Skip main navigation
For sale
  • $410,000

    9900 S Thomas Dr #1207, Panama City, FL 32408

    2beds
    1,148sqft
    : 
    $4,135/mo
    Get pre-qualified
    Condominium
    Built in 2007
    -- sqft lot
    $394,000 Zestimate®
    $357/sqft
    $1,473/mo HOA

    What's special

    SELLER FINANCING AVAILABLE. FIFTH-FLOOR DEEDED PARKING. TWO BEDROOMS PLUS BUNK AREA WITH THREE FULL BATHROOMS. Shores of Panama Unit 1207 in Panama City Beach, Florida offers a smart, rental-ready floor plan with the kind of practical features buyers notice quickly. This desirable ''B'' floor plan features two bedrooms, a bunk area, and three full bathrooms, giving the layout more flexibility than a typical two-bedroom condo. One of the standout advantages of Unit 1207 is the fifth-floor deeded parking space, offering convenient access within the resort's parking structure. Owners and guests also have the option to drive up to the 12th floor to take advantage of additional parking when available, adding another layer of convenience for this higher-floor residence. Positioned on the west side of the building, Unit 1207 features balcony views of the resort-style lagoon pool along with coastline views across Panama City Beach. The condo is being offered fully furnished and rental-ready, with a full-size front-load washer and dryer, black appliances, fresh paint, wood flooring throughout the main living areas, and tile in the kitchen and bathrooms. An owner's closet adds valuable private storage, a detail that can make a meaningful difference for personal use or rental ownership. The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company. Shores of Panama Resort features one of Panama City Beach's most recognizable gulf-front lagoon pool settings. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $4,419.50 per quarter. All information, including HOA fees, is deemed reliable but should be verified by buyers if important.
    77 days
    |
    22
    |
    5
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Alice de La Penha 850-771-3150,

    Coldwell Banker Realty

    Source: CPAR,MLS#: 791204MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bedroom, Dining Room, Full Bath, Kitchen, Living Room, Other
      Bedroom
      • Level: First
      • Dimensions: 10.1 x 14.3
      Bedroom
      • Level: First
      • Dimensions: 10 x 12.6
      Other
      • Level: First
      • Dimensions: 7 x 7.4
      Dining room
      • Level: First
      • Dimensions: 10 x 6.1
      Other
      • Level: First
      • Dimensions: 10 x 5.8
      Other
      • Level: First
      • Dimensions: 5.7 x 10.1
      Other
      • Level: First
      • Dimensions: 4.8 x 8.2
      Kitchen
      • Level: First
      • Dimensions: 9.7 x 10.1
      Living room
      • Level: First
      • Dimensions: 14.4 x 17
      Other
      • Features: Balcony
      • Level: First
      • Dimensions: 6.6 x 17
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
      • Laundry: Stacked
      Features
      • Tub Shower
      Interior area
      • Total structure area: 1,148
      • Total interior livable area: 1,148 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage
      • Garage spaces: 1
      Features
      • Patio & porch: Balcony
      • Pool features: Electric Heat, Indoor, In Ground, Community
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Details
      • Parcel number: 40000650202
      • Zoning description: Resid Multi-Family

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2007

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available

      Community & HOA

      Community
      • Features: Barbecue, Beach, Business Center, Clubhouse, Elevator, Fitness Center, Playground, Park, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: Fire Sprinkler System, Security Gate, 24 Hour Security, Security Guard
      • Subdivision: Shores Of Panama
      HOA
      • Has HOA: Yes
      • Amenities included: Other, See Remarks, Beach Rights, Barbecue
      • Services included: Association Management, Fitness Facility, Insurance, Legal/Accounting, Maintenance Grounds, Pool(s), Sewer, Trash, Water
      • HOA fee: $4,420 quarterly
      Location
      • Region: Panama City

      Financial & listing details

      • Price per square foot: $357/sqft
      • Annual tax amount: $5,030
      • Date on market: 6/11/2026
      • Cumulative days on market: 78 days
      • Electric utility on property: Yes

        Estimated market value

        $394,000

        $374,000 - $414,000

        $2,613/mo

        Price history

        DateEventPrice
        6/11/2026Listed for sale$410,000$357/sqft
        Source: CPAR #791204 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32408

        Getting around

        42 / 100
        Car-Dependent
        25 / 100
        Some Transit
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes