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Active under contract
  • $445,000

    655 FINGAL Drive, Orange Park, FL 32073

    4beds
    2,221sqft
    : 
    $3,010/mo
    Get pre-qualified
    Single Family Residence
    Built in 1991
    0.38 Acres Lot
    $438,300 Zestimate®
    $200/sqft
    $128/mo HOA

    What's special

    Quartz countertopsStunning gourmet kitchenOpen-concept floor planCommunity poolPrep sinkSoaring vaulted ceilingsRecessed lighting
    Welcome to luxury living in the desirable gated community of Loch Rane in Clay County, FL! This beautifully fully renovated 4-bedroom, 2.5-bath home offers the perfect blend of modern style, comfort, and country club amenities at an affordable price. Step inside to an open-concept floor plan featuring soaring vaulted ceilings, spacious living areas, recessed lighting, and trendy LVP flooring throughout the entire home. The stunning gourmet kitchen is designed for entertaining with quartz countertops, stylish tile backsplash, oversized island with eat-in seating, prep sink, and abundant cabinet space. The updated bathrooms showcase modern finishes, while upgraded light fixtures and ceiling fans in every bedroom add comfort and style throughout the home. Enjoy additional living space in the large sunroom overlooking the backyard -perfect for relaxing or entertaining year-round. Located in the sought-after Loch Rane community, residents enjoy 24-hour gated security, community pool, playgrounds, and access to golf club amenities, offering resort-style living close to shopping, dining, and top-rated schools.
    49 days
    |
    502
    |
    22
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    JASON HARTLEY PA 904-838-1375,

    HERRON REAL ESTATE LLC 904-729-4313,

    ANNIE P CHHUN 267-241-7593

    Source: realMLS,MLS#: 2148740MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Cooktop, Ice Maker, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Breakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Split Bedrooms
      Interior area
      • Total structure area: 3,517
      • Total interior livable area: 2,221 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Fencing: Fenced,Wood
      Lot
      • Size: 0.38 Acres
      Details
      • Parcel number: 42042500881424454

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Roof: Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1991

      Utilities & green energy

      • Water: Public
      • Utilities for property: Electricity Available, Water Available

      Community & HOA

      Community
      • Security: 24 Hour Security, Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Loch Rane
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Clubhouse, Golf Course, Playground, Tennis Court(s)
      • HOA fee: $128 monthly
      Location
      • Region: Orange Park

      Financial & listing details

      • Price per square foot: $200/sqft
      • Tax assessed value: $380,956
      • Annual tax amount: $5,921
      • Date on market: 6/5/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $438,300

        $416,000 - $460,000

        $2,596/mo

        Price history

        DateEventPrice
        6/5/2026Listed for sale$445,000+67.9%$200/sqft
        Source: realMLS #2148740 Report a problem
        4/7/2026Sold$265,000$119/sqft
        Source: realMLS #2138545 Report a problem
        4/6/2026Listed for sale$265,000$119/sqft
        Source: realMLS #2138545 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $380,956 +1.2%
        2024$6,008 +1754.3%$376,309 +82.3%
        2023$324 +54.1%$206,405 +3%
        2022$210 -5.9%$200,394 +3%
        2021$223 -1.3%$194,558 +1.4%
        2020$226 $191,872 +2.3%
        2019$226 $187,559 +1.9%
        2018$226 +7.2%$184,062 +2.1%
        2017$211 $180,276 +2.1%
        2016$211 $176,568 +0.7%
        2015$211 -8.3%$175,341 +0.8%
        2014$230 $173,949 +1.5%
        2013-- $171,378 +1.7%
        2012-- $168,513 -2.4%
        2011-- $172,670 -3%
        2010-- $178,100 +2.7%
        2009-- $173,418 +0.1%
        2008-- $173,245 +3%
        2007-- $168,199 +2.5%
        2006-- $164,097 +3%
        2005-- $159,317 +3%
        2004-- $154,677 +1.9%
        2003-- $151,793 +4%
        2001-- $145,901 +3.7%
        2000-- $140,641
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32073

        Getting around

        17 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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