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Pending
  • Price cut: $12K (6/30)
    $783,000

    865 Laguna Dr W, Fernandina Beach, FL 32034

    3beds
    1,887sqft
    : 
    $5,134/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    9,147 Square Feet Lot
    $-- Zestimate®
    $415/sqft
    $27/mo HOA

    What's special

    Private fully fenced backyardSingle-story brick home
    This home offers more than just square footage and the number of bedrooms and bathrooms. This property has the potential to change your lifestyle and your life through increased physical, mental and emotional health. There is something profound about watching a spectacular sunrise or the moonrise over the ocean. Walking along the shoreline, gazing across the horizon, hearing the sounds of the birds, seeing the dolphins frolicking, searching for shells, contemplating your own presence in this vast universe are sure to evoke emotions that will stir your soul. There is a sense of comfort and reassurance in knowing that the tide changes are not random but are predictable. There is a natural ebb and flow in life and a reminder that change can bring renewal of the mind, body and spirit. Welcome to coastal living on Amelia Island at its best in Ocean View Estates with the entrance to this neighborhood directly across Beach Access 6 via New York Avenue. This single-story brick home offers 3 bedrooms and 2 bathrooms, thoughtfully designed for comfort, ease, and everyday living. There are so many different areas to relax and unwind throughout the home. The 2-car garage includes a work area and pull-down stairs for additional storage. Step outside to your private, fully fenced backyard complete with a utility shed—perfect for tools, bikes, or beach gear. Best of all, you’re just a short walk to the Atlantic Ocean and Egan’s Creek Greenway, easily making sunrise beach walks, sunset star gazing and nature trails part of your daily routine. Conveniently located near historic downtown and close to Jacksonville International Airport, this residence is a must see if you desire the ease and lifestyle that Fernandina Beach offers.
    85 days
    |
    1,454
    |
    53
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kristen Cowling 561-215-0351,

    KELLER WILLIAMS REALTY / FB OFFICE

    Source: AINCAR,MLS#: 116083MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Heating
      • Central, Electric, Other, See Remarks
      Cooling
      • Central Air, Electric, Other, See Remarks
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Refrigerator, Stove, Washer
      Features
      • Ceiling Fan(s), Fireplace, Split Bedrooms, Window Treatments
      • Windows: Other, See Remarks, Vinyl, Blinds, Drapes
      • Has fireplace: Yes
      Interior area
      • Total structure area: 1,887
      • Total interior livable area: 1,887 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Rear Porch, Open, Patio
      • Exterior features: Fence, Fruit Trees, Sprinkler/Irrigation
      • Frontage type: Other,See Remarks
      Lot
      • Size: 9,147 Square Feet
      • Dimensions: 75 x 120
      Details
      • Parcel number: 000031156E00330000
      • Zoning: R-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1996
      Details
      • Builder name: Centex

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public, Private, Well

      Community & HOA

      Community
      • Subdivision: Ocean View Estates
      HOA
      • Has HOA: Yes
      • HOA fee: $327 annually
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $415/sqft
      • Tax assessed value: $589,856
      • Annual tax amount: $4,262
      • Date on market: 5/15/2026
      • Cumulative days on market: 86 days
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/29/2026Pending sale$783,000$415/sqft
        Source: AINCAR #116083 Report a problem
        6/30/2026Price change$783,000-1.5%$415/sqft
        Source: AINCAR #116083 Report a problem
        5/15/2026Listed for sale$795,000+120.8%$421/sqft
        Source: AINCAR #116083 Report a problem
        12/10/2004Sold$360,000$191/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,262 +0.9%$274,196 +3%
        2023$4,225 +6.4%$266,210 +3%
        2022$3,969 +0.1%$258,456 +3%
        2021$3,967 -0.8%$250,928 +1.4%
        2020$4,001 -2.6%$247,464 +2.3%
        2019$4,107 $241,900 +1.9%
        2018$4,107 +3.5%$237,390 +2.1%
        2017$3,967 +4.3%$232,507 +2.1%
        2016$3,802 +0.9%$227,725 +0.7%
        2015$3,768 -0.6%$226,142 +0.8%
        2014$3,791 $224,347 +1.5%
        2013-- $221,032 -4.7%
        2012-- $232,012 -12.2%
        2011-- $264,234 +1.9%
        2010-- $259,289 -11.7%
        2009-- $293,541 -1.3%
        2008-- $297,508 -3.6%
        2007-- $308,566 +13.8%
        2006-- $271,224 +3.7%
        2005-- $261,534 +72.8%
        2004-- $151,383 +1.9%
        2003-- $148,560 +2.4%
        2002-- $145,078 +1.6%
        2001-- $142,793 +3%
        2000-- $138,634
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        4 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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