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New construction
  • $1,190,000

    646 Cabrera St, Key Largo, FL 33037

    5beds
    2,220sqft
    : 
    $6,900/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    4,791 Square Feet Lot
    $-- Zestimate®
    $536/sqft
    $21/mo HOA

    What's special

    A rare opportunity to own a never-before-offered, newly constructed residence in Key Largo's South Creek Village. Built by Construct All and meticulously maintained, the home reflects a thoughtful approach to modern Keys living, with solid CBS construction, a metal roof, impact-resistant windows and doors, and clean, coastal interiors that feel both considered and comfortable. Set on a corner lot, the five-bedroom, three-bath floor plan offers flexibility for family, visiting guests, or extended stays. Natural light carries through open living spaces and into a well-appointed kitchen with generous counterspace, custom cabinetry, and an easy connection to the main gathering areas. Beyond the interiors, the property offers something increasingly difficult to find in the Keys: room to make the grounds your own. There is ample space for a pool, along with accommodations for an RV, boats, trailers, and multiple vehicles. The 12'+ carport is equipped with electric hurricane screens, providing an added layer of storm protection. South Creek Village also offers a private, voluntary homeowners association with access to a waterfront park and boat ramp, as well as first-come dockage for up to 72 hours, an uncommon convenience for launching, loading, or keeping the boat nearby for a weekend on the water. From here, the best of Key Largo is close at hand, with marinas, waterfront dining, parks, John Pennekamp Coral Reef State Park in your backyard, and the surrounding waters offering endless opportunities for fishing, diving, snorkeling, and boating. Equally suited to year-round living or time spent away, this is a home defined not simply by its newer construction, but by the freedom it affords: space for family, space for the boat, and a natural connection to the water and lifestyle that make the Florida Keys unlike anywhere else. Just an hour from Miami and centrally positioned near the best dining and attractions Key Largo has to offer.
    3 days
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    498
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    31
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    Zillow last checked:

    Listing updated:

    Listed by:

    Walters Luxury Group Gloria, Rachel and Michaela Walters 305-942-6834,

    Ocean Sotheby's International Realty

    Source: FLKMLS,MLS#: 620951MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Has Heating (Unspecified Type)
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Disposal, Stainless Steel Appliance(s)
      • Laundry: Laundry Room
      Features
      • Smart Thermostat, Low Flow Plumbing Fixtures, Built-in Features, Storage, Walk-in Closet(s), Quartz Countertops
      • Flooring: Tile, Laminate
      Interior area
      • Total structure area: 2,220
      • Total interior livable area: 2,220 sqft

      Property

      Parking
      • Parking features: Open, RV Access/Parking, Storage
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Multi/Split
      • Patio & porch: Open Porch/Balcony
      • Exterior features: Rain Gutters
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 50 X 100
      Details
      • Parcel number: 00466680000000
      • Zoning: IS - Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS, Concrete
      Condition
      • New Construction,Updated/Remodeled
      • New construction: Yes
      • Year built: 2021

      Utilities & green energy

      • Utilities for property: Elect Separate Meter, Cable Available

      Community & HOA

      Community
      • Features: Community Dockage, Community Boat Ramp, Other
      • Security: No Security
      • Subdivision: S Creek Village (103.0)
      HOA
      • Has HOA: No
      • Services included: Other
      • HOA fee: $250 annually
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $536/sqft
      • Tax assessed value: $693,537
      • Annual tax amount: $6,433
      • Date on market: 8/12/2026
      • Listing terms: No Seller Finance,Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,144/mo

        Price history

        DateEventPrice
        8/12/2026Listed for sale$1,190,000+19%$536/sqft
        Source: FLKMLS #620951 Report a problem
        11/3/2022Sold$1,000,000+40.8%$450/sqft
        Source: Public Record Report a problem
        11/2/2021Sold$710,000+317.6%$320/sqft
        Source: Public Record Report a problem
        12/1/2020Sold$170,000+165.6%$77/sqft
        Source: Public Record Report a problem
        9/9/2014Sold$64,000-35.4%$29/sqft
        Source: Public Record Report a problem
        2/20/2012Listing removed$99,000$45/sqft
        Source: Coldwell Banker Schmitt #551117 Report a problem
        8/4/2011Price change$99,000-21.4%$45/sqft
        Source: Coldwell Banker Schmitt #551117 Report a problem
        6/3/2011Listed for sale$125,900+79.9%$57/sqft
        Source: Coldwell Banker Schmitt #551117 Report a problem
        8/22/2006Sold$70,000$32/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,434 -4.1%$693,537 -6.9%
        2024$6,707 +8%$745,216 +8.3%
        2023$6,208 +23.6%$687,915 +14.8%
        2022$5,022 +280.5%$599,346 +379.9%
        2021$1,320 +58%$124,888 +244.2%
        2020$835 $36,286 -60.3%
        2019$835 +6%$91,413 +14.5%
        2018$788 +5.6%$79,825 +6.9%
        2017$747 +3.7%$74,675 +38.1%
        2016$720 +9.6%$54,075 +140%
        2015$657 $22,531
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33037

        Getting around

        37 / 100
        Car-Dependent
        74 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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