For sale

Price cut: $26K (5/22)

$520,000

870 County Road 225, Cullman, AL 35057

3beds

1,600sqft

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Condominium

Built in 2021

-- sqft lot

$-- Zestimate^®

$325/sqft

$443/mo HOA

What's special

Lakefront condoPrivate lakefront settingSpacious open-concept layoutBeautiful water viewsAbundant natural light

Furnished 3BR/3BA lakefront condo located in the highly desirable Mallard Pointe community on Smith Lake. This first-floor unit offers beautiful water views and a spacious, open-concept layout with abundant natural light. Each bedroom features a private ensuite bath, providing comfort and privacy for guests or full-time living. The living and dining areas flow seamlessly to a lakeside patio, ideal for relaxing or entertaining. The kitchen is well-appointed and the unit is being sold furnished, offering a turnkey opportunity for personal use or rental potential. Community amenities include an infinity pool overlooking the lake, pickleball and basketball courts, fitness center, and private storage area. A dedicated boat slip is included for convenient lake access. Located in the Simpson Creek area near I-65 and Trident Marina, this property offers easy access while maintaining a private, lakefront setting. Suitable for a weekend retreat, full-time residence, or investment opportunity.

109 days

495

14

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3
Main level bedrooms: 3

Basement

Area: 0

Heating

Central

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
Laundry: Inside

Features

Ceiling Fan(s), Granite Counters, Crown Molding, Double Vanity, Kitchen Island, Open Floorplan, Recessed Lighting, Walk-In Closet(s)
Flooring: Vinyl
Has basement: No
Number of fireplaces: 1
Fireplace features: Electric

Interior area

Total structure area: 1,600
Total interior livable area: 1,600 sqft
Finished area above ground: 1,600
Finished area below ground: 0

Property

Accessibility

Accessibility features: Accessible Washer/Dryer, Accessible Doors, Accessible Entrance, Accessible Hallway(s), Accessible Kitchen, Accessible Full Bath

Features

Patio & porch: Covered, Patio
Pool features: Community, Infinity
Has view: Yes
View description: Water, Main Lake View
Has water view: Yes
Water view: Water,Main Lake View
Waterfront features: Lake
Body of water: Smith Lake

Details

Additional structures: Clubhouse
Parcel number: 2702040001158.0251102

Construction

Type & style

Home type: Condo
Property subtype: Condominium

Materials

Fiber Cement, Stone
Foundation: Slab

Condition

Year built: 2021

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Subdivision: None

HOA

Has HOA: Yes
Amenities included: Boat Slip, Fitness Center, Pool
HOA fee: $443 monthly
HOA name: Mallard Pointe

Location

Region: Cullman

Financial & listing details

Price per square foot: $325/sqft
Annual tax amount: $2,412
Price range: $520K - $520K
Date on market: 4/1/2026

Estimated market value

Not available

Estimated sales range

Not available

$1,898/mo

Price history

Date	Event	Price
5/22/2026	Price change	$499,000-5%$312/sqft
Source: Walker County Area MLS #26-707 Report a problem
4/4/2026	Price change	$525,000+1%$328/sqft
Source: Walker County Area MLS #26-707 Report a problem
4/1/2026	Listed for sale	$520,000+4%$325/sqft
Source: Strategic MLS Alliance #527950 Report a problem
11/17/2023	Listing removed	--
Source: Strategic MLS Alliance #511312 Report a problem
6/8/2023	Listed for sale	$499,900$312/sqft
Source: Strategic MLS Alliance #511312 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 35057

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

9/10
Cold Springs Elementary School
Grades: PK-8Distance: 4.8 mi
6/10
Cold Springs High School
Grades: 9-12Distance: 4.6 mi

Schools provided by the listing agent

Elementary: Cold Springs
Middle: Cold Springs Middle
High: Cold Springs

Source: Strategic MLS Alliance. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.