For sale

Price cut: $26K (5/22)

$499,000

870 County Road 225 #301, Cullman, AL 35057

3beds

1,600sqft

$3,323/mo

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Condominium

Built in 2021

-- sqft lot

$485,800 Zestimate^®

$312/sqft

$443/mo HOA

What's special

Beautiful lakefront settingStunning water views

Welcome to this beautifully furnished 3-bed, 3-bath lakefront condo in the highly sought-after Mallard Pointe community on Smith Lake. Situated on the 3rd floor, this unit offers stunning water views and an open-concept design filled with natural light. Each bedroom features its own private ensuite bath, providing the perfect blend of comfort and privacy. The inviting living and dining areas flow seamlessly onto a lakeside patio—ideal for relaxing, entertaining, and enjoying the peaceful lake setting. The condo is being sold fully furnished, making it a true turnkey opportunity for personal use or rental income. Residents of Mallard Pointe enjoy resort-style amenities, including an infinity pool overlooking the lake, pickleball and basketball courts, and a fitness center. A dedicated boat slip is also included, offering effortless access to Smith Lake. The community landscaping is also scheduled for updates, adding even more appeal to this already beautiful lakefront setting.

115 days

283

6

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3
Main level bedrooms: 3

Basement

Area: 0

Heating

Central

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
Laundry: Inside

Features

Flooring: Vinyl
Has basement: No
Has fireplace: No

Interior area

Total structure area: 1,600
Total interior livable area: 1,600 sqft
Finished area above ground: 1,600
Finished area below ground: 0

Property

Accessibility

Accessibility features: Accessible Washer/Dryer, Accessible Doors, Accessible Hallway(s), Accessible Full Bath

Features

Patio & porch: Covered, Patio
Pool features: Community, Infinity
Has view: Yes
View description: Water, Main Lake View
Has water view: Yes
Water view: Water,Main Lake View
Waterfront features: Lake
Body of water: Smith Lake

Details

Additional structures: Clubhouse
Parcel number: 2702040001158.0251100

Construction

Type & style

Home type: Condo
Property subtype: Condominium

Materials

Fiber Cement, Stone
Foundation: Slab

Condition

Year built: 2021

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Subdivision: None

HOA

Has HOA: Yes
Amenities included: Boat Slip, Fitness Center, Pool
HOA fee: $443 monthly
HOA name: Mallard

Location

Region: Cullman

Financial & listing details

Price per square foot: $312/sqft
Tax assessed value: $582,500
Annual tax amount: $2,412
Price range: $499K - $499K
Date on market: 4/3/2026

Estimated market value

$485,800

$462,000 - $510,000

$2,024/mo

Price history

Date	Event	Price
5/22/2026	Price change	$499,000-5%$312/sqft
Source: Strategic MLS Alliance #528014 Report a problem
4/3/2026	Listed for sale	$525,000-0.9%$328/sqft
Source: Strategic MLS Alliance #528014 Report a problem
9/10/2025	Listing removed	$530,000$331/sqft
Source: Walker County Area MLS #24-1830 Report a problem
2/14/2025	Price change	$530,000-3.6%$331/sqft
Source: Walker County Area MLS #24-1830 Report a problem
9/9/2024	Listed for sale	$549,900+17%$344/sqft
Source: Walker County Area MLS #24-1830 Report a problem
6/2/2023	Listing removed	--
Source: Strategic MLS Alliance #509748 Report a problem
5/2/2023	Price change	$470,000-1.1%$294/sqft
Source: Walker County Area MLS #23-469 Report a problem
2/25/2023	Price change	$475,000-4.8%$297/sqft
Source: Strategic MLS Alliance #509748 Report a problem
10/25/2022	Listed for sale	$499,000+14.7%$312/sqft
Source: Walker County Area MLS #22-1735 Report a problem
9/8/2022	Sold	$435,000-14.7%$272/sqft
Source: GALMLS #1311609 Report a problem
8/15/2022	Price change	$510,000+13.4%$319/sqft
Source: Walker County Area MLS #22-1735 Report a problem
3/29/2022	Pending sale	$449,900-10%$281/sqft
Source: Walker County Area MLS #21-225 Report a problem
2/18/2022	Price change	$499,900+11.1%$312/sqft
Source: GALMLS #1311609 Report a problem
1/14/2022	Pending sale	$449,900$281/sqft
Source: GALMLS #1276226 Report a problem
8/7/2021	Listing removed	--
Source: Walker County Area MLS Report a problem
2/6/2021	Listed for sale	$449,900$281/sqft
Source: Arc Realty @ the lake #21-225 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,029 +4.2%	$116,500 +4.2%
2024	$2,907 +6.6%	$111,820 +6.6%
2023	$2,728 +164.7%	$104,940 +164.7%
2022	$1,031	$39,640

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 35057

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

9/10
Cold Springs Elementary School
Grades: PK-8Distance: 4.8 mi
6/10
Cold Springs High School
Grades: 9-12Distance: 4.6 mi

Schools provided by the listing agent

Elementary: Cold Springs
Middle: Cold Springs Middle
High: Cold Springs

Source: Strategic MLS Alliance. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.