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For sale
    • $339,900

    742 Germantown Cir, Chattanooga, TN 37412

    2beds
    1,344sqft
    : 
    $1,984/mo
    Get pre-qualified
    Single Family Residence
    Built in 1955
    0.42 Acres Lot
    $329,200 Zestimate®
    $253/sqft
    $-- HOA

    What's special

    Usable landSleek mid-century modern influenceFreshly updatedVersatile living spaceFreshly painted patioSun-filled main level
    Freshly updated, beautifully distinctive, and impossible to duplicate, this is the kind of home that immediately stands apart. Recent improvements include a brand-new, 400-square-foot deck, new flooring in the two upstairs bedrooms, fresh interior paint in select areas, freshly painted patio, new garage-door lock, and the refrigerator, range, and dishwasher were purchased in 2025 as well as a recently renewed, transferable Choice Home Warranty that doesn't expire until next July 2027. The sun-filled main level feels remarkably open and inviting, pairing sleek mid-century modern influence with inspiring pops of color and architectural personality. It is a refreshing departure from the ordinary, stylish without sacrificing comfort and perfectly suited for both everyday living and entertaining. Step outside to the expansive new deck overlooking just over 0.4 acres, offering uncommon breathing room in a location celebrated for its exceptional convenience. Downstairs, a finished studio apartment with its own private entrance and separate driveway adds an entirely different level of flexibility. Create a secluded home office, primary or guest suite, multigenerational living space, creative studio, private retreat, or explore the potential for supplemental rental income. Homes with this combination of individuality, usable land, versatile living space, recent updates, and everyday accessibility rarely come together in one property. For the buyer unwilling to settle for everyday average, this one is a true original.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Sherry Lawrence 423-838-5011,

    Zach Taylor - Chattanooga 855-261-2233,

    Audrey Smith 423-653-6954,

    Zach Taylor - Chattanooga

    Source: Greater Chattanooga Realtors,MLS#: 1539915

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bathroom
      • Level: Basement
      Bonus room
      • Level: Basement
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Kitchen
      • Level: Basement
      Living room
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Free-Standing Electric Range, Free-Standing Refrigerator, Microwave
      • Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
      Features
      • Built-in Features, Bookcases, Eat-in Kitchen, Open Floorplan, Tub/shower Combo, Whirlpool Tub
      • Flooring: Luxury Vinyl, Tile, Engineered Hardwood
      • Windows: Aluminum Frames
      • Basement: Full,Partially Finished
      • Has fireplace: No
      Interior area
      • Total structure area: 1,344
      • Total interior livable area: 1,344 sqft
      • Finished area above ground: 1,344
      • Finished area below ground: 1,074

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage, Off Street, On Street, Paved, Garage Faces Side
      • Attached garage spaces: 1
      • Carport spaces: 1
      • Covered spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Deck, Front Porch, Patio, Porch
      • Exterior features: None
      • Fencing: Fenced,Front Yard,Partial,Wire
      Lot
      • Size: 0.42 Acres
      • Dimensions: 121.77 x 150
      • Features: Corner Lot, Gentle Sloping, Level
      Details
      • Parcel number: 156m H 011

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1955
      Details
      • Warranty included: Yes

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Kate Rice Sd
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $253/sqft
      • Tax assessed value: $325,300
      • Annual tax amount: $2,095
      • Date on market: 8/2/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Inclusions: Refrigerator-upstairs and downstairs, Dishwasher; Free-Standing Electric Range-upstairs and downstairs, Microwave -upstairs and downstairs,
      • Road surface type: Paved

        Estimated market value

        $329,200

        $313,000 - $346,000

        $1,301/mo

        Price history

        DateEventPrice
        8/2/2026Listed for sale$339,900+15.2%$253/sqft
        Source: Greater Chattanooga Realtors #1539915 Report a problem
        7/2/2024Sold$295,000$219/sqft
        Source: Greater Chattanooga Realtors #1392190 Report a problem
        6/2/2024Contingent$295,000$219/sqft
        Source: Greater Chattanooga Realtors #1392190 Report a problem
        5/26/2024Listed for sale$295,000+150.1%$219/sqft
        Source: Greater Chattanooga Realtors #1392190 Report a problem
        8/31/2004Sold$117,975$88/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,096 +14.5%$81,325 +72.8%
        2024$1,831 $47,075
        2023$1,831 $47,075
        2022$1,831 +73.8%$47,075
        2021$1,053 +45%$47,075 +79.2%
        2020$727 $26,275
        2019$727 $26,275
        2018$727 -42.7%$26,275
        2017$1,267 -0.8%$26,275
        2016$1,277 --
        2015$1,277 $25,975
        2014$1,277 -5.8%--
        2013$1,355 $25,975 -2.7%
        2012$1,355 $26,700
        2011$1,355 $26,700
        2010$1,355 +7.9%$26,700
        2009$1,256 $26,700 +18.5%
        2008-- $22,525
        2007-- $22,525
        2006-- $22,525
        2005-- $22,525 +16.3%
        2004-- $19,375
        2003-- $19,375
        2002-- $19,375
        2001-- $19,375 +11.7%
        2000-- $17,350
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37412

        Getting around

        48 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: East Ridge Elementary
        • Middle: East Ridge Middle
        • High: East Ridge High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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