NEW AND IMPROVED PRICE!!!! Timeless charm, quality craftsmanship, and endless potential! This well-maintained 3-bedroom, 1.5-bath home offers high ceilings, spacious rooms, and the pride of ownership that’s evident throughout. The large kitchen features abundant cabinet space, while the classic finishes provide the perfect opportunity to add your own personal style over time. Outside, enjoy a covered carport, a manageable yard, and a convenient location just minutes from Frostburg State University, downtown, shopping, and dining. Whether you’re searching for your next home or a great long-term rental or student housing investment, this property is full of possibilities. Schedule your private showing today!
For sale
Price cut: $5K (8/28)
$134,900
86 Oak St, Frostburg, MD 21532
3beds
1,428sqft
Single Family Residence
Built in 1920
3,485 Square Feet Lot
$133,300 Zestimate®
$94/sqft
$-- HOA
What's special
Manageable yardClassic finishesHigh ceilingsLarge kitchenSpacious roomsAbundant cabinet spaceCovered carport
- 52 days
- 461
- 25
Zillow last checked:
Listing updated:
Listed by:
Jordan Wilson 301-707-8714,
Mountainside Home Realty 3017220190
Source: Bright MLS,MLS#: MDAL2015266
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 0
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Gas Water Heater
Features
- Basement: Full,Partial
- Has fireplace: No
Interior area
- Total structure area: 1,428
- Total interior livable area: 1,428 sqft
- Finished area above ground: 1,428
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached Carport, Off Street
- Carport spaces: 1
Accessibility
- Accessibility features: 2+ Access Exits
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Size: 3,485 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0112004974
- Zoning: C1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
Condition
- New construction: No
- Year built: 1920
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Frostburg
Financial & listing details
- Price per square foot: $94/sqft
- Tax assessed value: $94,033
- Annual tax amount: $1,507
- Date on market: 7/10/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Washer, Dryer, Refrigerator, Stove, Dishwasher
- Ownership: Fee Simple
Estimated market value
$133,300
$127,000 - $140,000
$1,225/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2026 | Price change | $134,900-3.6%$94/sqft |
Source:  Bright MLS #MDAL2015266 Report a problem | ||
| 8/11/2026 | Price change | $139,900-3.5%$98/sqft |
Source: Bright MLS #MDAL2015266 Report a problem | ||
| 7/30/2026 | Price change | $144,900-3.3%$101/sqft |
Source: Bright MLS #MDAL2015266 Report a problem | ||
| 7/10/2026 | Listed for sale | $149,900$105/sqft |
Source: Bright MLS #MDAL2015266 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $842 -40.7% | $90,500 +7% |
| 2024 | $1,421 +8.9% | $84,600 +7.5% |
| 2023 | $1,305 +8% | $78,700 +8.1% |
| 2022 | $1,208 +1.6% | $72,800 +2.5% |
| 2021 | $1,189 +6.1% | $71,000 +2.6% |
| 2020 | $1,121 +0.8% | $69,200 +2.7% |
| 2019 | $1,112 +71.6% | $67,400 |
| 2018 | $648 +93.3% | $67,400 |
| 2017 | $335 | $67,400 -2.5% |
| 2016 | -- | $69,100 |
| 2015 | -- | $69,100 |
| 2014 | -- | $69,100 -6% |
| 2013 | -- | $73,500 |
| 2012 | -- | $73,500 |
| 2011 | -- | $73,500 -9.8% |
| 2010 | -- | $81,480 +13.3% |
| 2009 | -- | $71,936 +15.3% |
| 2008 | -- | $62,393 +18.1% |
| 2007 | -- | $52,850 +4.5% |
| 2006 | -- | $50,582 +4.7% |
| 2005 | -- | $48,316 +4.9% |
| 2004 | -- | $46,050 +2.2% |
| 2003 | -- | $45,046 +2.3% |
| 2002 | -- | $44,043 +2.3% |
| 2001 | -- | $43,040 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 21532
Nearby schools
Schools provided by the listing agent
- District: Allegany County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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