Price Reduction on this beautiful gulf front condo! Take advantage of this RARE opportunity to own a beautiful, luxurious Gulf front END unit! These 'E Floor Plan' type units rarely come on the market so this is your chance to invest in a Shores of Panama, breathtaking view of the Gulf, with a very competitive short term rental income condo. The wrap around 90 degree balcony provides a breathtaking view of the white sugary sands and of the blue Gulf waters which is only available with the End units. Unit 2103 is perfectly designed as a 2 bedroom with Bunkie's/ 2.5 bath turn-key condo that is fully furnished, and fully stocked (see document section for full inventory list) and is ready to go. Views of the Gulf are seen from both the living room and from the master bedroom. Relax on the wrap around balcony and watch both the Florida sunrises and the Florida sunsets as you enjoy your morning coffee and your evening glass of wine. Don't forget as you watch, look for the dolphins! Please see the video tour of this condo in this listing to get the full effect of what this condo offers and of what the Shores of Panama grounds offer. See documents section for everything you need! Shores of Panama Resort Condominiums are world-renowned for their massive resort-style lagoon pool that is complete with a hot tub and Tiki bars. The other amenities include an indoor heated pool, a spa, a fitness center, a sauna, a steam room, and in-resort shopping. There is also a banquet hall located on site for 'winter time' entertainment and for guest activities that the staff puts on year round for fun and enjoyment! Shores of Panama is also located right next to Pineapple Willys, which is also a renowned fabulous beach front restaurant. This unit is managed by a STR company so it is fully operated and easily able to switch over. Come see this picturesque condominium unit and visit the grounds of Shores of Panama and you will fall in love with this complex. Enjoy all it has to offer! Please text agent for the new 2026 revenue, earnings, and bookings sheet.
For sale
Price cut: $10K (7/23)
$560,000
9900 Thomas Dr Unit 2103, Panama City Beach, FL 32408
2beds
1,131sqft
Condominium
Built in 2007
-- sqft lot
$543,200 Zestimate®
$495/sqft
$1,451/mo HOA
What's special
Indoor heated poolFitness center
- 215 days
- 71
- 6
Zillow last checked:
Listing updated:
Listed by:
Elaine G Fenster 850-704-2051,
Coastal Palms Real Estate
Source: CPAR,MLS#: 784191
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other
Primary bedroom
- Level: First
- Dimensions: 11.8 x 13.5
Bedroom
- Level: First
- Dimensions: 14.5 x 13.5
Primary bathroom
- Level: First
- Dimensions: 13.3 x 5
Other
- Dimensions: 9 x 9
Other
- Level: First
- Dimensions: 4 x 7
Other
- Level: First
- Dimensions: 5.2 x 9.8
Kitchen
- Level: First
- Dimensions: 15 x 10.2
Living room
- Level: First
- Dimensions: 14.8 x 17
Other
- Features: Balcony
- Level: First
- Dimensions: 6 x 30
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
- Laundry: Stacked
Features
- Main Level Primary, Tub Shower
Interior area
- Total structure area: 1,131
- Total interior livable area: 1,131 sqft
Property
Parking
- Total spaces: 1
- Parking features: Electric Gate, Gated, Paved
- Garage spaces: 1
Features
- Patio & porch: Balcony
- Pool features: Indoor, In Ground, Other, Community
- Spa features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Lot
- Features: Paved
Details
- Parcel number: 40000650360
- Zoning description: Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Gated, Park, Pool, Community Pool, Short Term Rental Allowed
- Security: Building Security, Closed Circuit Camera(s), Fire Sprinkler System, Gated with Guard, Secured Garage/Parking, 24 Hour Security, Security Guard, Security Lights, Security Gate, Smoke Detector(s), Security Service
- Subdivision: Shores Of Panama
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Gated, Barbecue, Picnic Area, Sauna, Spa/Hot Tub
- Services included: Fitness Facility, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash
- HOA fee: $4,354 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $495/sqft
- Tax assessed value: $484,075
- Annual tax amount: $5,978
- Date on market: 1/26/2026
- Cumulative days on market: 215 days
- Electric utility on property: Yes
Estimated market value
$543,200
$516,000 - $570,000
$2,617/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/23/2026 | Price change | $560,000-1.8%$495/sqft |
Source:  CPAR #784191 Report a problem | ||
| 6/5/2026 | Price change | $570,000-0.9%$504/sqft |
Source: CPAR #784191 Report a problem | ||
| 5/11/2026 | Price change | $575,000-1.7%$508/sqft |
Source: CPAR #784191 Report a problem | ||
| 1/26/2026 | Listed for sale | $585,000+5.4%$517/sqft |
Source: CPAR #784191 Report a problem | ||
| 2/3/2023 | Sold | $555,000-5.9%$491/sqft |
Source: CPAR #724276 Report a problem | ||
| 1/25/2023 | Pending sale | $590,000$522/sqft |
Source: CPAR #724276 Report a problem | ||
| 12/1/2022 | Listed for sale | $590,000$522/sqft |
Source: CPAR #724276 Report a problem | ||
| 10/11/2022 | Contingent | $590,000$522/sqft |
Source: CPAR #724276 Report a problem | ||
| 7/18/2022 | Listed for sale | $590,000$522/sqft |
Source: CPAR #724276 Report a problem | ||
| 7/13/2022 | Contingent | $590,000$522/sqft |
Source: CPAR #724276 Report a problem | ||
| 6/2/2022 | Listed for sale | $590,000$522/sqft |
Source: CPAR #724276 Report a problem | ||
| 5/9/2022 | Contingent | $590,000$522/sqft |
Source: CPAR #724276 Report a problem | ||
| 4/15/2022 | Price change | $590,000+4.4%$522/sqft |
Source: CPAR #724276 Report a problem | ||
| 3/28/2022 | Listed for sale | $565,000$500/sqft |
Source: CPAR #724276 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,137 +12.2% | $484,075 +26.3% |
| 2023 | $5,468 +30.3% | $383,350 +10% |
| 2022 | $4,196 | $348,500 |
| 2021 | -- | -- |
| 2020 | $3,784 +7.4% | $314,500 +7.2% |
| 2019 | $3,524 | $293,250 +5.4% |
| 2018 | $3,524 +3.7% | $278,160 +10% |
| 2017 | $3,397 +18.1% | $252,875 -6.2% |
| 2016 | $2,876 -6.3% | $269,450 +4.8% |
| 2015 | $3,070 | $257,125 -1.8% |
| 2014 | $3,070 | $261,800 +10% |
| 2013 | -- | $238,000 +9.6% |
| 2012 | -- | $217,152 -13.2% |
| 2011 | -- | $250,170 -5.1% |
| 2010 | -- | $263,500 -12.8% |
| 2009 | -- | $302,099 -10% |
| 2008 | -- | $335,665 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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