A rare opportunity to own a never-before-offered, newly constructed residence in Key Largo's South Creek Village. Built by Construct All and meticulously maintained, the home reflects a thoughtful approach to modern Keys living, with solid CBS construction, a metal roof, impact-resistant windows and doors, and clean, coastal interiors that feel both considered and comfortable. Set on a corner lot, the five-bedroom, three-bath floor plan offers flexibility for family, visiting guests, or extended stays. Natural light carries through open living spaces and into a well-appointed kitchen with generous counterspace, custom cabinetry, and an easy connection to the main gathering areas. Beyond the interiors, the property offers something increasingly difficult to find in the Keys: room to make the grounds your own. There is ample space for a pool, along with accommodations for an RV, boats, trailers, and multiple vehicles. The 12'+ carport is equipped with electric hurricane screens, providing an added layer of storm protection. South Creek Village also offers a private, voluntary homeowners association with access to a waterfront park and boat ramp, as well as first-come dockage for up to 72 hours, an uncommon convenience for launching, loading, or keeping the boat nearby for a weekend on the water. From here, the best of Key Largo is close at hand, with marinas, waterfront dining, parks, John Pennekamp Coral Reef State Park in your backyard, and the surrounding waters offering endless opportunities for fishing, diving, snorkeling, and boating. Equally suited to year-round living or time spent away, this is a home defined not simply by its newer construction, but by the freedom it affords: space for family, space for the boat, and a natural connection to the water and lifestyle that make the Florida Keys unlike anywhere else. Just an hour from Miami and centrally positioned near the best dining and attractions Key Largo has to offer.
New construction
$1,190,000
646 Cabrera St, Key Largo, FL 33037
5beds
2,220sqft
Single Family Residence
Built in 2021
4,791 Square Feet Lot
$1,147,000 Zestimate®
$536/sqft
$21/mo HOA
What's special
- 49 days
- 296
- 22
Zillow last checked:
Listing updated:
Listed by:
Walters Luxury Group Gloria, Rachel and Michaela Walters 305-942-6834,
Ocean Sotheby's International Realty
Source: FLKMLS,MLS#: 620951
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Disposal, Stainless Steel Appliance(s)
- Laundry: Laundry Room
Features
- Smart Thermostat, Low Flow Plumbing Fixtures, Built-in Features, Storage, Walk-in Closet(s), Quartz Countertops
- Flooring: Tile, Laminate
Interior area
- Total structure area: 2,220
- Total interior livable area: 2,220 sqft
Property
Parking
- Parking features: Open, RV Access/Parking, Storage
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Multi/Split
- Patio & porch: Open Porch/Balcony
- Exterior features: Rain Gutters
Lot
- Size: 4,791 Square Feet
- Dimensions: 50 X 100
Details
- Parcel number: 00466680000000
- Zoning: IS - Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS, Concrete
Condition
- New Construction,Updated/Remodeled
- New construction: Yes
- Year built: 2021
Utilities & green energy
- Utilities for property: Elect Separate Meter, Cable Available
Community & HOA
Community
- Features: Community Dockage, Community Boat Ramp, Other
- Security: No Security
- Subdivision: S Creek Village (103.0)
HOA
- Has HOA: No
- Services included: Other
- HOA fee: $250 annually
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $536/sqft
- Tax assessed value: $693,537
- Annual tax amount: $6,433
- Date on market: 8/12/2026
- Listing terms: No Seller Finance,Cash,Conventional
Estimated market value
$1,147,000
$1.09M - $1.20M
$5,595/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/12/2026 | Listed for sale | $1,190,000+19%$536/sqft |
Source: | ||
| 11/3/2022 | Sold | $1,000,000+40.8%$450/sqft |
Source: Public Record Report a problem | ||
| 11/2/2021 | Sold | $710,000+317.6%$320/sqft |
Source: Public Record Report a problem | ||
| 12/1/2020 | Sold | $170,000+165.6%$77/sqft |
Source: Public Record Report a problem | ||
| 9/9/2014 | Sold | $64,000-35.4%$29/sqft |
Source: Public Record Report a problem | ||
| 2/20/2012 | Listing removed | $99,000$45/sqft |
Source: Coldwell Banker Schmitt #551117 Report a problem | ||
| 8/4/2011 | Price change | $99,000-21.4%$45/sqft |
Source: Coldwell Banker Schmitt #551117 Report a problem | ||
| 6/3/2011 | Listed for sale | $125,900+79.9%$57/sqft |
Source: Coldwell Banker Schmitt #551117 Report a problem | ||
| 8/22/2006 | Sold | $70,000$32/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,434 -4.1% | $693,537 -6.9% |
| 2024 | $6,707 +8% | $745,216 +8.3% |
| 2023 | $6,208 +23.6% | $687,915 +14.8% |
| 2022 | $5,022 +280.5% | $599,346 +379.9% |
| 2021 | $1,320 +58% | $124,888 +244.2% |
| 2020 | $835 | $36,286 -60.3% |
| 2019 | $835 +6% | $91,413 +14.5% |
| 2018 | $788 +5.6% | $79,825 +6.9% |
| 2017 | $747 +3.7% | $74,675 +38.1% |
| 2016 | $720 +9.6% | $54,075 +140% |
| 2015 | $657 | $22,531 |
Find assessor info on the county website
Monthly payment
Est. payment







