Located on the 16th floor, this exceptional Gulf-front 3-bedroom, 2-bath residence offers breathtaking, unobstructed views of the emerald waters and sugar-white beaches from every bedroom and the expansive wraparound balcony.
Meticulously upgraded with approximately $250,000 in improvements, this residence has been transformed with a new HVAC system, beautifully renovated bathrooms, a designer kitchen featuring marble countertops and a custom tile backsplash, all-new appliances, and stylish new furnishings throughout. Designed for both comfort and elegance, the open-concept floor plan also features a Gulf-front primary suite, split-bedroom layout for added privacy, crown molding, and 9-foot ceilings that enhance the home's bright, spacious feel.
Located in the highly sought-after Gulf Crest community, owners and guests enjoy an impressive collection of resort-style amenities, including two beachfront pools, a hot tub, kiddie pool, fitness center, tiki bar and grill, game room, gazebo, gated entry, and assigned covered parking.
For investors, this property presents an outstanding opportunity. Gulf Crest is a proven vacation destination with strong rental demand driven by its prime beachfront location, spacious three-bedroom floor plans that comfortably accommodate families and larger groups, and convenient access to restaurants, shopping, entertainment, and popular attractions. Offered in pristine, turnkey condition, this residence is ready to generate rental income immediately or serve as a private coastal retreat before entering the vacation rental market.
Whether you're searching for a high-performing investment property, a luxurious second home, or a full-time beachfront residence, this Gulf-front condo offers the perfect combination of location, lifestyle, quality, and lasting value.
Pending
$889,000
8715 Surf Dr Unit 1601A, Panama City Beach, FL 32401
3beds
1,801sqft
Condominium
Built in 2004
-- sqft lot
$853,600 Zestimate®
$494/sqft
$1,253/mo HOA
What's special
- 48 days
- 125
- 10
Zillow last checked:
Listing updated:
Listed by:
The Wheeler Sauls Collective 850-527-2275,
Salty Marlin Realty LLC
Source: CPAR,MLS#: 792588
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Living Room, Primary Bedroom, Other
Primary bedroom
- Dimensions: 11 x 15
Living room
- Dimensions: 18 x 20
Other
- Features: Balcony
- Dimensions: 34 x 8
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range
Features
- Balcony, Double Vanity, Walk-In Closet(s)
Interior area
- Total structure area: 1,801
- Total interior livable area: 1,801 sqft
Property
Parking
- Parking features: Additional Parking, Gated
- Has garage: Yes
Features
- Patio & porch: Balcony
- Pool features: In Ground, Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Lot
- Features: Paved
Details
- Parcel number: 30473396000
- Zoning description: Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Concrete
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Barbecue, Beach, Business Center, Clubhouse, Elevator, Fitness Center, Game Room, Pool, Community Pool, Gated, Short Term Rental Allowed
- Security: Secured Garage/Parking, Gated Community, Security Gate, Security Service
- Subdivision: Gulf Crest Condo
HOA
- Has HOA: Yes
- Amenities included: Gated, Barbecue, Picnic Area
- Services included: Association Management, Cable TV, Fitness Facility, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Recreation Facilities, Trash
- HOA fee: $3,758 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $494/sqft
- Tax assessed value: $790,500
- Annual tax amount: $9,892
- Date on market: 7/16/2026
- Cumulative days on market: 45 days
- Electric utility on property: Yes
Estimated market value
$853,600
$811,000 - $896,000
$3,047/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/10/2026 | Pending sale | $889,000$494/sqft |
Source: | ||
| 7/16/2026 | Listed for sale | $889,000-4.4%$494/sqft |
Source: | ||
| 3/31/2022 | Sold | $930,000+0.5%$516/sqft |
Source: | ||
| 2/15/2022 | Contingent | $925,000$514/sqft |
Source: | ||
| 1/30/2022 | Listed for sale | $925,000$514/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $9,892 +0.1% | $790,500 |
| 2023 | $9,883 +25.4% | $790,500 +14.8% |
| 2022 | $7,884 | $688,500 |
| 2021 | -- | -- |
| 2020 | $4,190 +2.6% | $379,965 +2.3% |
| 2019 | $4,085 | $371,422 +1.9% |
| 2018 | $4,085 +1.4% | $364,497 +2.1% |
| 2017 | $4,028 +10.5% | $357,000 +0.2% |
| 2016 | $3,646 -3.9% | $356,251 +0.7% |
| 2015 | $3,794 | $353,775 +0.8% |
| 2014 | $3,794 | $350,967 +1.5% |
| 2013 | -- | $345,780 +1.7% |
| 2012 | -- | $340,000 -7% |
| 2011 | -- | $365,500 -3.4% |
| 2010 | -- | $378,250 -3.6% |
| 2009 | -- | $392,184 -15.2% |
| 2008 | -- | $462,503 -12.2% |
| 2007 | -- | $526,949 -20.3% |
| 2006 | -- | $661,000 0% |
| 2005 | -- | $661,002 +3205% |
| 2004 | -- | $20,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 32401
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







