Experience one of the most desirable layouts at the Shores of Panama - 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12. Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool,
featuring zero-entry access, tropical palm-lined islands, fountains, and an expansive beachfront hot tub. Additional amenities include an indoor heated pool and spa, 24-hour fitness center, seasonal tiki bar, covered parking, and on-site security.
The location places you in the heart of it all--adjacent to Pineapple Willy's for beachfront dining, and just across the street from Laketown Wharf offering a variety of restaurants, coffee shops, entertainment, and retail. Nearby attractions include Pier Park, Topgolf Panama City Beach, and Pirates Voyage Dinner & Show, with continued growth and new venues enhancing the area's appeal.
Whether you're seeking a primary residence, second home, or high-performing income property, this is a standout opportunity in one of the Gulf Coast's most recognizable resort destinations.
All information, including dimensions and HOA details, is deemed reliable but should be verified by buyers if important.
For sale
Price cut: $20K (7/2)
$599,000
9900 S Thomas Dr #1103, Panama City Beach, FL 32408
2beds
1,131sqft
Condominium
Built in 2007
-- sqft lot
$-- Zestimate®
$530/sqft
$1,451/mo HOA
What's special
Fully furnishedWraparound balconyExpansive beachfront hot tubUnobstructed gulf viewsLarge bunk roomTropical palm-lined islands
- 120 days
- 64
- 5
Zillow last checked:
Listing updated:
Listed by:
Alexandra Maddox 850-238-6168,
The Premier Property Group
Source: CPAR,MLS#: 789195
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 13.5 x 12
Bedroom
- Level: First
- Dimensions: 14 x 11
Other
- Level: First
- Dimensions: 10 x 8
Kitchen
- Level: First
- Dimensions: 10 x 8
Living room
- Level: First
- Dimensions: 16 x 14
Heating
- Electric
Cooling
- Ceiling Fan(s)
Appliances
- Included: Washer/Dryer Stacked, Electric Oven, Electric Water Heater
- Laundry: Stacked
Features
- Main Level Primary, Shower Only, Tub Shower
Interior area
- Total structure area: 1,131
- Total interior livable area: 1,131 sqft
Property
Parking
- Total spaces: 2
- Parking features: Gated
- Garage spaces: 2
Features
- Patio & porch: Balcony
- Pool features: Community
- Spa features: Community
- Has view: Yes
- View description: Gulf, Water
- Has water view: Yes
- Water view: Gulf,Water
- Waterfront features: Gulf
Details
- Parcel number: 40000650180
- Zoning description: Resid Multi-Family
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available
Community & HOA
Community
- Features: Barbecue, Beach, Clubhouse, Elevator, Game Room, Playground, Park, Pool, Waterfront, Community Pool, Gated, Short Term Rental Allowed
- Security: Fire Sprinkler System, Security Gate, Gated with Guard, Gated Community, 24 Hour Security, Security Guard
- Subdivision: Shores Of Panama
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Game Room, Gated, Barbecue, Picnic Area, Spa/Hot Tub
- Services included: Clubhouse, Fitness Facility, Internet, Maintenance Grounds, Playground, Pool(s), Recreation Facilities, Sewer, Security, Trash, Water
- HOA fee: $4,354 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $530/sqft
- Annual tax amount: $6,186
- Date on market: 5/1/2026
- Cumulative days on market: 82 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/2/2026 | Price change | $599,000-3.2%$530/sqft |
Source:  CPAR #789195 Report a problem | ||
| 5/13/2026 | Price change | $619,000-3.1%$547/sqft |
Source: CPAR #789195 Report a problem | ||
| 5/1/2026 | Listed for sale | $639,000+60.2%$565/sqft |
Source: CPAR #789195 Report a problem | ||
| 10/3/2020 | Listing removed | $399,000$353/sqft |
Source: Pineapple Properties #696228 Report a problem | ||
| 4/7/2020 | Listed for sale | $399,000+46.2%$353/sqft |
Source: Pineapple Properties #696228 Report a problem | ||
| 5/20/2017 | Listing removed | $273,000$241/sqft |
Source: Keller Williams Success Realty #656679 Report a problem | ||
| 4/26/2017 | Listed for sale | $273,000$241/sqft |
Source: Keller Williams Success Realty #656679 Report a problem | ||
| 4/26/2017 | Pending sale | $273,000$241/sqft |
Source: Keller Williams Success Realty #656679 Report a problem | ||
| 4/26/2017 | Pending sale | $273,000$241/sqft |
Source: Keller Williams Success Realty #656679 Report a problem | ||
| 3/23/2017 | Listed for sale | $273,000+4%$241/sqft |
Source: Keller Williams Success Realty #656679 Report a problem | ||
| 8/29/2013 | Sold | $262,500-24.6%$232/sqft |
Source: Agent Provided Report a problem | ||
| 10/22/2011 | Listing removed | $348,000$308/sqft |
Source: Coldwell Banker United #396449 Report a problem | ||
| 3/2/2011 | Price change | $348,000+99900%$308/sqft |
Source: Coldwell Banker United #396449 Report a problem | ||
| 2/25/2011 | Listed for sale | $348 |
Source: Coldwell Banker United #396449 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32408
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $507,4002 bd3 ba1.1k sqft9900 Thomas Dr UNIT 1503, Panama City Beach, FL 32408Sold
- $639,0002 bd3 ba1.1k sqft9900 Thomas Dr UNIT 1303, Panama City Beach, FL 32408Sold
- $487,1002 bd3 ba1.1k sqft9900 Thomas Dr UNIT 1803, Panama City Beach, FL 32408Off Market
- $620,0002 bd3 ba1.1k sqft9900 Thomas Dr UNIT 1903, Panama City Beach, FL 32408For Sale
Similar homes
- $596,5002 bd3 ba1.1k sqft9900 Thomas Dr Unit 1103, Panama City Beach, FL 32408For Sale
MLS ID #1001972, Tami Moats, The Premier Property Group Seacrest Office. ECAOR - $575,0003 bd3 ba1.4k sqft9900 Thomas Dr Unit 2101, Panama City Beach, FL 32408For Sale
MLS ID #772740, The Shields Group. CPAR - $640,0003 bd3 ba1.4k sqft9900 Thomas Dr Unit 2231, Panama City Beach, FL 32408For Sale
MLS ID #784392, Kelly R Zarda. CPAR - $560,0002 bd3 ba1.1k sqft9900 Thomas Dr Unit 2103, Panama City Beach, FL 32408For Sale
MLS ID #784191, Elaine G Fenster. CPAR
