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For sale
  • Price cut: $20K (8/24)
    $465,000

    9900 Thomas Dr Unit 323, Panama City Beach, FL 32408

    2beds
    1,102sqft
    : 
    $4,221/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $448,300 Zestimate®
    $422/sqft
    $1,235/mo HOA

    What's special

    Stunning viewsBreakfast barAdditional guest bathroomBreathtaking gulf viewsGulf-front primary suitePrivate bunk roomExceptional layout
    Deeded Garage Space on the same floor of unit. No elevators necessary. This highly sought-after low-floor unit features one of the best 2-bedroom floor plans at Shores of Panama--and lives like a 3-bedroom. The spacious bunk room is a true enclosed room with a door and window, offering added privacy and flexibility for guests. Designed for both comfort and views, the Gulf-front primary suite and living area open directly onto an extra-wide private balcony through sliding glass doors. Enjoy breathtaking Gulf views, coastal breezes, and the soothing sound of the waves right from your living space. This unique layout includes a Gulf-view primary suite with private bath and balcony access, a second suite with its own bath, a private bunk room, and an additional guest bathroom--providing ideal accommodations for owners and guests alike. The open-concept living area features a fully equipped kitchen, breakfast bar, and dining space perfect for entertaining. Offered fully furnished and turnkey, the condo showcases attractive plank flooring, coastal-inspired colors, and quality finishes throughout. Step onto the balcony to take in stunning pool views along with glimpses of turquoise waters and sugar-white sand. A rare highlight of this property is the deeded parking space located on the same (3rd) floor--no elevators needed--providing unmatched convenience and easy access. Low-floor units like this are rarely available, allowing you to skip elevator wait times with just a short walk up two flights of stairs. Shores of Panama offers resort-style amenities including a spectacular zero-entry pool, tiki bars, hot tubs, indoor pool, sauna, steam rooms, fitness center, and on-site snack shop with coffee, donuts, and ice cream. Ideally located next to Pineapple Willy's and just minutes from Pier Park, Topgolf, and Pirate's Voyage, this condo puts you in the heart of Panama City Beach's best dining, shopping, and entertainment. With its exceptional layout, stunning views, and unbeatable convenience, this property is a must-see.
    152 days
    300
    15

    Zillow last checked:

    Listing updated:

    Listed by:

    Selma Hill 850-774-3442,

    Hilltop Legacy Realty

    Source: CPAR,MLS#: 787612MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Kitchen, Living Room, Primary Bedroom, Bonus Room
      Primary bedroom
      • Level: Third
      • Dimensions: 14 x 11.7
      Bedroom
      • Level: Third
      • Dimensions: 10.5 x 14
      Bonus room
      • Level: Third
      • Dimensions: 11.3 x 7.7
      Kitchen
      • Level: Third
      • Dimensions: 7 x 7.7
      Living room
      • Level: Third
      • Dimensions: 12 x 13.7
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Electric Range, Electric Water Heater
      Features
      • Double Vanity
      Interior area
      • Total structure area: 1,102
      • Total interior livable area: 1,102 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage
      • Garage spaces: 1
      Features
      • Patio & porch: Balcony
      • Pool features: In Ground, Community
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Lot
      • Features: Paved
      Details
      • Parcel number: 40000675030

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, High Speed Internet Available

      Community & HOA

      Community
      • Features: Barbecue, Beach, Elevator, Fitness Center, Game Room, Playground, Pool, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: 24 Hour Security, Security Service
      • Subdivision: Shores Of Panama Phase II
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Gated, Barbecue, Picnic Area
      • Services included: Cable TV, Fitness Facility, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Playground, Pool(s), Recreation Facilities, Sewer, Security, Water
      • HOA fee: $3,705 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $422/sqft
      • Tax assessed value: $444,126
      • Annual tax amount: $4,727
      • Date on market: 3/30/2026
      • Cumulative days on market: 153 days

        Estimated market value

        $448,300

        $426,000 - $471,000

        $2,604/mo

        Price history

        DateEventPrice
        8/24/2026Price change$465,000-4.1%$422/sqft
        Source: CPAR #787612 Report a problem
        3/30/2026Listed for sale$485,000+70.2%$440/sqft
        Source: CPAR #787612 Report a problem
        8/25/2020Sold$285,000-7.8%$259/sqft
        Source: CPAR #700652 Report a problem
        8/9/2020Listed for sale$309,000+23.6%$280/sqft
        Source: Pineapple Properties #700652 Report a problem
        10/29/2009Sold$250,000$227/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,879 +3.6%$322,436 +10%
        2023$4,710 +32.5%$293,124 +10%
        2022$3,555 $266,476
        2021-- --
        2020$3,243 +7.6%$266,900 +9%
        2019$3,015 $244,970 +10%
        2018$3,015 +8.9%$222,700 -6.4%
        2017$2,769 +2.2%$238,000 -0.3%
        2016$2,710 -2.1%$238,638 +3%
        2015$2,769 $231,625 +7.4%
        2014$2,769 $215,688 -0.5%
        2013-- $216,750 +2%
        2012-- $212,500
        2011-- $212,500
        2010-- $212,500 -34.9%
        2009-- $326,192 -20.5%
        2008-- $410,295
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32408

        Getting around

        44 / 100
        Car-Dependent
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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