Skip main navigation
For sale
  • $149,900

    86 Oak St, Frostburg, MD 21532

    3beds
    1,428sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1920
    3,485 Square Feet Lot
    $123,700 Zestimate®
    $105/sqft
    $-- HOA

    What's special

    Manageable yardClassic finishesHigh ceilingsLarge kitchenSpacious roomsAbundant cabinet spaceCovered carport
    Timeless charm, quality craftsmanship, and endless potential! This well-maintained 3-bedroom, 1.5-bath home offers high ceilings, spacious rooms, and the pride of ownership that’s evident throughout. The large kitchen features abundant cabinet space, while the classic finishes provide the perfect opportunity to add your own personal style over time. Outside, enjoy a covered carport, a manageable yard, and a convenient location just minutes from Frostburg State University, downtown, shopping, and dining. Whether you’re searching for your next home or a great long-term rental or student housing investment, this property is full of possibilities. Schedule your private showing today!
    5 days
    |
    449
    |
    21
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jordan Wilson 301-707-8714,

    Mountainside Home Realty 3017220190

    Source: Bright MLS,MLS#: MDAL2015266MLS Logo

    Loading...

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Basement
      • Area: 0
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Gas Water Heater
      Features
      • Basement: Full,Partial
      • Has fireplace: No
      Interior area
      • Total structure area: 1,428
      • Total interior livable area: 1,428 sqft
      • Finished area above ground: 1,428
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Carport, Off Street
      • Carport spaces: 1
      Accessibility
      • Accessibility features: 2+ Access Exits
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None
      Lot
      • Size: 3,485 Square Feet
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0112004974
      • Zoning: C1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      Condition
      • New construction: No
      • Year built: 1920

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: None Available
      HOA
      • Has HOA: No
      Location
      • Region: Frostburg

      Financial & listing details

      • Price per square foot: $105/sqft
      • Tax assessed value: $94,033
      • Annual tax amount: $1,507
      • Date on market: 7/10/2026
      • Listing agreement: Exclusive Right To Sell
      • Inclusions: Washer, Dryer, Refrigerator, Stove, Dishwasher
      • Ownership: Fee Simple

        Estimated market value

        $123,700

        $99,000 - $146,000

        $1,186/mo

        Price history

        DateEventPrice
        7/10/2026Listed for sale$149,900$105/sqft
        Source: Bright MLS #MDAL2015266 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $90,500 +7%
        2024$1,421 +8.9%$84,600 +7.5%
        2023$1,305 +8%$78,700 +8.1%
        2022$1,208 +1.6%$72,800 +2.5%
        2021$1,189 +6.1%$71,000 +2.6%
        2020$1,121 +0.8%$69,200 +2.7%
        2019$1,112 +71.6%$67,400
        2018$648 +93.3%$67,400
        2017$335 $67,400 -2.5%
        2016-- $69,100
        2015-- $69,100
        2014-- $69,100 -6%
        2013-- $73,500
        2012-- $73,500
        2011-- $73,500 -9.8%
        2010-- $81,480 +13.3%
        2009-- $71,936 +15.3%
        2008-- $62,393 +18.1%
        2007-- $52,850 +4.5%
        2006-- $50,582 +4.7%
        2005-- $48,316 +4.9%
        2004-- $46,050 +2.2%
        2003-- $45,046 +2.3%
        2002-- $44,043 +2.3%
        2001-- $43,040
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21532

        Getting around

        71 / 100
        Very Walkable
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Allegany County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes