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For sale
    • Price cut: $10K (7/23)
    $560,000

    9900 Thomas Dr Unit 2103, Panama City Beach, FL 32408

    2beds
    1,131sqft
    : 
    $5,012/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $543,200 Zestimate®
    $495/sqft
    $1,451/mo HOA

    What's special

    Indoor heated poolFitness center
    Price Reduction on this beautiful gulf front condo! Take advantage of this RARE opportunity to own a beautiful, luxurious Gulf front END unit! These 'E Floor Plan' type units rarely come on the market so this is your chance to invest in a Shores of Panama, breathtaking view of the Gulf, with a very competitive short term rental income condo. The wrap around 90 degree balcony provides a breathtaking view of the white sugary sands and of the blue Gulf waters which is only available with the End units. Unit 2103 is perfectly designed as a 2 bedroom with Bunkie's/ 2.5 bath turn-key condo that is fully furnished, and fully stocked (see document section for full inventory list) and is ready to go. Views of the Gulf are seen from both the living room and from the master bedroom. Relax on the wrap around balcony and watch both the Florida sunrises and the Florida sunsets as you enjoy your morning coffee and your evening glass of wine. Don't forget as you watch, look for the dolphins! Please see the video tour of this condo in this listing to get the full effect of what this condo offers and of what the Shores of Panama grounds offer. See documents section for everything you need! Shores of Panama Resort Condominiums are world-renowned for their massive resort-style lagoon pool that is complete with a hot tub and Tiki bars. The other amenities include an indoor heated pool, a spa, a fitness center, a sauna, a steam room, and in-resort shopping. There is also a banquet hall located on site for 'winter time' entertainment and for guest activities that the staff puts on year round for fun and enjoyment! Shores of Panama is also located right next to Pineapple Willys, which is also a renowned fabulous beach front restaurant. This unit is managed by a STR company so it is fully operated and easily able to switch over. Come see this picturesque condominium unit and visit the grounds of Shores of Panama and you will fall in love with this complex. Enjoy all it has to offer! Please text agent for the new 2026 revenue, earnings, and bookings sheet.
    213 days
    |
    69
    |
    6
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    Zillow last checked:

    Listing updated:

    Listed by:

    Elaine G Fenster 850-704-2051,

    Coastal Palms Real Estate

    Source: CPAR,MLS#: 784191MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other
      Primary bedroom
      • Level: First
      • Dimensions: 11.8 x 13.5
      Bedroom
      • Level: First
      • Dimensions: 14.5 x 13.5
      Primary bathroom
      • Level: First
      • Dimensions: 13.3 x 5
      Other
      • Dimensions: 9 x 9
      Other
      • Level: First
      • Dimensions: 4 x 7
      Other
      • Level: First
      • Dimensions: 5.2 x 9.8
      Kitchen
      • Level: First
      • Dimensions: 15 x 10.2
      Living room
      • Level: First
      • Dimensions: 14.8 x 17
      Other
      • Features: Balcony
      • Level: First
      • Dimensions: 6 x 30
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
      • Laundry: Stacked
      Features
      • Main Level Primary, Tub Shower
      Interior area
      • Total structure area: 1,131
      • Total interior livable area: 1,131 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Electric Gate, Gated, Paved
      • Garage spaces: 1
      Features
      • Patio & porch: Balcony
      • Pool features: Indoor, In Ground, Other, Community
      • Spa features: Community
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Lot
      • Features: Paved
      Details
      • Parcel number: 40000650360
      • Zoning description: Resid Multi-Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Gated, Park, Pool, Community Pool, Short Term Rental Allowed
      • Security: Building Security, Closed Circuit Camera(s), Fire Sprinkler System, Gated with Guard, Secured Garage/Parking, 24 Hour Security, Security Guard, Security Lights, Security Gate, Smoke Detector(s), Security Service
      • Subdivision: Shores Of Panama
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Gated, Barbecue, Picnic Area, Sauna, Spa/Hot Tub
      • Services included: Fitness Facility, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash
      • HOA fee: $4,354 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $495/sqft
      • Tax assessed value: $484,075
      • Annual tax amount: $5,978
      • Date on market: 1/26/2026
      • Cumulative days on market: 214 days
      • Electric utility on property: Yes

        Estimated market value

        $543,200

        $516,000 - $570,000

        $2,617/mo

        Price history

        DateEventPrice
        7/23/2026Price change$560,000-1.8%$495/sqft
        Source: CPAR #784191 Report a problem
        6/5/2026Price change$570,000-0.9%$504/sqft
        Source: CPAR #784191 Report a problem
        5/11/2026Price change$575,000-1.7%$508/sqft
        Source: CPAR #784191 Report a problem
        1/26/2026Listed for sale$585,000+5.4%$517/sqft
        Source: CPAR #784191 Report a problem
        2/3/2023Sold$555,000-5.9%$491/sqft
        Source: CPAR #724276 Report a problem
        1/25/2023Pending sale$590,000$522/sqft
        Source: CPAR #724276 Report a problem
        12/1/2022Listed for sale$590,000$522/sqft
        Source: CPAR #724276 Report a problem
        10/11/2022Contingent$590,000$522/sqft
        Source: CPAR #724276 Report a problem
        7/18/2022Listed for sale$590,000$522/sqft
        Source: CPAR #724276 Report a problem
        7/13/2022Contingent$590,000$522/sqft
        Source: CPAR #724276 Report a problem
        6/2/2022Listed for sale$590,000$522/sqft
        Source: CPAR #724276 Report a problem
        5/9/2022Contingent$590,000$522/sqft
        Source: CPAR #724276 Report a problem
        4/15/2022Price change$590,000+4.4%$522/sqft
        Source: CPAR #724276 Report a problem
        3/28/2022Listed for sale$565,000$500/sqft
        Source: CPAR #724276 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,137 +12.2%$484,075 +26.3%
        2023$5,468 +30.3%$383,350 +10%
        2022$4,196 $348,500
        2021-- --
        2020$3,784 +7.4%$314,500 +7.2%
        2019$3,524 $293,250 +5.4%
        2018$3,524 +3.7%$278,160 +10%
        2017$3,397 +18.1%$252,875 -6.2%
        2016$2,876 -6.3%$269,450 +4.8%
        2015$3,070 $257,125 -1.8%
        2014$3,070 $261,800 +10%
        2013-- $238,000 +9.6%
        2012-- $217,152 -13.2%
        2011-- $250,170 -5.1%
        2010-- $263,500 -12.8%
        2009-- $302,099 -10%
        2008-- $335,665
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32408

        Getting around

        42 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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