2BR/2BA Gulf-front condo in Summerhouse, Panama City Beach. 120 sq ft balcony, 2 pools, short-term rentals allowed. Built 1987. This 2 bedroom, 2 bath Gulf-front condominium at Summerhouse Condo in the South Lagoon area of Panama City Beach offers 1,015 square feet and direct beach frontage at 6505 Thomas Drive. Built in 1987 and listed at 422,000, the unit allows short term rentals and is being sold furnished. With 400 feet of Gulf frontage across the complex and onsite rental management, buyers comparing investment property, second home, or full time residence options can evaluate both rental flexibility and amenity depth. Inside, the layout balances durability with comfort, making everyday living or guest turnover straightforward. Tile flooring carries through the kitchen, living area, and baths for easy maintenance after beach days, while the carpeted bedrooms provide a softer retreat at the end of the day. Granite countertops in the kitchen and bathrooms add a finished, cohesive feel. Large sliding glass doors draw natural light into the living area and open directly to the balcony, keeping the Gulf view present even when you are indoors. The balcony itself offers comfortable space for seating and outdoor dining, creating a natural extension of the living area where mornings can begin with coffee overlooking the pools and shoreline and evenings can wind down with the sound of the Gulf in the background. The primary suite is positioned to capture Gulf views and includes private access to the balcony along with an ensuite bath. Waking up to natural light and stepping directly outside is a feature buyers consistently value in true Gulf-front properties. The thoughtfully separated bedroom design places the guest bedroom and second bath apart from the primary suite, offering added privacy and flexibility for owners and visitors. A conveniently located laundry closet with a stackable washer and dryer provides everyday functionality while keeping the main living areas uncluttered. Summerhouse is an established beachfront community known for its extensive amenities and structured management. Two beachfront pools, including one heated seasonally, a kiddie pool, hot tub, tennis courts, pickleball courts, game room, owners lounge, Gulf-front gazebo, and onsite homeowners and rental office all contribute to a setting designed for both enjoyment and ease. Elevators are located throughout the complex for convenient access, and ample paved parking accommodates residents and guests. Owners are permitted to have pets in accordance with association guidelines, and service animals are permitted for guests as required. Monthly HOA dues of 1,264.69 include accounting, cable TV, HOA insurance, internet, legal, maintenance grounds, management, pest control, security, sewer, trash disposal, and water.
Positioned on Thomas Drive near St. Andrews State Park and Grand Lagoon, the location offers quick access to boating, fishing, dining, and shopping while maintaining direct beach access. For buyers evaluating furnished, rental-eligible Panama City Beach condominiums, this Summerhouse unit combines true Gulf-front placement, established amenities, and a layout that supports both personal enjoyment and consistent rental appeal. Make this unit
''your Summerhouse''.
For sale
Price cut: $10K (5/31)
$412,000
6505 Thomas Dr Unit 912, Panama City Beach, FL 32408
2beds
1,015sqft
Condominium
Built in 1987
-- sqft lot
$391,800 Zestimate®
$406/sqft
$1,265/mo HOA
What's special
Direct beach frontageDirect beach accessGulf-front condominiumTennis courtsHot tubCarpeted bedroomsGulf-front gazebo
- 192 days
- 237
- 17
Zillow last checked:
Listing updated:
Listed by:
Greg B Taylor 850-896-4173,
Counts Real Estate Group Inc,
Cindy Morehouse 850-822-1055,
Counts Real Estate Group Inc
Source: CPAR,MLS#: 785448
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom, Other
Primary bedroom
- Level: First
- Dimensions: 16 x 13
Bedroom
- Level: First
- Dimensions: 13 x 12
Dining room
- Level: First
- Dimensions: 16 x 10
Kitchen
- Level: First
- Dimensions: 12 x 8
Living room
- Level: First
- Dimensions: 16 x 12
Other
- Features: Balcony
- Level: First
- Dimensions: 17 x 7
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Electric Range, Electric Water Heater
Features
- Balcony, Main Level Primary, Tub Shower
Interior area
- Total structure area: 1,015
- Total interior livable area: 1,015 sqft
Property
Parking
- Parking features: Additional Parking, Paved, Parking Lot
Features
- Stories: 11
- Patio & porch: Balcony
- Pool features: Gunite, Gas Heat, In Ground, Community
- Spa features: Community
- Has view: Yes
- View description: Gulf, Water
- Has water view: Yes
- Water view: Gulf,Water
- Waterfront features: Gulf, Shoreline - Sand, Shoreline - Natural
- Frontage length: 400
Lot
- Size: 6.43 Acres
- Dimensions: 400 x 700
- Features: Paved
Details
- Additional structures: Gazebo, Tennis Court(s)
- Parcel number: 30585680042
- Zoning description: Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Concrete, Stucco
- Foundation: Pillar/Post/Pier
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Barbecue, Clubhouse, Elevator, Fishing, Game Room, Park, Pool, Sport Court(s), Tennis Court(s), Waterfront, Community Pool, Short Term Rental Allowed
- Security: Fire Sprinkler System, Key Card Entry, Security Guard, Fire Alarm, Smoke Detector(s), Security Service
- Subdivision: Summerhouse Condo.
HOA
- Has HOA: Yes
- Amenities included: Other, See Remarks, Gazebo
- Services included: Association Management, Cable TV, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Sewer, Security, Trash, Water
- HOA fee: $1,265 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $406/sqft
- Tax assessed value: $444,550
- Annual tax amount: $4,272
- Date on market: 2/18/2026
- Cumulative days on market: 122 days
- Electric utility on property: Yes
Estimated market value
$391,800
$372,000 - $411,000
$1,985/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/31/2026 | Price change | $412,000-2.4%$406/sqft |
Source: | ||
| 2/18/2026 | Listed for sale | $422,000+214.9%$416/sqft |
Source: | ||
| 7/1/1988 | Sold | $134,000$132/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,697 +8.6% | $329,023 +10% |
| 2023 | $4,325 +25.6% | $299,112 +10% |
| 2022 | $3,443 | $271,920 |
| 2021 | -- | -- |
| 2020 | $2,818 +10.2% | $224,727 +10% |
| 2019 | $2,557 | $204,297 -5% |
| 2018 | $2,557 -6.4% | $215,050 +5.4% |
| 2017 | $2,732 +4.6% | $204,000 +2.1% |
| 2016 | $2,611 +0.9% | $199,750 +7.1% |
| 2015 | $2,587 | $186,447 +10% |
| 2014 | $2,587 | $169,497 +10% |
| 2013 | -- | $154,088 +10% |
| 2012 | -- | $140,080 -17.6% |
| 2011 | -- | $170,000 -11.5% |
| 2010 | -- | $192,100 -22.1% |
| 2009 | -- | $246,698 0% |
| 2008 | -- | $246,699 -28.7% |
| 2007 | -- | $346,001 |
| 2006 | -- | $346,001 |
| 2005 | -- | $346,001 +55.2% |
| 2004 | -- | $223,001 |
| 2003 | -- | $223,001 +34.1% |
| 2002 | -- | $166,250 |
| 2001 | -- | $166,250 |
| 2000 | -- | $166,250 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Lower Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.








