property
Accessibility
- Accessibility features: Accessible Bedroom, Accessible Full Bath
Features
- Levels: One
- Stories: 1
- Exterior features: Lighting, Sidewalk
- Has view: Yes
- View description: Park/Greenbelt, Pool, Water
- Water view: Water
Details
- Parcel number: U02321870T00000200101.0
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Block
- Foundation: Slab
- Roof: Concrete
Condition
- Completed
- New construction: No
- Year built: 1970
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected
Community & HOA
Community
- Features: Clubhouse, Community Mailbox, Dog Park, Fitness Center, Golf Carts OK, Playground, Pool, Restaurant, Sidewalks, Tennis Court(s), Wheelchair Access
- Pet fee: $0 monthly
- Subdivision: ISLAND RESORT AT MARINERS CLUB
HOA
- Has HOA: Yes
- Services included: Community Pool, Electricity, Reserve Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Recreational Facilities, Security, Sewer, Trash, Water
- HOA fee: $668 monthly
- HOA name: CAM at Inn at Little Harbor
- HOA phone: 941-374-1996
- Second HOA name: Communities First Association Management
- Second HOA phone: 813-333-1047
Location
- Region: Ruskin
Financial & listing details
- Price per square foot: $416/sqft
- Tax assessed value: $136,192
- Annual tax amount: $3,018
- Date on market: 3/1/2026
- Cumulative days on market: 170 days
- Listing terms: Cash
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$126,100
$120,000 - $132,000
$1,151/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/7/2026 | Price change | $134,000-4.3%$416/sqft |
Source: | ||
| 3/1/2026 | Price change | $140,000+7.8%$435/sqft |
Source: | ||
| 7/10/2021 | Pending sale | $129,900$403/sqft |
Source: | ||
| 7/8/2021 | Listed for sale | $129,900+85.6%$403/sqft |
Source: | ||
| 1/31/2020 | Sold | $70,000-7.3%$217/sqft |
Source: Stellar MLS #A4420568 Report a problem | ||
| 1/7/2020 | Pending sale | $75,500$234/sqft |
Source: SUNSET REALTY #A4420568 Report a problem | ||
| 12/3/2018 | Listed for sale | $75,500-5.6%$234/sqft |
Source: SUNSET REALTY #A4420568 Report a problem | ||
| 5/25/2008 | Listing removed | $80,000$248/sqft |
Source: Point2 #2294100 Report a problem | ||
| 4/26/2008 | Listed for sale | $80,000-36.6%$248/sqft |
Source: Point2 #2294100 Report a problem | ||
| 1/26/2004 | Sold | $126,100$392/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,303 +9.5% | $132,623 +10% |
| 2024 | $3,018 +5.9% | $120,566 +10% |
| 2023 | $2,849 +19.9% | $109,605 +10% |
| 2022 | $2,377 +40.9% | $99,641 +67.8% |
| 2021 | $1,686 +25.8% | $59,397 +103.3% |
| 2020 | $1,340 +1.4% | $29,214 +10% |
| 2019 | $1,322 | $26,558 -44.8% |
| 2018 | $1,322 +4.4% | $48,123 +12.1% |
| 2017 | $1,266 +4.5% | $42,943 +115.2% |
| 2016 | $1,212 +6% | $19,954 +10% |
| 2015 | $1,143 +5.5% | $18,140 +10% |
| 2014 | $1,084 | $16,491 +10% |
| 2013 | $1,084 +22.1% | $14,992 +10% |
| 2012 | $887 -4.7% | $13,629 +10% |
| 2011 | $931 +3.3% | $12,390 +10% |
| 2010 | $902 -9.4% | $11,264 -29.3% |
| 2009 | $995 -62.1% | $15,929 -83.9% |
| 2008 | $2,623 -17.1% | $99,001 -19.1% |
| 2007 | $3,163 -7.7% | $122,431 -6.6% |
| 2006 | $3,426 +29.8% | $131,052 +13.3% |
| 2005 | $2,639 | $115,704 +1% |
| 2004 | -- | $114,565 |
Find assessor info on the county website
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