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    • Price cut: $2.5K (7/27)
    $365,400

    644 SPANISH WELLS Road, Jacksonville, FL 32218

    4beds
    2,131sqft
    : 
    $2,509/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    -- sqft lot
    $363,200 Zestimate®
    $171/sqft
    $51/mo HOA

    What's special

    Screened-in lanaiHot tubQuiet cul-de-sacBacked to the woodsPerfect outdoor retreat
    Step into this inviting 4-bedroom, 2-bathroom home located in the highly desirable North Creek community in Northeast Jacksonville. Tucked away on a quiet cul-de-sac, this property offers added privacy with a white vinyl-fenced backyard backed to the woods. Relax year-round in the screened-in lanai complete with a hot tub, creating the perfect outdoor retreat. Residents of North Creek enjoy an abundance of community amenities, including a resort-style pool, playground, tennis and pickle ball courts, basketball courts, and convenient on-site RV and boat storage. Also included 2-10 ONE YEAR HOME WARRANTY!!
    42 days
    |
    293
    |
    14
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    SARAH AMBER MONTGOMERY 904-377-3641,

    WATSON REALTY CORP 904-559-4500,

    SHELLEY GUETTLER 904-514-0861

    Source: realMLS,MLS#: 2152727MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
      • Flooring: Carpet
      • Number of fireplaces: 2
      • Fireplace features: Electric, Wood Burning
      Interior area
      • Total interior livable area: 2,131 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Screened
      • Has spa: Yes
      • Spa features: Private
      • Fencing: Vinyl,Other
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Features: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
      Details
      • Parcel number: 1066065745

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Water Available

      Community & HOA

      Community
      • Security: Smoke Detector(s), Other
      • Subdivision: North Creek
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Basketball Court, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)
      • HOA fee: $152 quarterly
      Location
      • Region: Jacksonville

      Financial & listing details

      • Price per square foot: $171/sqft
      • Tax assessed value: $301,097
      • Annual tax amount: $2,824
      • Date on market: 6/27/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $363,200

        $345,000 - $381,000

        $2,194/mo

        Price history

        DateEventPrice
        7/27/2026Price change$365,400-0.7%$171/sqft
        Source: realMLS #2152727 Report a problem
        7/2/2026Price change$367,900-0.5%$173/sqft
        Source: realMLS #2152727 Report a problem
        6/27/2026Listed for sale$369,900+75.3%$174/sqft
        Source: realMLS #2152727 Report a problem
        4/23/2005Sold$211,000$99/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,824 -0.1%$193,354 +3%
        2023$2,828 +9.5%$187,723 +3%
        2022$2,583 +0.9%$182,256 +3%
        2021$2,561 +1.1%$176,948 +1.4%
        2020$2,534 +1.3%$174,505 +2.3%
        2019$2,502 +1.4%$170,582 +1.9%
        2018$2,467 $167,402 +2.1%
        2017$2,467 +1.4%$163,959 +2.1%
        2016$2,434 +0.7%$160,587 +0.7%
        2015$2,417 -0.9%$159,471 +0.8%
        2014$2,440 $158,206 +1.5%
        2013-- $155,868 +1.7%
        2012-- $153,263 -4.5%
        2011-- $160,554 -9%
        2010-- $176,394 -8.6%
        2009-- $192,886 -1.8%
        2006-- $196,379 +461.1%
        2005$650 $35,000 +2.9%
        2004-- $34,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Pecan Park

        Getting around

        6 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Oceanway
        • Middle: Oceanway
        • High: First Coast

        Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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