Stop Waiting on the Bank. Start Owning the Beach.
Your Name on the Deed. Your Terms!!!
Unit 2131 is now available with OWNER FINANCING.
Here's the opportunity:
25% Down
6.75% Interest
5-Year Balloon
No Debt on your credit
No credit check
No hassle to verified income
As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. This creates the opportunity where all those things exists.
Especially in today's economic climate, where interest rates and lending conditions can be influenced by factors beyond your control, this is the perfect way to take control of how you invest comfortably.
This end unit speaks for itself, perfectly positioned with a highly sought-after wraparound balcony with breathtaking panoramic views, offering an elevated beachfront experience that truly sets it apart.
Whether you're looking for a vacation getaway, second home, or investment opportunity, this property offers a combination that's hard to find: prime location, incredible views, and flexible owner financing!!
The unit also comes with 2 deeded parking spaces sold separately.
For sale
$680,000
9900 Thomas Dr Unit 2131, Panama City Beach, FL 32408
3beds
1,400sqft
Condominium
Built in 2007
-- sqft lot
$656,400 Zestimate®
$486/sqft
$1,569/mo HOA
What's special
Elevated beachfront experienceBreathtaking panoramic viewsHighly sought-after wraparound balconyEnd unit
- 2 days
- 75
- 3
Zillow last checked:
Listing updated:
Listed by:
Ramone C Silvera 954-330-3095,
Salty Marlin Realty LLC
Source: CPAR,MLS#: 794608
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Description: If important to buyer please verify
- Level: First
- Dimensions: 14 x 13
Bedroom
- Description: If important to buyer please verify
- Level: First
- Dimensions: 12 x 10
Bedroom
- Description: If important to buyer please verify
- Level: First
- Dimensions: 12 x 10
Cooling
- Ceiling Fan(s)
Appliances
- Included: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
- Laundry: Stacked
Features
- Balcony, Main Level Primary, Tub Shower
Interior area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Pool features: Fenced, Electric Heat, Community
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: See Remarks
Details
- Parcel number: 40000675272
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2007
Community & HOA
Community
- Features: Community Pool, Short Term Rental Allowed
- Security: Fire Sprinkler System, Security Gate, 24 Hour Security, Key Card Entry, Security Guard, Smoke Detector(s)
- Subdivision: Shores Of Panama Phase I
HOA
- Has HOA: Yes
- Amenities included: Beach Rights
- Services included: Association Management, Cable TV, Electricity, Internet, Other, Pool(s), See Remarks, Security, Trash, Water
- HOA fee: $4,708 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $486/sqft
- Tax assessed value: $615,154
- Annual tax amount: $6,248
- Date on market: 8/26/2026
Estimated market value
$656,400
$624,000 - $689,000
$2,942/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/26/2026 | Listed for sale | $680,000+3%$486/sqft |
Source: | ||
| 12/30/2025 | Sold | $660,000-5.1%$471/sqft |
Source: | ||
| 12/19/2025 | Pending sale | $695,500$497/sqft |
Source: | ||
| 10/22/2025 | Listed for sale | $695,500+8.7%$497/sqft |
Source: | ||
| 10/10/2025 | Listing removed | $639,999$457/sqft |
Source: | ||
| 10/2/2025 | Listed for sale | $639,999-7.2%$457/sqft |
Source: | ||
| 8/9/2025 | Listing removed | $689,999$493/sqft |
Source: | ||
| 4/22/2025 | Price change | $689,999-3.5%$493/sqft |
Source: | ||
| 2/18/2025 | Listed for sale | $714,800-5.9%$511/sqft |
Source: | ||
| 8/13/2024 | Listing removed | -- |
Source: | ||
| 6/12/2024 | Price change | $759,999+4.8%$543/sqft |
Source: | ||
| 3/18/2024 | Price change | $725,000-14.7%$518/sqft |
Source: | ||
| 3/4/2024 | Listed for sale | $850,000$607/sqft |
Source: | ||
| 1/11/2024 | Listing removed | -- |
Source: | ||
| 12/31/2023 | Listed for sale | $850,000+183.4%$607/sqft |
Source: | ||
| 7/5/2012 | Sold | $299,900-14.3%$214/sqft |
Source: | ||
| 9/23/2011 | Listing removed | $350,000$250/sqft |
Source: Star Real Estate Association, LLC #410778 Report a problem | ||
| 3/13/2011 | Listed for sale | $350,000$250/sqft |
Source: Listhub #410778 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,306 +1.4% | $397,104 +10% |
| 2023 | $6,222 +31.5% | $361,004 +10% |
| 2022 | $4,731 | $328,185 |
| 2021 | -- | -- |
| 2020 | $3,600 +5.6% | $297,900 +5% |
| 2019 | $3,409 | $283,713 +8.4% |
| 2018 | $3,409 +5.4% | $261,800 -6.5% |
| 2017 | $3,233 +1.6% | $280,033 |
| 2016 | $3,181 -9.3% | $280,033 -4.8% |
| 2015 | $3,506 | $294,000 +6.4% |
| 2014 | $3,506 | $276,250 +8.4% |
| 2013 | -- | $254,915 -8.1% |
| 2012 | -- | $277,300 -4.3% |
| 2011 | -- | $289,615 -11.5% |
| 2010 | -- | $327,250 -28.2% |
| 2009 | -- | $455,840 -27.7% |
| 2008 | -- | $630,700 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







