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For sale
  • Price cut: $500 (8/18)
    $436,400

    9900 S Thomas Dr #1920, Panama City, FL 32408

    2beds
    1,102sqft
    : 
    $4,008/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $-- Zestimate®
    $396/sqft
    $1,176/mo HOA

    What's special

    Outstanding views
    Gulf-Front Primary Suite Strong Rental Income See Walk-through Video Enjoy breathtaking Gulf views through floor-to-ceiling glass doors leading to the balcony from both the living room and the Gulf-front primary suite. This spacious 2-bedroom + bunk room, 2.5-bath floor plan lives and rents like a true 3-bedroom condo. Major exterior improvements at the resort are nearing completion, and construction on this stack is already complete, making this unit ready for immediate enjoyment and rental income. Comfortably sleeping 8 and including a reserved parking space, this condo is being sold fully furnished and rental-ready. Recent updates include flooring, furnishings, paint, appliances, granite countertops, and washer/dryer. The property has a strong history of 5-star guest reviews and generates approximately $50,000 in annual gross rental revenue, with nearly $25,000 in future bookings already secured as of June 2026. Located in the highly sought-after Shores of Panama, owners and guests enjoy: • 500 feet of Gulf frontage • 14,000 sq. ft. lagoon-style pool • Heated indoor pool, hot tub, sauna, and steam room • Fitness center • On-site dining, tiki bars, coffee shop, and gated security Conveniently located in the heart of Panama City Beach near shopping, dining, and attractions including Ripley's Believe It or Not! Panama City Beach, WonderWorks Panama City Beach, Shipwreck Island Waterpark, and Pirates Voyage Dinner & Show. Whether you're seeking a beachfront getaway, second home, or turnkey investment opportunity, this condo offers outstanding views, resort amenities, and proven income potential. See Documents section for additional details. Buyer to verify all information deemed important.
    182 days
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    38
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    4
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    Zillow last checked:

    Listing updated:

    Listed by:

    Carla D Singleton 931-797-3884,

    Ohana Real Estate Services

    Source: CPAR,MLS#: 785898MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Primary Bathroom
      Bedroom
      • Description: All Tile, Big Bathroom inside 2nd bedroom
      • Level: First
      • Dimensions: 14 x 11
      Primary bathroom
      • Description: Sliding glass door, Master Bathroom has garden tub
      • Level: First
      • Dimensions: 14 x 12
      Other
      • Description: Bunkroom is huge! Double bunk with single on top
      • Level: First
      • Dimensions: 10 x 8
      Features
      • Main Level Primary
      Interior area
      • Total structure area: 1,102
      • Total interior livable area: 1,102 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage
      • Garage spaces: 1
      Features
      • Pool features: Community
      • On waterfront: Yes
      • Waterfront features: Gulf
      Details
      • Parcel number: 40000675235

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Features: Community Pool, Short Term Rental Allowed
      • Subdivision: Shores Of Panama Phase II
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Barbecue, Picnic Area
      • Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Internet, Maintenance Grounds, Pest Control, Pool(s), Recreation Facilities, Sewer, Security, Trash, Water
      • HOA fee: $3,529 quarterly
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $396/sqft
      • Annual tax amount: $4,764
      • Date on market: 8/27/2026
      • Cumulative days on market: 183 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $5,049/mo

        Price history

        DateEventPrice
        8/18/2026Price change$436,400-0.1%$396/sqft
        Source: CPAR #785898 Report a problem
        8/8/2026Price change$436,900-0.1%$396/sqft
        Source: CPAR #785898 Report a problem
        7/31/2026Price change$437,400-0.1%$397/sqft
        Source: CPAR #785898 Report a problem
        7/27/2026Price change$437,900-0.1%$397/sqft
        Source: CPAR #785898 Report a problem
        7/18/2026Price change$438,400-0.1%$398/sqft
        Source: CPAR #785898 Report a problem
        7/10/2026Price change$438,900-0.1%$398/sqft
        Source: CPAR #785898 Report a problem
        7/4/2026Price change$439,400-0.1%$399/sqft
        Source: CPAR #785898 Report a problem
        6/23/2026Price change$439,900+2.3%$399/sqft
        Source: CPAR #785898 Report a problem
        5/12/2026Price change$429,900-4.4%$390/sqft
        Source: CPAR #785898 Report a problem
        4/12/2026Price change$449,900-9.9%$408/sqft
        Source: CPAR #785898 Report a problem
        3/20/2026Price change$499,400-0.1%$453/sqft
        Source: CPAR #785898 Report a problem
        2/26/2026Listed for sale$499,900$454/sqft
        Source: CPAR #785898 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32408

        Getting around

        44 / 100
        Car-Dependent
        25 / 100
        Some Transit
        39 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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