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Pending
  • $889,000

    8715 Surf Dr Unit 1601A, Panama City Beach, FL 32401

    3beds
    1,801sqft
    : 
    $6,962/mo
    Get pre-qualified
    Condominium
    Built in 2004
    -- sqft lot
    $853,600 Zestimate®
    $494/sqft
    $1,253/mo HOA

    What's special

    Located on the 16th floor, this exceptional Gulf-front 3-bedroom, 2-bath residence offers breathtaking, unobstructed views of the emerald waters and sugar-white beaches from every bedroom and the expansive wraparound balcony. Meticulously upgraded with approximately $250,000 in improvements, this residence has been transformed with a new HVAC system, beautifully renovated bathrooms, a designer kitchen featuring marble countertops and a custom tile backsplash, all-new appliances, and stylish new furnishings throughout. Designed for both comfort and elegance, the open-concept floor plan also features a Gulf-front primary suite, split-bedroom layout for added privacy, crown molding, and 9-foot ceilings that enhance the home's bright, spacious feel. Located in the highly sought-after Gulf Crest community, owners and guests enjoy an impressive collection of resort-style amenities, including two beachfront pools, a hot tub, kiddie pool, fitness center, tiki bar and grill, game room, gazebo, gated entry, and assigned covered parking. For investors, this property presents an outstanding opportunity. Gulf Crest is a proven vacation destination with strong rental demand driven by its prime beachfront location, spacious three-bedroom floor plans that comfortably accommodate families and larger groups, and convenient access to restaurants, shopping, entertainment, and popular attractions. Offered in pristine, turnkey condition, this residence is ready to generate rental income immediately or serve as a private coastal retreat before entering the vacation rental market. Whether you're searching for a high-performing investment property, a luxurious second home, or a full-time beachfront residence, this Gulf-front condo offers the perfect combination of location, lifestyle, quality, and lasting value.
    48 days
    125
    10

    Zillow last checked:

    Listing updated:

    Listed by:

    The Wheeler Sauls Collective 850-527-2275,

    Salty Marlin Realty LLC

    Source: CPAR,MLS#: 792588MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Living Room, Primary Bedroom, Other
      Primary bedroom
      • Dimensions: 11 x 15
      Living room
      • Dimensions: 18 x 20
      Other
      • Features: Balcony
      • Dimensions: 34 x 8
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Range
      Features
      • Balcony, Double Vanity, Walk-In Closet(s)
      Interior area
      • Total structure area: 1,801
      • Total interior livable area: 1,801 sqft

      Property

      Parking
      • Parking features: Additional Parking, Gated
      • Has garage: Yes
      Features
      • Patio & porch: Balcony
      • Pool features: In Ground, Community
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Lot
      • Features: Paved
      Details
      • Parcel number: 30473396000
      • Zoning description: Resid Multi-Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Concrete
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Barbecue, Beach, Business Center, Clubhouse, Elevator, Fitness Center, Game Room, Pool, Community Pool, Gated, Short Term Rental Allowed
      • Security: Secured Garage/Parking, Gated Community, Security Gate, Security Service
      • Subdivision: Gulf Crest Condo
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Barbecue, Picnic Area
      • Services included: Association Management, Cable TV, Fitness Facility, Insurance, Legal/Accounting, Maintenance Grounds, Pest Control, Recreation Facilities, Trash
      • HOA fee: $3,758 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $494/sqft
      • Tax assessed value: $790,500
      • Annual tax amount: $9,892
      • Date on market: 7/16/2026
      • Cumulative days on market: 45 days
      • Electric utility on property: Yes

        Estimated market value

        $853,600

        $811,000 - $896,000

        $3,047/mo

        Price history

        DateEventPrice
        8/10/2026Pending sale$889,000$494/sqft
        Source: CPAR #792588 Report a problem
        7/16/2026Listed for sale$889,000-4.4%$494/sqft
        Source: CPAR #792588 Report a problem
        3/31/2022Sold$930,000+0.5%$516/sqft
        Source: CPAR #721687 Report a problem
        2/15/2022Contingent$925,000$514/sqft
        Source: CPAR #721687 Report a problem
        1/30/2022Listed for sale$925,000$514/sqft
        Source: CPAR #721687 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$9,892 +0.1%$790,500
        2023$9,883 +25.4%$790,500 +14.8%
        2022$7,884 $688,500
        2021-- --
        2020$4,190 +2.6%$379,965 +2.3%
        2019$4,085 $371,422 +1.9%
        2018$4,085 +1.4%$364,497 +2.1%
        2017$4,028 +10.5%$357,000 +0.2%
        2016$3,646 -3.9%$356,251 +0.7%
        2015$3,794 $353,775 +0.8%
        2014$3,794 $350,967 +1.5%
        2013-- $345,780 +1.7%
        2012-- $340,000 -7%
        2011-- $365,500 -3.4%
        2010-- $378,250 -3.6%
        2009-- $392,184 -15.2%
        2008-- $462,503 -12.2%
        2007-- $526,949 -20.3%
        2006-- $661,000 0%
        2005-- $661,002 +3205%
        2004-- $20,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32401

        Getting around

        45 / 100
        Car-Dependent
        49 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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