For sale

$89,900

780 Richmond St, Mount Vernon, KY 40456

2beds

1,080sqft

$594/mo

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Single Family Residence

Built in 1940

3.78 Acres Lot

$-- Zestimate^®

$83/sqft

$-- HOA

What's special

Three additional outbuildingsFreestanding gazeboCharming country-style homeOversized detached one-car garageHardwood flooringTwo spacious bedrooms

Charming country-style home located within the city limits of Mount Vernon, KY, offering privacy and convenience just minutes from local amenities. This well-constructed and well-insulated home features two spacious bedrooms with hardwood flooring and one full bathroom with laundry hookups. A mini-split system provides efficient and adequate heating and cooling for year-round comfort. The property sits on just under 4 acres, within the city limits, with an estimated 300 feet of road frontage along Richmond Street and additional frontage along Town Branch Rd. Outdoor features include an oversized detached one-car garage, a freestanding gazebo, and three additional outbuildings that offer potential for storage or workshop space with repairs. With its combination of acreage, location, and versatility, this property presents an excellent opportunity for first-time homebuyers, investors, or anyone seeking a home with room to grow.

142 days

708

56

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Primary bedroom

Level: First

Bedroom 2

Level: First

Bathroom 1

Level: First

Bonus room

Level: First

Kitchen

Level: First

Living room

Level: First

Heating

Electric

Cooling

Electric, Wall Unit(s)

Appliances

Included: None
Laundry: Electric Dryer Hookup, Washer Hookup

Features

Eat-in Kitchen, Ceiling Fan(s)
Flooring: Hardwood, Tile, Vinyl
Basement: Crawl Space
Has fireplace: No

Interior area

Total structure area: 1,080
Total interior livable area: 1,080 sqft
Finished area above ground: 1,080
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Detached Garage, Driveway
Garage spaces: 1
Has uncovered spaces: Yes

Features

Levels: One
Exterior features: Awning(s), Other

Lot

Size: 3.78 Acres
Features: Secluded, Wooded

Details

Additional structures: Shed(s)
Parcel number: 046NW05002

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Stucco
Foundation: Block
Roof: Metal

Condition

Year built: 1940

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Electricity Connected, Water Connected

Community & HOA

Community

Subdivision: Downtown

HOA

Has HOA: No

Location

Region: Mount Vernon

Financial & listing details

Price per square foot: $83/sqft
Tax assessed value: $65,000
Annual tax amount: $532
Date on market: 3/7/2026

Estimated market value

Not available

Estimated sales range

Not available

$1,101/mo

Price history

Date	Event	Price
3/7/2026	Listed for sale	$89,900+38.3%$83/sqft
Source: Imagine MLS #26004299 Report a problem
8/18/2023	Sold	$65,000-22.5%$60/sqft
Source: Imagine MLS #23009594 Report a problem
8/1/2023	Pending sale	$83,900$78/sqft
Source: Imagine MLS #23009594 Report a problem
6/2/2023	Listed for sale	$83,900$78/sqft
Source: Imagine MLS #23009594 Report a problem
5/29/2023	Contingent	$83,900$78/sqft
Source: Imagine MLS #23009594 Report a problem
5/25/2023	Listed for sale	$83,900$78/sqft
Source: Imagine MLS #23009594 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$532 +114.3%	$65,000 +116.7%
2023	$248 +0.8%	$30,000
2022	$246 -0.7%	$30,000
2021	$248 +0.1%	$30,000
2020	$248 +0.7%	$30,000
2019	$246 +0.3%	$30,000
2018	$246 +0.5%	$30,000
2017	$244	$30,000
2016	--	$30,000
2015	--	$30,000
2010	--	$30,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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